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United Healthcare, Medicare Made Clear
 
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AARP United Healthcare Medicare Advantage plan presentation. Understanding what an advantage plan is and how it differs from original Medicare. www.NicoleDaman.com
Best Medicare Supplement (2018) - Find the Right Plan
 
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Best Medicare Supplement Plan {2018} Complete Medicare Resource Center here: http://www.medicareonvideo.com 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Best Medicare Supplement Plan 2017 and How to Find the Right Option for You The best Medicare supplement plan 2017, also known as Medigap policies, will help you get the most coverage when used with your Medicare healthcare insurance plan. Since there are so many options it can be challenging to find the right one for your needs. Beneficiaries can do their homework to find the best options and to understand how they work with their healthcare plans. Most who apply will choose from standardized policies with specific details to pay attention to. Beneficiaries in Massachusetts, Minnesota, and Wisconsin have different regulations in place affecting how their policies are standardized. Why Are Supplement Plans Standardized and What Makes Them Unique? When seeking the best option to accompany your Medicare program healthcare insurance, it is important to understand these details. The standardized policies have provisions to help protect patients. The policies must meet regulations set by federal and state standards. Such standards help define it as Medicare supplement insurance. The policy is identified by its letter (A through N). Most policies offer the same protection but some offer more than others. Insurance companies provide options to beneficiaries regarding supplement policies to offer. There are a few things to keep in mind when finding best Medicare supplement plan 2017 to consider. Insurance companies offering them have regulations by the state to follow. The company may not be obligated to sell each type of supplement policy. The company is obligated to provide Plan A when giving other policy options. They should provide Plan C or Plan F when other plans are offered. Supplement polices may provide coverage for coinsurance if you have paid the deductible. In some cases the supplement policy provides coverage for the deductible. Tips for Comparing Best Medicare Supplement Plans 2017 There are various sources online people can use to compare their options. It is important to use credible options that provide detailed information about Medigap policies. Seek websites providing in-depth information on healthcare coverage options including Medicare, Medicaid, and other forms of health coverage that work with supplement policies. There are several aspects to compare that can help you understand how to cut down your options to focus on. When comparing plans take notes on what the plan covers and up to what percentage. Some plans may offer up to 100% coverage. Pay attention to services and benefits the plan offers. Learn each part the policy offers and what coverage is available. If you have Medicare Part A or Part D, compare services they cover and how much the supplement policy will pay. Some policies have a high-deductible and you may be required to pay up to a certain amount in a calendar year before your supplement policy kicks in. Services to pay attention to in regards to supplement policy options include hospital costs, hospice care, and care from skilled nursing facilities. Pay attention to doctors and hospitals in your network. There are trusted health news organizations offering there take on good Medicare supplement plans based on star ratings and in-depth comparisons. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 40271 Keith Armbrecht
Best Medicare Supplement Plan - How to Find the Best Medicare Plan
 
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Best Medicare Supplement Plan. Complete Medicare Resource Center here: http://www.medicareonvideo.com 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Best Medicare Supplement Plan 2017 and How to Find the Right Option for You The best Medicare supplement plan 2017, also known as Medigap policies, will help you get the most coverage when used with your Medicare healthcare insurance plan. Since there are so many options it can be challenging to find the right one for your needs. Beneficiaries can do their homework to find the best options and to understand how they work with their healthcare plans. Most who apply will choose from standardized policies with specific details to pay attention to. Beneficiaries in Massachusetts, Minnesota, and Wisconsin have different regulations in place affecting how their policies are standardized. Why Are Supplement Plans Standardized and What Makes Them Unique? When seeking the best option to accompany your Medicare program healthcare insurance, it is important to understand these details. The standardized policies have provisions to help protect patients. The policies must meet regulations set by federal and state standards. Such standards help define it as Medicare supplement insurance. The policy is identified by its letter (A through N). Most policies offer the same protection but some offer more than others. Insurance companies provide options to beneficiaries regarding supplement policies to offer. There are a few things to keep in mind when finding best Medicare supplement plan 2017 to consider. Insurance companies offering them have regulations by the state to follow. The company may not be obligated to sell each type of supplement policy. The company is obligated to provide Plan A when giving other policy options. They should provide Plan C or Plan F when other plans are offered. Supplement polices may provide coverage for coinsurance if you have paid the deductible. In some cases the supplement policy provides coverage for the deductible. Tips for Comparing Best Medicare Supplement Plans 2017 There are various sources online people can use to compare their options. It is important to use credible options that provide detailed information about Medigap policies. Seek websites providing in-depth information on healthcare coverage options including Medicare, Medicaid, and other forms of health coverage that work with supplement policies. There are several aspects to compare that can help you understand how to cut down your options to focus on. When comparing plans take notes on what the plan covers and up to what percentage. Some plans may offer up to 100% coverage. Pay attention to services and benefits the plan offers. Learn each part the policy offers and what coverage is available. If you have Medicare Part A or Part D, compare services they cover and how much the supplement policy will pay. Some policies have a high-deductible and you may be required to pay up to a certain amount in a calendar year before your supplement policy kicks in. Services to pay attention to in regards to supplement policy options include hospital costs, hospice care, and care from skilled nursing facilities. Pay attention to doctors and hospitals in your network. There are trusted health news organizations offering there take on good Medicare supplement plans based on star ratings and in-depth comparisons. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 62891 Keith Armbrecht
Medicare Made Clear {2018}  - All You Need to Know About Medicare
 
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Medicare Made Clear {2018}- All You Need to Know About Medicare. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=4xUu2mM0aM4 Medicare Part D - Drug Coverage https://www.youtube.com/watch?v=jAxTxSg_dBI&t=6s Part D Penalty Video https://www.youtube.com/watch?v=iDXAhEi1Sd0&t=1s Video Sections: 08:33 Getting Ready for Medicare 10:55 Medicare Options 14:35 Part A 21:44 Part B 30:38 Part C 35:05 Part D Drug Plan 37:29 Medicare Supplement Plans 40:44 Enrollment Windows 42:01 Switching Plans edicare Made Clear Makes It Easy for You to Understand Medicare Options Medicare Made Clear is an health plan imitative by United Healthcare. It includes easy understanding information about Medicare and healthcare options available to you. As an information guide it offers comprehensive insight about healthcare coverage options through Medicare. The Medicare program is complex and this guide helps reduce fears and feelings of confusion in understanding coverage options available. A Good Place to Start Learning about Medicare Options Millions of seniors benefit from the federal government healthcare program Medicare. People qualify for coverage at age 65 or if they have a disability. The program offers different options to help you receive health care. Using an informative guide such as Medicare Made Clear can assist in understanding how your health care needs will be met. The guide is useful for people on any budget. There are details that can help you choose a plan for yourself, spouse or loved one you are helping to care for. What Information Do You Learn about Medicare? The guide answers a wide variety of questions about the Federal government health coverage program. The guide breaks everything down by offering definitions, descriptions, video tutorials, and an overall view of what Medicare can do for you. The following points offer a basic summary of what you will learn using Medicare Made Clear. • Differences between Medicare plans. Medicare offers 4 parts including Part A, Part B, Part C, and Part D. Each part provides coverage for health care including hospital stays, doctor’s visits and prescription drug medicines. Learn which part is best for you and your needs. • What you need to know before enrolling. The guide provides multiple things you should know about Medicare including plans through private companies, how they work, and services covered. • Differences between Part A and Part B. These parts often lead people to asking all sorts of questions about what they cover. Part A is hospitalization and Part B covers doctor services. Learn about services covered and which one has a monthly premium you need to pay. • Detailed overview of Medicare Advantage or Part C. This plan allows individuals to choose a plan through a private company approved by Medicare. This gives people an option to bundle different services together including preventative care and prescription medications. • Detailed overview of Medicare prescription drug coverage, also known as Medicare Part D. Parts A and B do not offer drug coverage. There is a deadline that applies for this coverage you will learn about. Plus, there are different coverage options you can choose from and get details on when it is the best time to enroll. • Medicare supplement plans aka Medigap. Medicare provides about 80 percent of health care coverage. This supplement option is another plan you can purchase to cover expenses not covered by Medicare. This gives you protect as it relates to “gaps” in your coverage. • Additional information you will learn includes how to choose a Medicare plan, how to save money with your plan, basics relating to Medicare and retirement and much more. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 118558 Keith Armbrecht
The real reason American health care is so expensive
 
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Hint: single-payer won’t fix America’s health care spending. Subscribe to our channel! http://goo.gl/0bsAjO Americans don't drive up the price by consuming more health care. They don't visit the doctor more than other developed countries: http://international.commonwealthfund.org/stats/annual_physician_visits/ But the price we pay for that visit - for a procedure - it costs way more: http://static1.squarespace.com/static/518a3cfee4b0a77d03a62c98/t/57d3ca9529687f1a257e9e26/1473497751062/2015+Comparative+Price+Report+09.09.16.pdf The price you pay for the same procedure, at the same hospital, may vary enormously depending on what kind of health insurance you have in the US. That's because of bargaining power. Government programs, like Medicare and Medicaid, can ask for a lower price from health service providers because they have the numbers: the hospital has to comply or else risk losing the business of millions of Americans. There are dozens of private health insurance providers in the United States and they each need to bargain for prices with hospitals and doctors. The numbers of people private insurances represent are much less than the government programs. That means a higher price when you go to the doctor or fill a prescription. Uninsured individuals have the least bargaining power. Without any insurance, you will pay the highest price. For more health care policy content, check out The Impact, a podcast about the human consequences of policy-making. https://itunes.apple.com/us/podcast/the-impact/id1294325824?mt=2 Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Views: 2609582 Vox
The Economics of Healthcare: Crash Course Econ #29
 
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Why is health care so expensive? Once again, there are a lot of factors in play. Jacob and Adriene look at the many reasons that health care in the US is so expensive, and what exactly we get for all that money. Spoiler alert: countries that spend less and get better results are not that uncommon. Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark, Eric Kitchen, Jessica Wode, Jeffrey Thompson, Steve Marshall, Moritz Schmidt, Robert Kunz, Tim Curwick, Jason A Saslow, SR Foxley, Elliot Beter, Jacob Ash, Christian, Jan Schmid, Jirat, Christy Huddleston, Daniel Baulig, Chris Peters, Anna-Ester Volozh, Ian Dundore, Caleb Weeks -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 491764 CrashCourse
Healthcare Systems of Australia
 
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A basic overview of Australia's current health care system including Public Hospitals, Health Insurance, the Pharmaceutical Benefits Scheme and Complementary and Alternative Medicine. This video is for the PHE3HCS subject at La Trobe University. Created by Louise, Paige, Millie and Steven
Views: 33683 Millie Brown
The Medicare Basics
 
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http://www.MedicareMadeClear.com - Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and health care answers for seniors, caregivers, the elderly and those approaching retirement. Y0066_101006_100449 File & Use 10112010
Views: 424755 Medicare Made Clear
AARP Medicare Supplement Review
 
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http://www.abtinsuranceagency.com Reviewing Medicare Supplement Plans offered by AARP - United Healthcare. Watch and learn! Follow us on Facebook: https://www.facebook.com/abtinsuranceagency/ See our excellent reviews on Yelp: https://www.yelp.com/biz/abt-insurance-agency-austin
Views: 6645 Abt Insurance Agency
The Healthcare System of the United States
 
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We've been getting a lot of requests to talk about the health care systems of different countries. It's really hard to compress the complexities of each into an episode, but we're going to try. First up is the United States. Others will follow, including next week. Make sure you subscribe above so you don't miss any upcoming episodes! Here are references for all the stuff I talk about: John's video on health care costs: http://www.youtube.com/watch?v=qSjGouBmo0M Aaron's series on costs: http://theincidentaleconomist.com/wordpress/what-makes-the-us-health-care-system-so-expensive-introduction/ Aaron's series on quality: http://theincidentaleconomist.com/wordpress/how-do-we-rate-the-quality-of-the-us-health-care-system-introduction/ John Green -- Executive Producer Stan Muller -- Director, Producer Aaron Carroll -- Writer Mark Olsen -- Graphics http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/realjohngreen http://www.twitter.com/olsenvideo
Views: 440317 Healthcare Triage
Medicare Advantage Plans Pros and Cons
 
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Medicare Advantage plans are an alternative to Original Medicare and Medigap. Learn the PROS and CONS of this type of coverage. When you enroll in Medicare Advantage, you join a private Medicare plan that will pay your healthcare bills instead of Medicare. You agree to use the plan's network, and you'll pay for services as you go along. In this video, we share feedback from our own policyholders on the things they liked or didn't like about their Medicare Advantage plan. Be sure to check out this video before you enroll in any coverage. Get our FREE guide: Medicare Advantage vs Medicare Supplements: https://boomerbenefits.link/medigap-vs-ma-guide Boomer Benefits provides free claims support for life for all of our Medigap and Medicare Advantage policyholders so that you are never alone in dealing with Medicare. New to Medicare? Attend our FREE Medicare 101 Webinar: https://boomerbenefits.com/webinars Get our FREE 6-Day Medicare Video Email course with bonus Medicare cost worksheet: http://boomerbenefits.link/mini-course To learn about Medicare and Employer Coverage: https://boomerbenefits.com/new-to-medicare/medicare-and-employer-coverage/ Join our 40,000+ Fans on Facebook: http://www.facebook.com/BoomerBenefits ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Subscribe for NEW Youtube Videos whenever we publish them: https://boomerbenefits.link/subscribe ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ -~-~~-~~~-~~-~- Please watch: "What is Medigap and What Do Medigap Plans Cover?" https://www.youtube.com/watch?v=X9siD41Wi0Q -~-~~-~~~-~~-~-
Views: 37207 Boomer Benefits
Medicare Update: Working Past 65
 
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Medicare Update: Working Past 65 and Your Initial Medicare Enrollment Let’s look at what options you have if you continue to work past 65 and your initial enrollment into medicare. Stay Tuned. My Website: http://www.medicarescreenshare.com Contact Me: MedicareScreenShare@gmail.com Medicare Update: Working Past 65 Deciding whether to enroll into Medicare or to stay on your group health plan is an important decision when you are turning 65 and become eligible for medicare benefits. Lets go to my desktop and look at the 4 most common scenarios I run into with people who are continuing to work past 65. 20 or More Employee’s If you or your spouse are with a company that has 20 or more employees then your group plan will pay first and Medicare will pay secondary. This means that your group plan will pay the majority of your bill’s and medicare would pay little or sometimes nothing. Now since Medicare is not paying much, should you enroll into it? Medicare has two major parts. Part A or hospital insurance and Part B or medical insurance. Part A is usually free so even if you do have work coverage you should consider enroll into Part A. Because there is a chance it may pick up some of the bill your group plan does not. There is one situation where you do not want to enroll into Part A and that is if you have a High Deductible Health Plan with a Health Savings account. This is because you cannot be enrolled in Medicare Part A and a Health savings account at the same time, so in this situation you would want delay enrolling into Part A of Medicare until you retire. What about Part B of Medicare. Well part B or medicare does have a premium. And for the majority of people it is $134 in 2017. Now most people that work in a company with 20 or more employees usually decide not to enroll into Part B until they retire so they do not have to pay the monthly premium for Part B. When they finally do decide to enroll into Part B they will not have to pay the Part B late enrollment penalty if they can prove that they had creditable health insurance before they retired. Now if your work insurance is expensive or the coverage is not as good as Medicare then you may want to look at singing up for medicare instead of keeping your employer coverage. You just have to weigh the cost and benefits of both. Just make sure to take into account all the costs of medicare. These include Part A, Part B, a medicare supplement or Advantage Plan, and also Part D or your drug coverage. Also make sure to consider your spouse’s coverage when comparing the two. Most often your Part D drug coverage cost and finding health insurance for your younger spouse are the two most important factors when comparing your employer coverage to medicare, and always make sure to work with a medicare agent like myself and your Benefit or HR department at work so that you can make the best decision. 20 or Less Employee’s If you or your spouse are with a company that has less then 20 employees then Medicare will pay first and your group plan will pay secondary. You most likely will have to enroll into Part B before your employer insurance pays anything. Because If you don't enroll, your employer's plan can refuse to cover you for services that Medicare would have covered. That means that you may have to pay for those services out of your own pocket. Now it is important to ask your employer's insurance company what kind of gap coverage it offers as a secondary payer to Medicare. Smaller plans often limit the choice of providers. Now unless your younger spouse needs coverage you are probably better off buying a private Medigap plan to cover what medicare does not. But again you would need to compare the cost and benefits of both, and work with your benefits or HR department and an agent to go through all your options. Cobra and Retiree Coverage: With cobra and Retiree coverage medicare will pay first and these two pay secondary. Retiree health plans and Cobra differ on the amount of gap coverage they provide after medicare pays first, so much like with plans with 20 or less employees it's a good idea to check with the benefits administrator to see what would be covered by the plan after medicare pays there portion. Again, you may be better off with a Medigap plan instead of Cobra and Retiree coverage, but you will need to weigh you options. Conclusion: Deciding what to do with your health coverage if you continue to work past 65 is different for everyone and I really just covered some of the basics. Make sure to work closely with your employer and a medicare agent to decide what would be best for you. Now if you want to learn about how medicare works make sure to check out my video about turning 65 and enrolling into medicare for the first time. As as always please like, comment, and subscribe as soon as this video ends so we can help more people. Andrew Walsh
Views: 3535 Andrew Walsh
Medicare Explained (2019)
 
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Medicare Explained; the best video to explain Medicare covers what you need to know about Medicare Part A, Medicare Part B and the choices you have to make once you start Medicare. Medicare explained, Medicare Made Clear, Understanding Medicare. No matter how we word it, understanding Medicare is not always as easy as it looks. Matthew Claassen is an independent Medicare insurance broker licensed in 47-states. Call MedigapSeminars.org at 800-847-9680. My YouTube Channel: https://www.youtube.com/c/medigapseminarsorg Visit: https://medigapseminars.org/ Get a free quote comparison: https://medigapseminars.org/medigap-plans-independent-medicare-insurance-broker/m-quote-request/ Contact Us: https://medigapseminars.org/contact-us/ In this video I am going help you learn about Medicare explained in an easy to understand format. By the end of this video Medicare will be made clear for you. You will understand how Medicare works. You will understand Medicare Part A & Medicare Part B and the choices you have to make once you sign up for Medicare. Once you sign up for Medicare you will have to choose from one of three options. We will go over each of those three options and pros and cons you should consider before you make a decision. Once you understand the Medicare basics of Part A and Medicare Part B, you will be faced with choosing one of three paths to take with your Medicare. This will be the most important Medicare decision you have to make because it could set you on a course that will impact the quality of your medical care and can potentially be irreversible. To keep this video brief, I have a separate video that covers how, when and where to sign up for Medicare Parts A & Medicare Part B. I have it linked in the upper right of this video, you’ll see a white circle with a letter “i”. You can click on that at any time to go to the video on how to sign up for Medicare. With terminology out of the way, next in the Medicare Explained video is Medicare Part A & Medicare Part B. Medicare Part A is that portion of your health insurance that pays for your healthcare whenever you are an inpatient in a medical facility. As soon as you become an inpatient in a hospital, Medicare Part A takes over. The same when you become an inpatient in a skilled nursing facility or hospice. The one exception is that if you are not able to physically get to a medical facility for healthcare, Medicare Part A also pays for home healthcare. Think of Medicare Part A is inpatient insurance. Medicare Part B is the part of Medicare that pays for outpatient and physician services. This is the portion Medicare insurance you use when you see a doctor or have lab tests or physical therapy and so on. Medicare Part B also includes some wellness coverage. Medicare Part B is the part of Medicare people use most often because most of our medical care is via outpatient services. Even many surgeries and hospital services are now done as an outpatient and are thus covered under Medicare Part B. Your Original Medicare (Part A & B) is good anywhere in the country. You can see any doctor, go to any medical facility in any state or territory, as long as they accept Medicare. You do not need to get permission from a primary care physician. You have both freedom to go where you need and control to see who you choose. Also it is important to understand that Medicare Advantage Plans are local coverage. If you are a snowbird, and RVer or just travel the country that should rule MAPD as an option. Next in our Medicare Explained video are your three choices. You can do one of three things: # 1 Do nothing. Just keep Original Medicare (Your Part A & B). This is the only choice that makes understanding those co-pays and deductibles very important. This is not an advisable choice because Original Medicare was never intended to be stand-alone health insurance. You will find when going over the details of the copays and the limits of the coverage that there is no maximum out-of-pocket limit on your potential financial obligation. You are at substantial financial risk. Still, this is a choice some people make. # 2 You can trade in your Medicare Part A and Medicare Part B for a Medicare Advantage Plan. Medicare Advantage plans are also called Medicare Part C. #3 Your third choice is to keep you Original Medicare Parts A & B, but add a Medicare supplement plan that pays the co-pays and deductibles that come with just Original Medicare, so you don’t have to. Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/021... And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/100... for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap #IndependentMedicareInsuranceBroker #Medicare #Medicaresupplementplans #MedicareExplained #Medicare2019
Views: 92966 MedigapSeminars.org
Blue Cross Medicare Advantage - Popular Plan Options
 
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Get Instant Access http://free-mini-course.com. In this video I discuss Blue Cross Medicare Advantage Plans and answer a subscriber's question about Freedom Blue Medicare Advantage and wht it's not available where he lives. Medicare Advantage Plans are offered in service areas. A service area is generally a County. Companies offering plans can choose which plans to offer in specific service areas. The situation is somewhat unique with Blue Cross Blue Shield Medicare Advantage Plans. The BlueCross BlueShield Association is made up of 38 independently operated companies and each company can offer Advantage Plans where they market. The plans available will be dependent not only on the individual company but their decision to market plans in your service area. Popular BlueCross BlueShield Companies include: Anthem Blue Cross Anthem Blue Cross Blue Shield Highmark Blue Cross Blue Shield Regence Blue Shield Wellmark Blue Cross Blue Shield Empire Blue Shield Florida Blue Shield And many more... Popular Blue Cross Medicare Advantage Plans include: Freedom Blue Blue Shield 65 Plus Blue Medicare Advantage Blue Medicare And the list goes on... Visit http://affordablemedicareplan.com to learn about other companies and the Advantage Plans that they offer.
Views: 8114 David Forbes
Health Insurance Before Medicare
 
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Twenty years ago if you retired before turning 65 and becoming eligible for Medicare health insurance wasn't a big issue. If you didn't have retiree medical benefits you just went out and bought an individual policy with a premium of maybe $300 a month. My how times have changed. If you retire before turning 65 and become eligible for Medicare here's five health insurance options you need to know about: 1. You could do nothing, in other words roll the dice, and don't purchase coverage at all. Most financial advisors, myself included would consider this to be a very high risk proposition because one heart attack could destroy, your financial life. 2. You could purchase an Obamacare policy on the healthcare exchange. This usually makes sense if your income is low enough to qualify for tax credits For couples this would be about $65,000 or less, but the definition of income isn't what you would think. You have to include 100% of social security income and 100% of municipal bond interest. While you could try and figure this out on your own at the government website our best suggestion would be to use the help of a- health insurance specialist. 3. Is to enroll in COBRA, you'll end up paying 100% of the cost of your companies medical plan, which could be significantly more than what you're employer has been asking you to contribute as an employee. COBRA coverage usually is the better option if your income is high enough that you don't qualify for tax credits. 4. It might make sense to go back to work maybe for a different company that offers part-time employees full medical benefits. Several large corporations are doing this. The tradeoff is you may not have as much control over your time as you would like. 5. The fifth option that you might not know about is an insurance alternative called Medi-Share. Technically these aren't insurance policies. They are a medical sharing cost sharing program typically sponsored by faith-based organizations. If you are reasonably healthy and live a healthy lifestyle this could be an attractive option. Costs could be 50% lower! However, there is a catch. Routine care isn’t covered and instead of a deductible, you’ll pay an annual household portion before any eligible medical bills would be covered. Your annual household portion could range from $3,000 to $10,000 and will affect your monthly share amount, which is similar to an insurance premium. Because Medi-Share is not insurance, members do not pay premiums and deductibles, they pay monthly share amounts and annual household portions. Which health insurance option is right for you if you retire before 65? The best answer is it all depends on your unique personal situation and health history. We think your best course of action would be to use the services of an experienced independent health insurance expert. Keeping your health insurance cost as low as possible in retirement will definitely move you one step closer to experiencing your version of an incredible retirement doing what you want when you want. http://IncredibleRetirement.com 800-393-1017
Views: 143 Brian Fricke
The Truth About Medicare Supplemental Insurance
 
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This talk was given in 2013. For updated and more comprehensive information on exactly what Medicare provides see: http://truecostofhealthcare.net/medicare-supplemental-insurance/
Views: 14802 David Belk
Medicare Supplements and Pre Existing Conditions - Must Watch!
 
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https://www.abtinsuranceagency.com | (888) 465-9728 Do Medigap Plans cover pre existing conditions? Many people think that Obamacare or the Affordable Care Act did away with all pre existing condition exclusions. And yes, for folks under 65 purchasing individual qualified health plans, there are no longer any health questions or pre existing condition clauses. However, this does not impact Medicare, or Medicare Supplement Plans. Original Medicare is made up of Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). Medicare Supplement Plans are insurance purchased through private insurance companies to fill in the “gaps” in Parts A and B, and pay the out of pocket costs that Original Medicare doesn’t pay. Medicare Supplement Plans are medically underwritten, meaning the insurance company can ask you a series of health questions to determine if you qualify. Depending on your health, or your height and weight, they could charge you a higher premium, or deny you coverage all together. However, when you’re first getting on to Medicare you have a “Medicare Supplement Open Enrollment Period” – this is a time when you can get any Medigap Plan you’d like, with any company and you are guaranteed to be issued that policy and they can’t charge you a higher rate. This open enrollment period lasts up to 6 months after turning 65 or adding Medicare Part B, and it’s really the best time to buy a Medigap Plan since you’re guaranteed to be issued any plan you’d like. It’s a common misconception that folks think that the medigap open enrollment period is an annual thing, that every year they can switch their Medigap Plan if they want, with no health questions. But it the majority of states, that is not correct. After you’re initial Medicare Supplement Open enrollment period, you will have to answer health questions in order to qualify for a new or different medicare supplement plan. The Medicare Annual Election Period only applies to Part D Rx plans and Medicare Advantage Plans. What about pre existing condition waiting periods? This is from the CMS guide to choosing a Medigap policy: “While the insurance company can’t make you wait for your coverage to start, it may be able to make you wait for coverage related to a pre-existing condition. A pre-existing condition is a health problem you have before the date a new insurance policy starts. In some cases, the Medigap insurance company can refuse to cover your out-of-pocket costs for these pre-existing health problems for up to 6 months. This is called a “pre-existing condition waiting period.” After 6 months, the Medigap policy will cover the pre-existing condition. Coverage for a pre-existing condition can only be excluded if the condition was treated or diagnosed within 6 months before the coverage starts under the Medigap policy. This is called the “look-back period." Remember, for Medicare covered services, Original Medicare will still cover the condition, even if the Medigap policy won’t, but you’re responsible for the Medicare coinsurance or copayment. Creditable coverage If you have a pre-existing condition, you buy a Medigap policy during your Medigap Open Enrollment Period, and you’re replacing certain kinds of health coverage that count as “creditable coverage,” it’s possible to avoid or shorten waiting periods for pre-existing conditions. Prior creditable coverage is generally any other health coverage you recently had before applying for a Medigap policy. If you've had at least 6 months of continuous prior creditable coverage, the Medigap insurance company can’t make you wait before it covers your pre-existing conditions. There are many types of health care coverage that may count as creditable coverage for Medigap policies, but they'll only count if you didn’t have a break in coverage for more than 63 days." So, essentially, as long as you’ve had continuous coverage prior to enrollment, the Medigap Plan cannot place any waiting periods on your pre existing conditions.For folks that are over 65 and they’re looking to save money by switching from one Medigap insurer to another – once you go through the medical underwriting and you’re approved, as long as you’ve had continuous coverage through your old Medigap plan, the new plan cannot place any waiting periods on your pre existing conditions. Please comment below, or email questions to stephanie@abtinsuranceagency.com Follow us on Facebook: https://www.facebook.com/abtinsuranceagency/ See our reviews on Yelp: https://www.yelp.com/biz/abt-insurance-agency-austin
Medicare Part A, B, C and D Explained
 
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Your Medicare Options Part A, B, C and D Explained. Part A -- Hospital Insurance (usually FREE). Covers Inpatient care in hospitals, Skilled nursing facility care, Hospice care and Home health care. Part B -- Medical Insurance $104.90/mo. or higher based on your past or current income. Covers Services from doctors and other health care providers, Outpatient care, Home health care, Durable medical equipment and some preventive services. There is a 10% penalty for every year you don't take Part B if you don't have creditable health care coverage. Part C - Medicare Advantage Plans (Run by Approved Private Insurance Companies) Covers all of Original Medicare such as Part A & B, but usually include Part D and other benefits such as basic Dental, Vision, Hearing and maybe a gym membership. These plans usually have Copayments, Max Out Of Pocket (MOOP) and you have to have Original Medicare Part A & B before you can sign up. Part D - Prescription Drug Plans (PDP) (Run by Approved Private Insurance Companies) Helps cover the cost of prescription drugs and the cost and coverage of different drugs within their formularies can vary. Also note that if you DO NOT have creditable drug coverage and you DO NOT take a drug plan during your election period, you may be charged a 1% penalty for each month you did not take a plan. Please make sure the you work with an Independent Insurance Agent so that you get the correct coverage and plans that are best for you!!! Sincerely, Dave and Dawn Cook www.SafeGuardAssurance.com (941) 932-1388 or 1389
Views: 84173 DaveandDawnC
What are various parts of Medicare Part A, B, C, and D? Medicare Parts Explained!
 
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please subscribe to our channel for more videos! https://www.youtube.com/channel/UCUT2dLC-nsm36IzOkemXRbA get your answers: https://insurancecenterhelpline.com/medicare Are you confused about Medicare Parts? Part A, B, C and D? Don’t panic. I’ll explain what all this alphabet means! There are four main “parts” of Medicare insurance: Part A, Part B, Part C, and Part D. Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) together make up Original Medicare. Medicare Part C, also known as Medicare Advantage, and Medicare Part D (prescription drug coverage) programs that let you get Medicare plans through private insurance companies that contract with Medicare. Let’s look at each part individually. Medicare Part A typically pays for your inpatient hospital expenses, hospice services, home health care, and care in a skilled nursing facility. You don’t have to pay extra for Part A if you have worked and paid Social Security taxes for at least 40 calendar quarters ( or 10 years); Medicare Part B typically covers most medically necessary doctors’ services, preventive care, durable medical equipment, hospital outpatient services, lab tests, x-rays, mental health care, and some home health and ambulance services. You pay a monthly premium for this coverage. Medicare Part C (Medicare Advantage) are private health plans These policies, must cover at least the same benefits covered under Medicare Part A and Part B; however, your costs may be different, and you may have extra benefits, such as coverage for prescription drugs or extra days in the hospital. If you want, you can choose to get your Medicare coverage through a Medicare Advantage Plan instead of Original Medicare. Some plans also cover Part D as part of your Medicare Advantage benefits package. You may pay a monthly premium for this coverage, in addition to your Part B premium. Part D is the part of Medicare that provides outpatient prescription drug coverage. Part D is provided only through private insurance companies that have contracts with the government — it is never provided directly by the government (like Original Medicare is). If you want Part D, it is very important to select Part D coverage that works with your Medicare health benefits. If you have Original Medicare, choose a stand-alone Part D plan (PDP). It is very important to choose a plan that covers your medications. Every Medicare Prescription Drug Plan has a formulary that lists the drugs it covers. A plan’s formulary may change at any time, so make sure to check it periodically. I hope this information was helpful! If you have a question, feel free to comment under the video or contact us directly! We love helping people!
Medicare and You 2018
 
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Medicare and You 2018 Complete Medicare Resource Center here: http://www.MedicareonVideo.com 1-877-88KEITH (53484) Best Medicare Supplement Plan 2018 https://www.youtube.com/watch?v=4xUu2mM0aM4 Senior Dental Options https://www.youtube.com/watch?v=cMLj0djm1Fw&t=8s How to Sign Up for Medicare https://www.youtube.com/watch?v=KUfzzUWOxQ8&t=2s Medicare Open Enrollment https://www.youtube.com/watch?v=Th1-yJYiSvs&t=4s Medicare and You 2018 Adequate medical coverage for the new year requires an investigation into the types of cover available, and which is most suited to your current healthcare needs. Medicare and you 2018 introduces simple assessment of current healthcare packages and comparison tools to help you make the most out of your coverage. Ensure the information you receive to make a health insurance decision is personalized. This includes eligibility for new Medicare subscribers and investing in the right amount of cover. Things you will find in Medicare and You 2018 Medicare has introduced a new card system released between April 2018 and 2019 to heighten security by removing social security numbers. The initiative makes it easier to use your medical cover while protecting personal information. The 2 major plans for Medicare cover include: Option 1 – Standard Medicare and Option 2 - Medicare Advantage (Part C) The original Medicare or Part A and B provides hospital cover and general medical insurance. You are eligible to add prescription coverage for essential medicines (Part D) or Medigap protection assisting with cash payments. Medicare Advantage will incorporate plans A, B, and D and entails coverage such as HMOs or PPOs. You automatically receive the benefits provided in Part A (hospital cover), Part B (medical insurance), and Part D (protection for prescription drugs). The Part D program will include most types of prescriptions, but additional insurance may be sought, by joining an independent Part D plan. Choice of Medical Coverage Standard/Basic Medicare: Part A and B cover will not provide set funds for out of pocket expenses annually. To ensure you are protected, supplemental insurance must be purchased. The Medicare cover delivers hospital insurance. This involves clinical stay and supplies, and doctor consultations in stipulated medical settings. Part A and Part B provide detailed coverage. To avoid the expense of out of pocket costs, supplement the Original Medicare by purchasing additional cover. A Medigap policy is the best choice. This policy will not cover prescription drugs. You will have to purchase additional prescription drug cover under Part D, to receive adequate insurance for prescribed medication. Only Medicare approved doctors can be sought under the Medicare Original Plan. Medicare Advantage: All covered recipients receive an annual limit on cash expenditure. Out of pocket expenses are limited, but once this limit is reached, the services covered in your policy are free of charge. It covers the Parts A, B and D and all services offered through an Original Medicare Plan. Advantage will include dental, auditory and vision cover. This program eliminates the need for a Medigap plan. The Advantage policy is considered more economical if you require supplementary insurance. Most of these plans will provide coverage for prescription pills. When selecting hospital care and doctors, ensure they are Medicare approved. Learn of coverage outside of your network to see practitioners and clinics of your choosing. Medicare Cover The Medicare insurance plans are only available for U.S. citizens. To determine the type of plan you need and the quality of cover provided, speak to a Medicare representative. Remain aware of important enrolment dates. Changes to a Medical insurance and prescription plan can be made from the 15 October to December 7. Your new policy will take effect from January 2018. Please download a copy of Medicare and You 2018 to save on your computer. Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 6649 Keith Armbrecht
Medicare Advantage Plans 2019 - Unhappy With Medicare Advantage? How To Leave Your Plan In 2019
 
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Medicare Advantage Plans 2019 Are Now! Learn how to choose the right policy when faced with hundreds of options to choose from. A Complete Medicare Resource Center https://www.MedicareonVideo.com Phone: 1-877-88KEITH (53484) Medicare Choices Made Easy Medicare Supplement vs Medicare Advantage plans - what is the difference What Does Medicare Cost in 2019? Everyone want to know about Medicare. Pre existing condition Medicare supplement insurance · Medicare drug plans comparison · enrollment period for Medicare · threshold for additional Medicare tax are other complicated without help. Do you want to learn how to sign up for Medicare if you have coverage through the Health Insurance Marketplace? Can I switch from Medicare Advantage to Medigap? Search our online video libraries, we have many videos answering all you r questions and can help you through the process if needed. A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover. Copayments are one of those things. You must stay informed because upcoming 2019 Medicare Advantage changes happens quickly. Medicare on Video is insurance agency specializing in Medicare supplement plans Medicare advantage plans and Medicare part d plans…actually we are a complete Medicare resource center. if you are unhappy with your Medicare advantage plan and want to go back to traditional Medicare this video shows that there are many options outside of the annual enrollment period that could allow you to leave your plan. If you are interested in changing your coverage from a Medicare Advantage to a Medigap plan it cannot be initiated without completing a medical questionnaire. For those who reside in a chronic care facility or have received a diagnosis of end stage renal disease you will not be eligible to enroll for the Medicare advantage plan at this time. one thing that is happening more and more to people on PPO Medicare advantage plans is someone can start out on a PPO Medicare advantage plan they have it for a few years. PPO’s still exist and if you purchase a PPO Medicare Advantage plan that does mean you won't have to deal with managed care but that's the only upside. Call 1-877-88KEITH (53484) for free quote on your Medicare supplement or for any advice on Medicare Advantage vs Medicare Supplement. When your Medicare cost plan passes you can acquire a special election period to join in a Medicare Advantage plan if you wanted to do that. Many people still choose to go with a Medicare Advantage plan. Medicare Supplement, or Medigap, insurance plans fill in “gaps” in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments. Watch My Most Recent Video Here: https://goo.gl/jzN8Rn Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn QUICK AND EASY MEDICARE SUPPLEMENT QUOTES https://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Su... Twitter: https://twitter.com/medsupsavings.com LinkedIn: https://www.linkedin.com/pub/keith-ar... YouTube Channel: https://www.youtube.com/user/BigHealt... © Best Medicare Supplement Plans 2019 By Medicare On Video - All Right Reserved.
Views: 1783 Keith Armbrecht
Understanding Healthcare Costs: Medicare Advantage
 
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Medicare Advantage is an insurance program that invites private payors, including health plans and insurance companies, to offer alternatives to traditional Medicare. By providing access to the private insurance market, Medicare Advantage gives beneficiaries the option to choose from a wide range of competing plans, many of which offer richer benefits than Medicare. This video explains how Medicare Advantage works. Video transcript Medicare Advantage is part of the U.S. Medicare system, which is a federal health insurance program that covers 50 million elderly and disabled Americans. Medicare Advantage, also known as Medicare Part C, differs from traditional Medicare in that it doesn't define categories of health coverage in the same way as Medicare parts A, B, and D. Instead, it's a special program that invites private payors, including health plans and insurance companies, to provide alternatives to traditional Medicare insurance. As with traditional Medicare, eligibility for Medicare Advantage includes most U.S. residents over age 65, as well as certain nonelderly people with disabilities. While traditional Medicare is administered directly by the federal government, under Medicare Advantage, the government contracts with private payors. At minimum, these payors are required to provide the same level of coverage outlined in Medicare Parts A and B, and typically they provide Medicare Part D prescription drug coverage, as well. By providing access to the private insurance market, Medicare Advantage gives beneficiaries the option to choose from a wide range of competing plans, many of which offer richer benefits. A growing number of Medicare beneficiaries are opting for Medicare Advantage. Twenty-seven percent are currently covered by Advantage plans, and enrollment is expected to continue to increase in 2013. All Medicare Advantage plans are funded by federal Medicare dollars—but some plans require members to pay an additional premium. The premium is determined by the benefits provided and the federal reimbursements in the area where the plan is offered. Medicare has specific rules for how Advantage plans are priced. Each county has its own payment benchmarks, as well as different benefit and premium combinations. Each spring and summer, Medicare Advantage plans participate in a bid process that establishes the terms of contract between the payor and the federal government for the next calendar year. Before bids are submitted, plans project member health statuses, costs, revenue from the federal government, and member premium. These projections serve as the basis for the bids, which define the benefits to be offered in each plan. Once the bid process is complete, members are told what the premiums and benefits will be for each plan in the coming year. During the eight week open-enrollment period for Medicare Advantage, beneficiaries must consider a number of variables to decide on a plan that best suits their healthcare needs and budget. In addition to monthly premiums, benefit options, and out-of-pocket limits, they must also consider network composition and plan type. If provider choice is important to them, they may opt for a plan that features either a Preferred Provider Organization (PPO) or Private Fee-for-Service (PFFS) structure rather than a more restrictive HMO. Beneficiaries will also want to consider how flexible a plan is with respect to authorizing prescriptions. While most plans provide for prescription drug coverage, not all of them will pay for all pharmaceuticals. Within each class of drugs, plans may cover only a limited number of drugs. Ultimately, those looking for more comprehensive benefits may gravitate toward the Medicare Advantage program. For more on Medicare, and healthcare in general, visit our blog: www.healthcaretownhall.com RELATED MILLIMAN SERVICE Medicare Advantage (Part C) consulting http://www.milliman.com/Solutions/Services/Medicare-Advantage-Part-C/
Views: 3780 Milliman, Inc.
What is Medigap Insurance and Do You Need It?
 
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Get Medigap Help: https://www.remedigap.com or call 888-411-1329 In this video, I'll explain how Medigap works, how you're responsible for the 20% Medicare won't cover. I'll also provide a case study on someone who needed to get Medigap - but waited too long and was unable too due to a health issue. ---- Medicare only covers 80% of your healthcare costs, leaving you with the remaining 20% coinsurance with no out of pocket maximum. The entire 20% is your responsibility and doesn’t reset at the beginning of the year. I’ll tell you how Medigap works to protect you from that 20% coinsurance so you can make informed decisions about your benefits. So, what is medigap insurance and do you need it? Whether or not you need Medigap insurance is a personal decision and definitely an important one as Medicare only covers 80% of your healthcare costs. And because Medicare doesn’t have an out of pocket limit, the remaining 20% can continue to grow leaving you financially vulnerable. And, no one wants to be in a vulnerable position - especially when it comes to your money. Most people are used to coinsurance. You probably had it at some point. But the main difference between your under age 65 health insurance and Medicare is the out of pocket limit -- which Medicare doesn’t have. Now, If we take a look at the average person visiting the doctor a Medicare Part B claim might be $100. Medicare pays 80% of that...so, $80 and you pay $20. You might be thinking, “no big deal”. A few doctor visits a year isn't going to break the bank. And that’s true for many people. But you need to take two things into consideration -- #1 You don’t know what the future holds in terms of your health. #2 Medicare doesn’t have an Out of Pocket limit. This is where Medigap insurance comes into play. Medigap is private insurance that’s meant to fill in the gaps of what Medicare doesn’t cover - such as the 20% coinsurance. And, The most popular plans F, G, and N will cover that 20% coinsurance...offering you financial protection and peace of mind. When you first enroll in Medicare, you get a one time use it or lose it opportunity and it’s called a Medigap Open Enrollment Period. This is when you can put a Medigap plan in place without answering any health questions or go through medical underwriting. So, if your Part B effective date is February 1, the Medigap Open Enrollment period allows you to buy a plan and have it begin in Feb, Mar, Apr, May, Jun, or Jul...it’s an important 6 month window, because when it closes -- it can’t be reopened. Why is that so important? Think back to that 20% coinsurance. If you decide to not add a Medigap plan during your Medigap Open Enrollment period, then you leave yourself financially vulnerable. And, If you decide to add a Medigap plan later when something happens, it just might be too late. After 6 month window closes, you have to answer the health questions and get approved by the insurance company’s medical underwriting department. So there’s no guarantee that a policy will be yours. You’ve now put the decision making in the hands of the insurance company. So, are you still wondering what is medigap and do you need it? If so, make sure to watch this video. The good news is you don’t have to make a decision right this very second. In fact, you might want some more information or even some more guidance. So, I have more good news,you don’t have to look very far, because help is right in front of you...hello! Give me a call or send me an email if you prefer and I’ll get your questions answered and help move you through the process. Call us for a free consultation at 888-411-1329 or visit our website at https://www.remedigap.com.
Views: 9480 REMEDIGAP
The ABC's of Medicare Health Care Insurance | Care1st Health Plan
 
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Visit Care1st's official website at http://bit.ly/SBUfVO | The following video provides the ABC's, and D, of Medicare health care insurance including what it is and how it works. Yes, it is all about you. Care1st was developed and is led by a group of practicing physicians. Our health benefits and programs were created from a doctor's perspective, and reflect a "patients first" philosophy of care. For more information about Medicare Enrollment call 1-800-847-1222. Care1st on Facebook - http://www.facebook.com/myCare1st Care1st on YouTube - http://www.youtube.com/Care1stHealth Care1st on Twitter - http://www.twitter.com/mycare1st Care1st Website - http://bit.ly/SBUfVO
Views: 1182 Care1st Health Plan
Veterans Benefits & Medicare-What You Need Too Know
 
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Go To http://www.InsuredMeds.com for FREE Quotes & Info Veterans Benefits & Medicare Medicare Part B & VA Coverage: • You can have both Medicare and Veterans Affairs (VA) benefits. However, Medicare and VA benefits do not work together. Medicare does not pay for any care that you receive at a VA facility. • In order for Medicare to cover your care, you must receive care at a Medicare-certified facility that works with your Medicare coverage. • In order for your VA coverage to cover your care, you must generally receive health care services at a VA facility. • Medicare Part B and VA Coverage: Many veterans use their VA health benefits to get coverage for health care services and items not covered by Medicare, such as over-the-counter medications, annual physical exams, and hearing aids. However, you may want to consider enrolling into Medicare Part B (medical insurance), even if you have VA coverage. Part B may cover services you receive from Medicare-certified providers and provide you with medical coverage outside the VA health system. In addition, if you do not enroll into Part B when you are first eligible to do so, you will most likely incur a Part B premium penalty for each 12-month period you were without Medicare Part B coverage. In addition, you may also experience gaps in coverage. Medicare Part D & VA Coverage: • Some veterans only use their VA drug coverage to get their medications, since VA drug coverage may offer more generous prescription drug coverage than Medicare Part D, the Medicare prescription drug benefit. Since VA drug coverage is considered creditable, meaning it is as good as or better than the Medicare prescription drug benefit, you can delay enrolling into Medicare Part D without penalty. If you do lose VA drug coverage, make sure you enroll into a Part D plan within 63 days of losing your VA benefits. • Note that although you can have both Medicare Part D and VA drug coverage, the two do not work together. VA benefits only cover the drugs you get from VA pharmacies and Part D plans usually only cover drugs you get from pharmacies that are within the plan’s network. • You may want to join a Part D plan in certain situations. You may want to enroll in a plan if you move into a nursing home outside of the VA health system and need coverage for medications from the nursing home pharmacy. You may also want to enroll in a Part D plan if you qualify for Extra Help, the federal assistance program that helps people with Medicare afford their Part D drug costs. If you have questions about VA benefits and coverage, contact the VA Health Administration Center at 1-800-733-8387 or 1-877-222-VETS (877-222-8387). Drugs Not Covered By Medicare: • Drugs for: • Anorexia, weight loss or weight gain (except to treat physical wasting caused by AIDS, cancer or other diseases) • Fertility • Cosmetic purposes or hair growth • Relief of the symptoms of colds, like a cough and stuffy nose • Erectile dysfunction • Prescription vitamins and minerals (except prenatal vitamins and fluoride preparations) • Non-prescription drugs (over-the-counter drugs) • Note: Prescription drugs used for the above conditions will not be covered by Medicare Part D. However, they may be covered if they are being prescribed to treat other conditions. For example, prescription medications for the relief of cold symptoms may be covered by Part D if prescribed to treat something other than a cold—such as shortness of breath from severe asthma—as long as they are approved by the United States Food and Drug Administration (FDA) for such treatment. • • You may also receive a denial from your Part D plan stating that your drug does not meet DESI standards. The FDA’s Drug Efficacy Study Implementation (DESI) evaluates the effectiveness of those drugs that had been previously approved on safety grounds alone. Drugs that are found to be less than effective by DESI evaluation are excluded from coverage by Part D. We offer plans to cover what Medicare Doesn’t • We offer both Medicare Advantage & Medicare Supplements that cover the Medicare deductibles and co-pays. • We represent the top Medicare insurance companies. • Still Confused? • Go to our website http://www.InsuredMeds.com • or eMail me your question to InsuredMeds@gmail.com • or call me at 845-380-5809 InsuredMeds.com is an independent Health,Medicare, Life, Final Expenses insurance specialist. We work for you not the insurance companies to get you the best prices and insurance protection. IMC
Views: 5053 InsuredMeds.com
Which is better: Plan F or Plan G Medicare Supplement?
 
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LET US HELP YOU, CLICK HERE: http://SeniorSavingsNetwork.org What is Medigap Plan G? I'll show you. What is Medigap Plan F? Come watch and see! This video shows the difference between Plan F and Plan G, and why Plan G is always the better value. Medicare Supplement Quotes for Turning 65 Turning 65 Medicare Plans Medicare Supplement Quotes for North Carolina Best Medicare Plan for Turning 65 65 year old best medicare plan Medigap plans for 65 year olds Best Medicare Supplement for seniors medicare supplement plans medicare supplement plans NC medicare supplement cost medicare supplement comparison medicare supplement coverage best medicare supplement medicare supplement insurance plans aarp medicare supplement medicare supplement best medicare supplements compare medicare supplements medicare supplement plan G mutual of omaha medicare supplement best medicare supplements plan g aarp medicare supplement plan humana medicare supplement aarp medicare supplement insurance plans federal regulations on medicare supplement plans medicare supplement insurence medicare part d and rx supplement cards medicare supplement leads medicare supplement a a r p medicare supplement health insurance quotes which is the best insurance company that covers medicare supplements medicare supplement insurance cost medicare supplement rates I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Views: 327920 Christopher Westfall
What Are The Best Medicare Supplement Plans (Medigap) In 2019?
 
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Best Medicare supplement plans. Get a free quote: http://medicaresavingscenter.com or call 800-208-4974. This video explains what the best Medicare supplement plans are in 2019. In 2019, the best Medicare supplemental insurance plans are plan F, G and N. Plan G is the #1 plan with plan N and F as runner ups. If you are in CA or another state that has a birthday rule, then going with Plan F to start is usually a good idea. Please refer to my video about Medicare supplement plans in California if you are a resident there. The lower rates and most importantly lower rate increases on Plan G and N make these plans far more superior over Plan F. In almost every case the premium difference between F and G more than covers the only benefit difference which is $183 for the year. For example, the most you would pay out of pocket for the year with Plan G is $183 and the premium difference between F and G is almost always more than $183, thus saving you money. The best way to save money is to allow us to shop the rates for you and ensure you will not be overpaying for your supplement plan. IN addition, by being one of our clients you will have the benefit of annual rate reviews to ensure you will not be in the situation in the future where you are overpaying! As the rates go up over time, the best defense is a broker (us) who will shop the rate each year. Call us at 800-208-4974 for a FREE quote comparison. Our service is always free and the rates are exactly the same weather you go direct to the company or work with us. Also you can visit our website at http://www.medicaresavingscenter.com for a free quote comparison. ------------------------------------------------------------------ Our website: http://www.medicaresavingscenter.com Subscribe To Our YouTube Channel: https://www.youtube.com/channel/UCQ_yu7GyDaUjm4Owrmx5QZg?sub_confirmation=1 Medicare Supplement Insurance FAQs: https://www.youtube.com/playlist?list=PLhENX2SJv7Mvs25UqBDcPpHPCR4TA6tLM __________________________________________ Related Keywords: Best Medicare Supplement plan in 2019 Medicare Supplement Quotes for Turning 65 Turning 65 Medicare Plans Best Medicare Plan for Turning 65 65 year old best medicare plan Medigap plans for 65 year olds Best Medicare Supplement for seniors medicare supplement plans medicare supplement cost medicare supplement comparison medicare supplement coverage best medicare supplement medicare supplement insurance plans aarp medicare supplement medicare supplement best medicare supplements compare medicare supplements medicare supplement plan G mutual of omaha medicare supplement best medicare supplements plan g aarp medicare supplement plan medicare supplement insurance medicare supplement health insurance quotes medicare supplement insurance cost medicare supplement rates Best Medicare Supplement Best Medigap Plan Best Medicare Supplement Plan best medicare supplemental insurance plan Best Medicare Supplement Washington Washington Medicare Supplements California Medicare Supplements Medicare Supplements New York Medicare Supplements Idaho Medicare Supplements Oregon Texas Medicare Supplements North Carolina Medicare Supplements Medicare Supplements South Carolina Best Medicare Supplement plan south carolina Best Medicare Supplement plan north carolina Best Medicare Supplement Plan Texas Best Medicare Supplement Plan Oregon Best Medicare Supplement Oregon Best Medicare supplement plan 2016 best medicare supplement plan Idaho best medicare supplement California best medicare supplement arizona best medicare supplement plan nevada best medicare supplement plan new jersey best medicare supplement new jersey best medicare supplement pennsylvania best medicare supplement plan florida best medicare supplement plan ohio best medicare supplement ohio best medicare supplement plan colorado best medicare supplement plan wyoming best medicare supplement montana best medicare supplement plan new mexico best medicare supplement plan indiana best medicare supplement Illinois best medicare supplement new orleans best medicare supplement georgia best medicare supplement plan georgia best medicare supplement tennessee what is the best medicare supplement plan best medicare supplement plans review best medicare supplement plan Minnesota what is best medicare supplement plan best supplemental insurance plan for medicare what medicare supplement plan is the best what is the best medicare supplemental plan best rated medicare supplemental plans best medicare supplement insurance plans
Medicare Supplements - 5 Things To Know Before You Buy A Medicare Supplemental Policy
 
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Call (888) 310-0376 to Compare All Medicare Supplement Plans in Your State. Get Instant Access http://free-mini-course.com I explain 5 things you should know about Medicare Supplements before you buy. As far as Medicare Plans go, Medicare supplemental coverage is a little easier to understand than Medicare Advantage. So what is Medicare supplement insurance and how does it work? Medicare supplemental insurance is also known as Medigap. It is private health insurance designed to supplement original Medicare by helping to pay some of your share of costs for Medicare-covered services. Medicare supplement plans are standardized insurance policies and are designated by the letters A through N. Standardization means that the same plan will generally have identical benefits no matter which company sells it. The second thing you should be aware of is that Medicare supplements are different than Medicare Advantage plans. While a Medigap policy pays your share of costs after Medicare pays, an Advantage Plan is another way to get your Medicare benefits and these benefits are paid by the plan. Medicare Advantage Plans are often PPOs or HMOs and require you to receive services from network providers. Medicare supplement policies on the other hand allow you in most cases (except Medicare Select) to choose your own providers without network restrictions. You cannot be canceled from your supplement unless you stop paying premiums. Advantage Plans are good for one year and require you to renew annually. Get Instant Access - http://free-mini-course.com - Unlock the information you need to choose the best plan for your circumstances. The third thing you should know is when you can buy a Medicare supplement. The best time to buy is during your Medigap Open Enrollment Period which lasts for 6 months and begins when you are both 65 or older and eligible for Part B. This in the best time to buy because an insurance company cannot: Refuse to sell you any policy it sells Make you wait for coverage Charge you more due to health problems Another time to get Medicare supplemental coverage is when you are entitled to Guaranteed Issue Rights. These rights are triggered by a change in your circumstances, such as; your Medicare Advantage Plan leaving Medicare or not renewing for the following year or your employer or Union group insurance is ending. The fourth thing you should know is how to compare Medicare Supplement Plans. Standardization make comparing plans easy. Once you look at the Medicare supplement benefits chart you will be able to see what is covered by each plan and then compare that plan across several companies. Fifth, you need to be aware that Medicare supplement rates can vary widely between plans. It's not uncommon to see $100 or more difference in monthly premiums for the same plan. Plans that are worthy of consideration include Medicare supplement Plan F and Plan N. Plan F is the most popular nationally and the most comprehensive. Medicare supplement Plan N is a good option if you can handle a little out-of-pocket expense. When comparing Medicare supplement policies remember that the best Medicare supplement is the one that fits your budget and gives you the most bang for your buck.
Views: 33468 David Forbes
Medicare Supplements vs. Medicare Advantage - Understanding Medicare Supplements
 
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Medicare Supplements vs. Medicare Advantage is not a contest. One plan is not better than the other, they both have a place and it depends on you, the consumer which plan I will recommend. Medicare Part D drug plans are included in a Medicare Advantage Plan so you won't pay an extra monthly cost to have Rx. If you are turning 65 or finally ready to retire at any age, you need to know your insurance options. If you need help with health insurance, call Gordon Marketing 1-800-388-8342 to be referred to a local agent near you or ask for Sylvia, our President, for help with your insurance. Gordon Marketing is a third generation family insurance agency with over 100 employees. We train tens of thousands of independent insurance agents across the nation. We sell for hundreds of insurance companies including Mutual of Omaha, Anthem, United Healthcare, Humana, Medico, Aetna, CIGNA and many more. We shop for you, so you can compare all your options each year. Medicare Supplements and Medicare Advantage plans are both very popular and deciding what may be right for you is a tough decision. There is no best plan and your spouse may opt for a different plan than you do because of his medical conditions, Rx and relationship with his doctors. You and your spouse are not a package deal--get the plan that fits YOU the best. email Sylvia your questions directly at sgordon@gordonmarketing.com . All phone calls and email consultations are free! Gordon Marketing's home office is at 20224 Hague Rd Noblesville IN 46062 (800) 388-8342 http://gordonmarketing.com we have locations around the nation too! #medicaresupplement #medicareadvantage #medicare
Views: 199691 Gordon Marketing
How Medicare Supplemental Coverage Works While Traveling
 
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Learn more about Medicare here: https://www.remedigap.com/ecourse/ https://www.facebook.com/Remedigap/ How Medicare Supplemental coverage works while traveling - Links noted in this video: CMS Publication: Medicare Coverage Outside United States https://www.medicare.gov/Pubs/pdf/11037-Medicare-Coverage-Outside-United-Stat.pdf Medicare and You: Traveling Abroad https://www.youtube.com/watch?v=yq2WbpPK-9c This video is helpful for Medicare Beneficiaries who travel on vacation, travel by RV, travel by motorhome, or live part time in another state (snowbirds). If this applies to you, then you might be wondering how Medicare Supplemental coverage works while traveling. According to CMS as of January 2017 more than 515,000 Medicare providers actively receiving payments) and that large network is a real benefit to you while traveling. I’ll share with you all the details on how Medicare Supplemental coverage works while traveling in the United States, abroad, and how Medicare Supplement plan coverage differs from Medicare Advantage plans. And, make sure you read to the end of this post where I share tips on how to use your Part D drug plan while traveling. The great news about Medicare Supplement insurance is that it can travel with you across all 50 states and U.S. territories. So, all you have to remember is that a provider who accepts Medicare also accepts your Medicare Supplement plan...regardless of who your Medicare Supplement insurance company is. It’s not about the name of the Medicare Supplement insurance carrier, it’s about seeing providers in Medicare’s network. As long as the provider or facility accepts Medicare, your Medicare Supplement insurance company will pay the required costs associated with the Outline of Benefits for your Medigap plan. But can you use Medicare out of the country? Medicare is very limited in what it covers for foreign travel. And, in most cases, Medicare won’t pay for health care or supplies you get outside the United States and U.S. territories. However, there are 3 situations in which Medicare will cover health care services in a hospital setting located in Canada or Mexico. See the link at the top of this post that takes you to CMS’s four page publication that goes over those rules in detail. Medigap plans C, D, E, F, G, H, I, J, M, and N pay 80% of the billed charges for certain medically necessary emergency care needs outside the U.S. after you meet a $250 deductible for the year. Keep in mind, these Medigap policies cover foreign travel emergency care if it begins during the first 60 days of your trip, and has a lifetime limit of $50k. Medicare Supplement Plans and Medigap plans are the same type of health coverage. But, Medicare supplement plans are not the same as Medicare advantage plans. They don't work the same while traveling. One reason is because MAPDs don’t use Medicare's vast network. Medicare Advantage Plans are HMOs and PPOs and have service area networks. Variables such as how long you travel, where you travel, and the kind of care you need will impact whether or not your care will be covered while traveling or living somewhere part time. And, as for foreign travel, some Medicare Advantage Plans cover emergency care outside the U.S. but, again, you have to check the plan benefits to see what costs and rules apply. Which is completely different than Medicare Supplement plans, where you don’t have to constantly check plan benefits or your provider network. As long as the provider accepts Medicare (in the U.S. and territories), you’re covered… and your Medigap plan F, Medigap Plan G, or Medigap Plan N will pay accordingly. This offers greater peace of mind and ease of use while traveling compared to MAPD. And, let me share with you an example of how Medicare's network really came in handy for your father in law. He was visiting us before traveling out of the country and the day he was leaving for his trip, he noticed a spot on his skin that was bothering him. He wanted to have it checked before his trip. However, he was at our house and nowhere near his dermatologist. But, since he had Medicare and A Medigap plan, he was able to visit a dermatologist near my house with no network issues. Now, if he had a Medicare Advantage Plan, he would have been out of the plan's service area, and wouldn't have in network coverage. And...since it wasn't an emergency, it definitely wouldn't have been covered once he left the country. Lastly, if you have a Part D plan or are planning to get one, make sure you choose a plan that has national coverage so you can get prescriptions filled while traveling. If you use Medicare’s Plan Finder Tool, keep an eye out for the little N that indicates National Coverage. And, if you choose a plan that only provides coverage at one retail location (like the AARP Walgreens plan), then keep that in mind if you know you’ll be traveling.
Views: 5361 REMEDIGAP
Age 65 - Should I stay on my company work group health insurance plan?
 
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Should you stay on your group health insurance plan at age 65? LET US HELP YOU, CLICK HERE: http://www.MedicareHealthInsuranceOptions.com or Call 800-499-1942 This video will provide a detailed explanation of the different factors, options and step by step instructions to help you determine if you should stay on your group health insurance plan at age 65, or if it may be better to get an individual Medicare Supplement plan. Medicare Supplement Quotes for Turning 65 Turning 65 Medicare Plans Medicare Supplement Quotes for North Carolina Best Medicare Plan for Turning 65 65 year old best medicare plan Medigap plans for 65 year olds Best Medicare Supplement for seniors medicare supplement plans medicare supplement plans NC medicare supplement cost medicare supplement comparison medicare supplement coverage best medicare supplement medicare supplement insurance plans aarp medicare supplement medicare supplement best medicare supplements compare medicare supplements medicare supplement plan G mutual of omaha medicare supplement best medicare supplements plan g aarp medicare supplement plan humana medicare supplement aarp medicare supplement insurance plans federal regulations on medicare supplement plans medicare supplement insurence medicare part d and rx supplement cards medicare supplement leads medicare supplement a a r p medicare supplement health insurance quotes which is the best insurance company that covers medicare supplements medicare supplement insurance cost medicare supplement rates
AARP Medicare Supplement Plan F - Is It The Best Medicare Supplement?
 
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Call (888) 310-0376 to Get a Quote. AARP Medicare Supplement Plan F is offered by United Healthcare. This video addresses whether or not AARP Plan F is the best Medicare supplement. Visit http://affordablemedicareplan.com to get access to hundreds of articles on Medicare supplements, Medicare Advantage and Part D insurance. The first thing you should understand about Medicare supplement policies (also known as Medigap) is that plans are standardized. That means that the core benefits contained in AARP Medicare supplement Plan F will be the same no matter which insurance company makes Plan F available. AARP is not the insurance company. United Healthcare is the insurance company. In order to buy an AARP Medicare branded supplement you will need to be a member of AARP. There are many benefits of membership beyond being able to buy a supplement and the annual fee is very reasonable. As far as AARP Medicare supplement being the best medicare supplement, the question really needs to be re-phrased in light of understanding that Medigap policies are standardized plans. A better question would be, "Is AARP Medicare supplement Plan F the most comprehensive?" And the answer would be yes. In addition to Plan F paying your share of expenses for all Medicare-covered services, AARP Plans include discounts on vision, drugs and include a Silver Sneakers Gym membership. The discount on drugs is just that, a discount. It is not Medicare part D drug coverage nor a replacement for Part D. If you would like to learn about Medicare Advantage and Medicare supplements get my 8 Part Video Mini-Course. The course is designed to help you choose the best Medicare plan for your circumstances. http://free-mini-course.com
Views: 50661 David Forbes
Medicaid, explained: why it's worse to be sick in some states than others
 
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Where you live could mean the difference between life and death. Subscribe to our channel! http://goo.gl/0bsAjO Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o Matthew is a Medicaid recipient with a life threatening illness. He is one of 70 million Americans who depends on this program. Medicaid was passed in the mid-1960s after decades of fights over the role of government in medical care. FDR and Truman fought for healthcare, but Johnson wound up passing this landmark legislation. Around this same time, developed nations around the world passed universal health programs. The US got Medicaid.
Views: 881490 Vox
Retirement Health Insurance Before Medicare
 
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What do you do when you retire before you are eligible for Medicare? To download your FREE 401(k) 10-Point Checklist For Baby Boomers visit: http://retirementplanningmadeeasy.com/401krollover Here's the problem: if you retire before you are eligible for Medicare, you have to find health insurance coverage. Here are 4 good options: 1. Consider COBRA if you are eligible. 2. See if your former group coverage has retiree health insurance up until age 65. 3. Consider a part time job with an employer that provides health insurance to part-timers. 4. Consider an individual health insurance policy under the new Obamacare guidelines. The best choice for you will depend on your situation. So check out all the options to see what works best for you. You can check out more of my videos and articles at: http://retirementplanningmadeeasy.com/ And to download your FREE 401(k) 10-Point Checklist For Baby Boomers be sure to visit: http://retirementplanningmadeeasy.com/401krollover Disclosures: Investment Advisory Services offered through Retirement Wealth Advisors Inc. (RWA) a Registered Investment Advisor. Retirement Planning Made Easy / Tri-State Financial Group and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Retirement Planning Made Easy / Tri-State Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors Inc.
AARP Medicare United Healthcare Review Question
 
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Medicare supplemental coverage question regarding United Healhcare, an AARP partner answered by Medigap360's Brandon Todd. http://www.Medigap360.com To see the answers to all your questions about Medicare, click here: https://www.youtube.com/playlist?list=PLIf9lATWp3UJq0PaqlfgDF1Agnz1QLsec In the next video in the series, discover how to choose between Medicare Advantage or a Medicare Supplement Plan: https://youtu.be/s-EzYs3h2F0
Views: 2607 Medigap360
Why Can't America Have a Grown-Up Healthcare Conversation?
 
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In which John discusses the tradeoffs involved in health care reform, and why the 70% of Americans who are happy with their personal health care make it difficult to achieve more than incremental changes in the very expensive, very inefficient health care system in the United States. SOURCES: First off, subscribe to Healthcare Triage, where this stuff is discussed with far more detail and nuance: https://www.youtube.com/user/thehealthcaretriage Only 32% of Americans think our healthcare system is good or excellent, but 69% are happy with their personal health care: http://www.gallup.com/poll/165998/americans-views-healthcare-quality-cost-coverage.aspx Over at the incidental economist, Aaron Carroll and Austin Frakt have written a LOT about the quality of U.S. healthcare outcomes compared to other countries. Intros here: http://theincidentaleconomist.com/wordpress/the-state-of-us-health-aint-so-good/ and here: http://theincidentaleconomist.com/wordpress/how-do-we-rate-the-quality-of-the-us-health-care-system-introduction/ The Kaiser Foundation has up-to-date stats on where people get their health insurance--the ACA exchanges get coverage to about 6% of people, 49% of people get coverage through their employers (or their family's employer), 20% through Medicaid, 14% through Medicare, and 9% are uninfured: http://kff.org/other/state-indicator/total-population/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D Healthcare costs in the U.S. are very, very high compared to every other wealthy country, and have been for decades: https://en.wikipedia.org/wiki/Health_care_in_the_United_States#Overall_costs A Medicare-for-All program would lead to lower overall healthcare costs in the U.S., but also a lot of job loss (possibly as many as two million): http://money.cnn.com/2016/01/25/news/economy/sanders-health-care-plan/ Even modest reductions in health insurance subsidies--like those proposed in the GOP repeal and replace of the Affordable Care Act--would lead to tens of millions of people losing insurance coverage: https://www.cbo.gov/publication/52371 Other topics discussed include the Republican plan to repeal and replace the Affordable Care Act, the relative modesty of Obamacare as a health care reform, and the benefits and tradeoffs of Bernie Sanders' proposed single payer healthcare system, Medicare for All. ---- Subscribe to our newsletter! http://nerdfighteria.com/newsletter/ And join the community at http://nerdfighteria.com http://effyeahnerdfighters.com Help transcribe videos - http://nerdfighteria.info John's twitter - http://twitter.com/johngreen John's tumblr - http://fishingboatproceeds.tumblr.com Hank's twitter - http://twitter.com/hankgreen Hank's tumblr - http://edwardspoonhands.tumblr.com
Views: 523837 vlogbrothers
What Does Medicare Part B Cover And What Are The Part B Costs?
 
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Call (888) 310-0376 to Get Quotes on Top Rated Medicare Plans. Get Instant Access http://free-mini-course.com In this video I answer the question, "What does Medicare Part B cover?" I also discuss when you should sign up for Part B and why your Medicare Part B premiums may be higher than expected. Part B is outpatient coverage and will help pay for medically-necessary: Doctor's services Outpatient care Home health services Durable medical equipment Preventative care For a complete list of what Part B covers, check out your Medicare & You Handbook that you receive annually. Most Part B services require that you pay 20% coinsurance after you have met the annual deductible. You pay monthly premiums as well that are now tied to your annual income. Most people receive Part B automatically, but there are times that it's wise to delay coverage. In certain circumstances if you or your spouse is still employed and you are covered by an employer or union group insurance policy, you may want to delay coverage. If you would like to compare Medicare Supplement insurance vs Medicare Advantage, get my 8 Part Video Mini-Course. It will unlock the information you need to choose the best plan for your circumstances. Get Instant Access http://free-mini-course.com
Views: 19050 David Forbes
The Truth About Medicare Supplemental Insurance Policies
 
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http://SeniorSavingsNetwork.org Dr. David Belk in California says that seniors don't need a Medigap (Medicare Supplement) policy. He is dead wrong, and millions of seniors would disagree. Here, Chris Westfall, a 20 year agent, shows some examples of why seniors need supplemental coverage to original medicare. Chris Westfall is licensed in 42 states as an independent Medicare insurance broker and has helped thousands of seniors across the country to determine the best value for their specific situation. Christopher does not work for any one insurance company and DOES NOT represent AARP plans. Instead, he offers the best value plans in the country. See: http://PlanGisBetter.com Christopher can be reached at 1-800-729-9590 Original story from: http://www.philly.com/philly/health/20100704_High_cost__rigorous_rules_can_trap_Medicare_patients.html Used with permission from the author. Dr. David Belk: FAIR USE: is a limitation and exception to the exclusive right granted by copyright law to the author of a creative work. In United States copyright law, fair use is a doctrine that permits limited use of copyrighted material without acquiring permission from the rights holders. Examples of fair use include commentary, search engines, criticism, parody, news reporting, research, teaching, library archiving and scholarship I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Views: 19451 Christopher Westfall
Medicare and Your CalPERS Health Benefits
 
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Find information you may need to know regarding how Medicare coordinates with your CalPERS health benefits. Medicare Overview (0:30) Medicare Enrollment (5:09) Special Enrollment Period (7:45) Medicare Reimbursement (8:28) CalPERS Health Plans (9:58) Resources (11:37) ©2015 CalPERS
Views: 20908 CalPERS
Supplemental Health Insurance Plan G Medicare Open Enrollment 2018 Medicare Supplement Plans Plan G
 
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http://seniorhealthcareadv.com/quote-tool.html 866-229-6729 Supplemental Health Insurance Plan G Medicare Open Enrollment 2018 medicare plan g. How much will medicare cost in 2018. Medigap Quotes Online - cheapest medicare supplement plan Looking to compare medicare supplement plans? Senior Healthcare Advisors is a leading resource throughout the country for medicare knowledge and guidance. Senior Healthcare Advisors - healthcare advisors medicare quotes Medicare Supplemental Plan G - Medicare supplement plan G vs F vs N what's changing? Medicare supplement plan g is quickly becoming one of the favorite plans due to its benefits rate stability and for a select group of states rate decreases... Senior Healthcare Advisors - medicare supplement costs comparison Discover why Medicare Supplement Plan G is a top seller among Baby Boomers This video will outline the benefits of these two Medicare supplements and look at the pros and cons of Plan G vs Plan N Senior Healthcare Advisors - cheapest medicare plan Medicare Plan G, also called Medigap Plan G, is an increasingly popular supplement nation wide for several reasons, so when you are looking for the best Medigap plan for 2019, how do you start. At Senior Healthcare Advisors we will start by asking you a few questions to see which medicare supplement policy best fits your needs, lifestyle and budget. This part is easy to answer because there is only one benefit difference between Medigap plan G and F. Senior Healthcare Advisors - cheapest medicare drug plan If you're concerned about Medicare costs, a Medigap health insurance policy (also called Medigap Supplemental insurance or a Medicare Supplement insurance plan) helps pay the "gap" between what Original Medicare (Medicare Parts A and B) pays and what you pay out of your own pocket. Senior Healthcare Advisors - compare medicare prices Medicare Supplement, or Medigap, plans fill in the “gaps” in coverage left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments. Senior Healthcare Advisors - compare medicare supplement prices There are 10 standardized Medicare Supplement (Medigap) plans available in most states, and Plan G could be an option if you're looking for broader coverage. Medicare Supplement Plan G is one of ten supplemental Medicare plans designed to cover a variety of out-of-pocket expenses not covered by original Medicare. Are you just turning 65 this year or in 2019 and wondering what the best medicare supplement plan is? Supplemental dental insurance, what is a medicare advantage plan? Medicare plan g cost supplemental health insurance costs. How to sign up for medicare apply for medicare. Medicare supplement plan g best medicare supplement plans reviews. Medicare supplement plan g reviews, compare medicare supplement plans and medicare plan g deductible. Supplemental health insurance costs, medicare part d formulary medigap plan costs, medicare part f, medicare plan g, medicare plan n, medicare supplement plans and supplemental plan f. Best Medicare supplement plans 2018 best medicare supplemental insurance plans. Medicare supplement plan g benefits, compare senior healthcare medicare supplement plans. What is medicare plan f? https://www.facebook.com/SeniorHealthcareAdvisors/ https://twitter.com/Medsupps1 https://plus.google.com/u/0/107771175769439949503 https://seniorhealthcareadvisors.splashthat.com/
Comparing Tufts Health Plan Medicare Preferred HMO Plans and Original Medicare
 
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Original Medicare may not provide you with enough coverage. This video explains how our HMO plan offers all the coverage you receive with Original Medicare plus additional coverage for many benefits.
Medicare Supplement vs Medicare Advantage - Which should you choose?
 
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http://seniormarketsolutions.com - 1-800-784-8969 Medicare Advantage vs Medicare Supplement Visit our complete Medicare resource center here, remember our services are 100% FREE to you: www.seniormarketsolutions.com Take our quiz: Which Medigap plan is best for you? https://www.qzzr.com/c/quiz/455510/which-medigap-plan-is-right-for-you Let us help you with your Medicare Insurance Options, our services are 100% FREE to you. Visit us today: Medigap Website:www.seniormarketsolutions.com Medigap Hotline: 1-800-784-8969 Facebook: https://www.facebook.com/MedigapPlan/ Twitter: https://twitter.com/YourMedigap Pinterest: https://www.pinterest.com/seniormarketsol/ YouTube Channel: https://www.youtube.com/channel/UC1m9WLGV2QLFz6YYxTV97gA
How to get more benefits from your Medicare and Medicaid coverage
 
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UnitedHealthcare Dual Complete® is a Medicare and Medicaid plan for people who are dual eligible. UHCCommunityPlan.com Dual eligible means you can have both Medicare and Medicaid at the same time. If so, you can most likely also qualify for a dual health plan. With a dual plan, you’ll keep your Medicaid benefits, and you could get more benefits than Original Medicare at no extra cost. To see the dual plans available where you live — and the benefits you could get — please visit UHCCommunityPlan.com. Or call toll free: 1-844-560-4941 TTY: 711, 8 a.m. - 8 p.m. local time, 7 days a week. Se habla español.
Medicare Cost Plan - Medicare Cost Plan Review
 
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What are medicare cost plans – What is a Medicare cost plan? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of Medicare cost plans for retirement and learn how you can avoid the most common mistakes that individuals have made when looking to purchase a Medicare cost plan. How To Choose Medicare Supplement Plan and Medicare cost plan? When it comes to buying a Medicare cost plan, many agents and Medicare recipients view the Medicare Supplement Plan F as the "Cadillac of Medicare Supplement plans." Now before we examine the Medicare Supplement let's make sure that you understand some basic information about the insurance product. Medicare, a government run health program helps provide health insurance coverage for people 65 and older as well as some who are under 65 and disabled. Medicare by itself does not provide adequate health insurance coverage, there are many gaps in coverage where a recipient would be responsible for payment. A Medicare cost plan is a health insurance plan that helps fill in the gaps where Medicare doesn't cover, which is why it is also called Medigap Insurance. The three biggest factors to look at are their financial situation, health history, and their personal opinions on health care.'' Financial Situation: We first make sure our client is able to afford a Medicare Supplement. Plan F costs usually start at $95 and goes up from there for a standard Plan F. The monthly premium for a Supplement Plans will vary by the area you live in, the insurance company you select, your age, whether or not you smoke, and sometimes by underwriting guidelines. You must also plan on choosing a Medicare Prescription Drug plan (avg. cost around $40-70/month and continue to pay your Medicare Part B premium). The cost of the plan will go up over time. If you are able to afford a Supplement plan you should buy one now, preferably when you first are eligible for Medicare and you no longer have any other creditable health coverage. When you are first eligible for a Medicare S you are not required to go through underwriting, the cost is lower, and your acceptance is guaranteed. The longer you wait the more you risk the chance of not being able to afford a plan or qualify for one. Although higher in price than a Medicare Advantage plan, the health insurance coverage provided by the Medicare Supplement is superior if you get Medicare Supplement Plan F. Your Personal Choice: Again a Medicare Supplement comes out on top when you look at your freedom to choose. Is it important to you to have the ability to go to any hospital or doctor you want for any procedure, or would it be acceptable to you to pay significantly less on your health care and have a large network to choose your hospital and doctor from?" A Medicare cost plan, for the most part, gives you the freedom to use any hospital or doctor you wish which is attractive to many recipients. Most Medicare Advantage plans require you to receive services from an in-network provider and may require a referral from your Primary Care Physician before you may see an in-network specialist. A Medicare Supplement is the "Cadillac" of Medicare health plans because of its outstanding health coverage (bases on Medicare Supplement Plan F ), predictable costs, and the freedom to choose almost any doctor, specialist, and hospital that you need or want. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: Medicare cost plan retirement Medicare cost plan benefits Medicare cost plan explained Medicare cost plan reviews Medicare cost plan review What is the best fixed Medicare cost plan vs the top immediate Medicare cost plan https://www.youtube.com/watch?v=p4QUbeFpl8M
Views: 587 retiresharp
When to Choose Medicare Plan FHD   Must See in New York and Florida
 
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When to Choose Medicare Plan FHD - Must See for New York and Florida. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Medicare Supplement Plan F HD and What You Should Know about What It Covers Medicare Supplement Plan F HD is part of a group of comprehensive supplement plan options for Medicare participants. This plan helps cover gaps left from Medicare coverage Part A and B. The plan is similar to popular option plan F and common choice for those seeking supplement plan coverage. This high deductible plan is known to have lower premiums depending on service coverage, but in the long run it can help make healthcare costs easier and affordable. Here is a brief summary of what you should know about this supplement plan. What Does Medicare Supplement Plan F HD Cover? After the annual deductible plan F HD covers the deductible associated with Part A coverage. The plan covers the deductible for the year period and three pints of blood. Plan F HD covers coinsurance of a hospital stay for 61 to 365 days. Coinsurance for skilled nursing care facilities and hospice care is also covered. For Part B insurance about 20 percent of costs approved by Medicare, the yearly deductible and excess charges from Medicare (what Medicare did not cover from a service), is covered in Plan F HD. Foreign travel health emergencies under Part A or B are covered. Medicare Part B premium payments are not covered under Plan F HD. Keep in mind income guidelines for Part A premiums apply. This means you could be responsible for paying Part A premiums if your income is high enough; in this case Plan F would not cover the deductible. What Costs Are Associated with the Plan? Applicants can get a quote detailing how much they would pay under Plan F HD. Applicants close to their 65th birthday may be eligible to receive lower rates. This is obtained through the open enrollment period which continues for a few months after your birthday. You can apply if you are seeking Part A or B coverage. During your initial enrollment you can't be turned down and medical underwriting is waived. Plan F HD helps cover the first 60 days of hospitalization. If hospitalization continues past 60 days Medicare pays a specific amount each day and Plan F HD will pick up what is left over. If hospital stay is continuously needed after 365 days Plan F HD could pick up all costs. The number of days Plan F HD covers for skilled nursing and hospice care varies. This plan also has other factors that help determine your costs such the age you obtain coverage, the premium amount issued based on your age and community rating in which people in a certain age bracket would pay the same premium amount for their policy. Additional Details to Know Medicare Supplement Plan F HD Compare other supplement plan options for Medicare costs if Plan F HD does not seem suitable. This plan has a high deductible version that is recommended for those in good health. Plan G is the most common alternative option to this plan. It offers similar coverage but is considered affordable considering deductible costs you have to pay before the supplement policy covers gap expenses. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 5226 Keith Armbrecht
Will Progressives Pass Medicare For All Bill?
 
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Head to https://NordVPN.com/TYT for 75% off a 3-year plan. That's less than 3 dollars a month to protect your internet experience. Sign up today and get 1 month free! The reality of free healthcare for all is becoming much more real. Cenk Uygur and Ana Kasparian, hosts of The Young Turks, break it down. More TYT: https://go.tyt.com/Np-n-WckV0E Read more here: https://thehill.com/policy/healthcare/416824-left-wants-a-vote-on-single-payer-bill-in-new-congress "Progressive Democrats are pushing for a vote on a controversial health-care bill after the party takes control of the House early next year. But the left’s push for 'Medicare for all' legislation would likely divide Democrats and pose a headache for House Minority Leader Nancy Pelosi (D-Calif.), who is poised to become Speaker in the next Congress. Rep. Pramila Jayapal (D-Wash.), who is co-chair of the Medicare for All Caucus in the House, told supporters on an organizing call Tuesday night that simply expressing support for the idea is not enough. 'When we have that majority, we need to make sure that we put it to use,' she said. Yet, many other House Democrats, including members of the leadership, are not on board with the idea of government-run universal health insurance." Host: Cenk Uygur, Ana Kasparian Cast: Cenk Uygur, Ana Kasparian *** The Largest Online News Show in the World. Hosted by Cenk Uygur and Ana Kasparian. LIVE STREAMING weekdays 6-8pm ET. http://www.tytnetwork.com/live Subscribe to The Young Turks on YouTube: http://www.youtube.com/subscription_center?add_user=theyoungturks Like The Young Turks on Facebook: http://facebook.com/theyoungturks Follow The Young Turks on Twitter: http://twitter.com/theyoungturks Buy TYT Merch: http://www.shoptyt.com Download audio and video of the full two hour show on-demand + the members-only post game show by becoming a member at http://www.tytnetwork.com/join/. Your membership supports the day to day operations and is vital for our continued success and growth. Young Turk (n), 1. Young progressive or insurgent member of an institution, movement, or political party. 2. A young person who rebels against authority or societal expectations. (American Heritage Dictionary) #TYT #TheYoungTurks #TYTnetwork
Views: 61863 The Young Turks
Breaking down single-payer health care
 
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With support growing for universal health coverage, just what does "single-payer" mean? Here's a deep-dive into what a single-payer health-care system would look like, and the arguments for and against it. Subscribe to The Washington Post on YouTube: http://bit.ly/2qiJ4dy Follow us: Twitter: https://twitter.com/washingtonpost Instagram: https://www.instagram.com/washingtonpost/ Facebook: https://www.facebook.com/washingtonpost/
Views: 20163 Washington Post
Medicare overview | Health care system | Heatlh & Medicine | Khan Academy
 
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Sal talks with Professor Laurence Baker of Stanford Medical School. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/science/health-and-medicine/healthcare-misc/v/heart-disease-and-heart-attacks?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Missed the previous lesson? https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/paying-doctors?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Health & Medicine on Khan Academy: No organ quite symbolizes love like the heart. One reason may be that your heart helps you live, by moving ~5 liters (1.3 gallons) of blood through almost 100,000 kilometers (62,000 miles) of blood vessels every single minute! It has to do this all day, everyday, without ever taking a vacation! Now that is true love. Learn about how the heart works, how blood flows through the heart, where the blood goes after it leaves the heart, and what your heart is doing when it makes the sound “Lub Dub.” About Khan Academy: Khan Academy is a nonprofit with a mission to provide a free, world-class education for anyone, anywhere. We believe learners of all ages should have unlimited access to free educational content they can master at their own pace. We use intelligent software, deep data analytics and intuitive user interfaces to help students and teachers around the world. Our resources cover preschool through early college education, including math, biology, chemistry, physics, economics, finance, history, grammar and more. We offer free personalized SAT test prep in partnership with the test developer, the College Board. Khan Academy has been translated into dozens of languages, and 100 million people use our platform worldwide every year. For more information, visit www.khanacademy.org, join us on Facebook or follow us on Twitter at @khanacademy. And remember, you can learn anything. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Health & Medicine channel: https://www.youtube.com/channel/UC1RAowgA3q8Gl7exSWJuDEw?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 91463 Khan Academy
Medicare Supplement or Advantage Plan - Risk of Choosing Advantage or "Free" Medicare Plan
 
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Which Medicare plan is right for you, Supplement or Advantage? Here's a breakdown of these Medicare plans. This is Medicare made easy by Jared from MedicareInc.Com. Get your FREE Medicare Strategy Guide Here: http://bit.ly/medicarestrategy ************************************ Have Questions? Give us a call 480-382-1823 More about working with Jared and MedicareInc.com https://www.medicareinc.com/contact-us.html ************************************ I bet you’re looking for a simple, straight-forward explanation to the question: what’s the difference between Medicare Supplement & Medicare Advantage? Today we’re gonna look at the difference between these two plans plus more. The question we get asked the most is, What’s the difference? Quite a bit! In fact, Medicare knows you’ll have questions, so their solution is to mail you a book every year. Here’s their explanation of Medigap. “Medicare Supplement (Medigap) Insurance policies, can help pay some of the health care costs that Original Medicare doesn’t cover...If you have Original Medicare (A&B) and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then, your Medigap policy pays its share.” Ok, so in plain English, what exactly does that mean? It means that Medicare does not offer you full coverage, in fact, Medicare only covers 80% of your bills, leaving you responsible to pay the remaining 20%. This 20% is known as the Coverage Gap. That’s where Medigap comes in. It can cover the entire 20% gap, ensuring you’re a 100% protected. Medigap bridges the gap in Original Medicare by helping to pay for medical expenses that fall under that 20% gap. In other words, Medicare will pay 80% of your medical bills and your Medigap insurance will pay the remaining 20%. It’s really that simple. Now let’s look at Medicare Advantage or Part C Medicare Advantage (Part C) is an optional type of Medicare health plan offered by private insurance companies and limited to a local network of Doctors, Hospitals, and Specialists. These companies must follow rules set by the government and the rules can change each year. –Source, Medicare.gov Ok, pause. You might be asking yourself, Jared, do you mean to tell me that Medicare Advantage has restrictions on how I receive medical care? Simply put, Yes! You see, unlike Medigap, which completes your coverage, if you join a Medicare Advantage plan you’re limiting your freedom of choice and allowing the insurance companies to manage ALL of your health care. They tell you where you can and can’t go, and how much it’s gonna cost you. With your Red, White & Blue Medicare card, you’re given access to any hospital, doctor or specialist in the entire U.S. who takes Medicare. Think of it like a golden ticket that’s accepted virtually everywhere in the U.S. If you join a Medicare Advantage plan you’re giving up that ticket and allowing the insurance company to limit your health care options. For example, if you’re diagnosed with a terminal illness and you’ve heard nothing but great things about MD Anderson Cancer Center in Texas, your Advantage plan may not allow you access to their facility or doctors, because they’re out of network. Remember, Medicare Advantage limits you to a local network of providers in your general area. So unless you live in Texas near MD Anderson, chances are, with Medicare Advantage, you won’t be covered. Many Medicare Advantage plans may require you to pay monthly premiums, annual deductibles, co-payments, and co-insurance. They can also charge different out-of-pocket costs up to $6,700 dollars each year. Most Medicare Advantage plans don’t offer coverage outside the US. And they have different rules for how you get services, like whether you need a referral to see a specialist or which doctor will accept your insurance. Hospitals, and specialists frequently leave networks, making it harder to get the care you’re entitled to. Also, it’s important to note that because no one can predict how much care they’ll need from year to year, and with all the out of pocket costs like copays and deductible, Medicare Advantage makes planning & budgeting your annual expenses nearly impossible. When comparing the two, Medigap plans offer the most protection and remain the most popular choice of coverage for people throughout the U.S. So don’t roll the dice, make sure you’re 100% covered with the freedom to choose how you receive care. Thank you for watching…if you have any questions about the content of this video or about maximizing your Medicare benefits, then download our free e-book, The Medicare Strategy Guide.
Views: 1849 MedicareInc.com
Medicare Open Enrollment 2018 - What to do... What not to do...
 
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Medicare Open Enrollment 2018. Complete Medicare Resource Center here: http://www.MedicareonVideo.com 1-877-88KEITH (53484) Medicare Open Enrollment 2018 starts from October 15th to December 7t h. During this time, all Medicare members can update or alter their medical protection schemes. This includes changes to current Medicare healthcare plans that will come into effect in 2019. Learning of the purpose for enrollment and the options available, can help you best prepare for updated medical and prescription coverage. Your Options for Medicare Enrollment 2018 During the Open Enrollment period for Medicare, all registered members are provided the chance to change their healthcare plan. If you wish to upgrade your prescription cover or completely change your general healthcare program, the Medicare Open Election period 2019 allows you to do so easily and conveniently. You can upgrade your Medicare Advantage Plan or your Medicare Part D plan or prescription benefits. Qualifying seniors over the age of 65 years who qualify for Medicare plans may find their cover insufficient for their specific wellness, clinical and chronic care needs. Unfortuantely, you cannot alter your coverage halfway through the year if you find it does not provide what you are looking for. The enrollment period between October and early December offers the chance to make these amendments that become active in January 2018. For Medicare Advantage or prescription cover, members can complete their updates during the stipulated enrollment period with ease. There is no need to register membership for the change in protection or fill out lengthy and complex forms. For those who reside in a chronic care facility or have received a diagnosis of End Stage Renal Disease, you will not be eligible to enroll for the Medicare Advantage Plan at this time. Notice of Change You may receive an Annual Notice of Change or ANOC for the enrolment period, but documents received through the course of the year concerning your healthcare plan should be reviewed. If you wish to alter the policy, you must learn which options or modifications to plans, can better meet personal health needs. Remaining aware of policy features including the extent of cover, benefits and costs can help you determine whether your current medical care plan is sufficient for the new year. If you are satisfied with your protection, simply leave the cover unchanged and it will continue into the new year. Where dissatisfaction with a policy is apparent, be sure to amend your cover during the 2018 Medicare Enrollment period. Enrollment Restrictions You cannot register for a Part B Medicare plan if you are applying for cover for the first time during enrollment. If you are interested in changing your coverage from a Medicare Advantage to a Medigap plan, it cannot be initiated without completing a medical questionnaire. Important Medicare 2018 Enrollment Considerations Learn whether your current prescriptions will continue to be covered in the new year. Part D Medicare patients may be protected for specific prescriptions in 2018 only to have to pay a deductible or co-payment for a certain category of medication owing to changes in suppliers. Your Open Enrollment allows you to update your prescription policy ensuring your medication is comprehensively covered in 2018. During an Open Enrollment, carefully assess your plans to prevent excessive costs for your healthcare in the new term. Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 27231 Keith Armbrecht