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HMDA Reporting, Equal Credit Opportunity Act 2/28/2017
Credit unions wanting more information about what they are required to collect, record, and report under the Consumer Financial Protection Bureau’s recent modifications to Regulation C, which implements the Home Mortgage Disclosure Act, can now view NCUA’s February fair lending webinar online. This 90-minute webinar also provides credit unions information on the Equal Credit Opportunity Act and its implementing regulation, Regulation B.
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National Asset Management Agency
The National Asset Management Agency is a body created by the government of Ireland in late 2009, in response to the Irish financial crisis and the deflation of the Irish property bubble. NAMA functions as a bad bank, acquiring property development loans from Irish banks in return for government purple debts bonds, ostensibly with a view to improving the availability of credit in the Irish economy. The original book value of these loans was €77 billion and the original asset values to which the loans related was €88bn with there being an average Loan To Value of 77% and the current market value is estimated at €47 billion. NAMA is controversial, with politicians and some economists criticising the approach, including Nobel Prize-winning economist Joseph Stiglitz who has said that the Irish government is "squandering" public money with its plan to bail out the banks. This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
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