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Best Medicare Supplement Plan - How to Find the Best Medicare Plan
 
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Best Medicare Supplement Plan. Complete Medicare Resource Center here: http://www.medicareonvideo.com 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Best Medicare Supplement Plan 2017 and How to Find the Right Option for You The best Medicare supplement plan 2017, also known as Medigap policies, will help you get the most coverage when used with your Medicare healthcare insurance plan. Since there are so many options it can be challenging to find the right one for your needs. Beneficiaries can do their homework to find the best options and to understand how they work with their healthcare plans. Most who apply will choose from standardized policies with specific details to pay attention to. Beneficiaries in Massachusetts, Minnesota, and Wisconsin have different regulations in place affecting how their policies are standardized. Why Are Supplement Plans Standardized and What Makes Them Unique? When seeking the best option to accompany your Medicare program healthcare insurance, it is important to understand these details. The standardized policies have provisions to help protect patients. The policies must meet regulations set by federal and state standards. Such standards help define it as Medicare supplement insurance. The policy is identified by its letter (A through N). Most policies offer the same protection but some offer more than others. Insurance companies provide options to beneficiaries regarding supplement policies to offer. There are a few things to keep in mind when finding best Medicare supplement plan 2017 to consider. Insurance companies offering them have regulations by the state to follow. The company may not be obligated to sell each type of supplement policy. The company is obligated to provide Plan A when giving other policy options. They should provide Plan C or Plan F when other plans are offered. Supplement polices may provide coverage for coinsurance if you have paid the deductible. In some cases the supplement policy provides coverage for the deductible. Tips for Comparing Best Medicare Supplement Plans 2017 There are various sources online people can use to compare their options. It is important to use credible options that provide detailed information about Medigap policies. Seek websites providing in-depth information on healthcare coverage options including Medicare, Medicaid, and other forms of health coverage that work with supplement policies. There are several aspects to compare that can help you understand how to cut down your options to focus on. When comparing plans take notes on what the plan covers and up to what percentage. Some plans may offer up to 100% coverage. Pay attention to services and benefits the plan offers. Learn each part the policy offers and what coverage is available. If you have Medicare Part A or Part D, compare services they cover and how much the supplement policy will pay. Some policies have a high-deductible and you may be required to pay up to a certain amount in a calendar year before your supplement policy kicks in. Services to pay attention to in regards to supplement policy options include hospital costs, hospice care, and care from skilled nursing facilities. Pay attention to doctors and hospitals in your network. There are trusted health news organizations offering there take on good Medicare supplement plans based on star ratings and in-depth comparisons. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 58291 Keith Armbrecht
How to Understand Medicare Plans
 
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http://www.MedicareMadeClear.com - Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and health care answers for seniors, caregivers, the elderly and those approaching retirement. Y0066_101006_100449 File & Use 10112010
Views: 413842 Medicare Made Clear
Medicare overview | Health care system | Heatlh & Medicine | Khan Academy
 
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Sal talks with Professor Laurence Baker of Stanford Medical School. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/science/health-and-medicine/healthcare-misc/v/heart-disease-and-heart-attacks?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Missed the previous lesson? https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/paying-doctors?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Health & Medicine on Khan Academy: No organ quite symbolizes love like the heart. One reason may be that your heart helps you live, by moving ~5 liters (1.3 gallons) of blood through almost 100,000 kilometers (62,000 miles) of blood vessels every single minute! It has to do this all day, everyday, without ever taking a vacation! Now that is true love. Learn about how the heart works, how blood flows through the heart, where the blood goes after it leaves the heart, and what your heart is doing when it makes the sound “Lub Dub.” About Khan Academy: Khan Academy is a nonprofit with a mission to provide a free, world-class education for anyone, anywhere. We believe learners of all ages should have unlimited access to free educational content they can master at their own pace. We use intelligent software, deep data analytics and intuitive user interfaces to help students and teachers around the world. Our resources cover preschool through early college education, including math, biology, chemistry, physics, economics, finance, history, grammar and more. We offer free personalized SAT test prep in partnership with the test developer, the College Board. Khan Academy has been translated into dozens of languages, and 100 million people use our platform worldwide every year. For more information, visit www.khanacademy.org, join us on Facebook or follow us on Twitter at @khanacademy. And remember, you can learn anything. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Health & Medicine channel: https://www.youtube.com/channel/UC1RAowgA3q8Gl7exSWJuDEw?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 84619 Khan Academy
Medicare Part A, B, C and D Explained
 
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Your Medicare Options Part A, B, C and D Explained. Part A -- Hospital Insurance (usually FREE). Covers Inpatient care in hospitals, Skilled nursing facility care, Hospice care and Home health care. Part B -- Medical Insurance $104.90/mo. or higher based on your past or current income. Covers Services from doctors and other health care providers, Outpatient care, Home health care, Durable medical equipment and some preventive services. There is a 10% penalty for every year you don't take Part B if you don't have creditable health care coverage. Part C - Medicare Advantage Plans (Run by Approved Private Insurance Companies) Covers all of Original Medicare such as Part A & B, but usually include Part D and other benefits such as basic Dental, Vision, Hearing and maybe a gym membership. These plans usually have Copayments, Max Out Of Pocket (MOOP) and you have to have Original Medicare Part A & B before you can sign up. Part D - Prescription Drug Plans (PDP) (Run by Approved Private Insurance Companies) Helps cover the cost of prescription drugs and the cost and coverage of different drugs within their formularies can vary. Also note that if you DO NOT have creditable drug coverage and you DO NOT take a drug plan during your election period, you may be charged a 1% penalty for each month you did not take a plan. Please make sure the you work with an Independent Insurance Agent so that you get the correct coverage and plans that are best for you!!! Sincerely, Dave and Dawn Cook www.SafeGuardAssurance.com (941) 932-1388 or 1389
Views: 80991 DaveandDawnC
Medicare Part A and Part B explained
 
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Ferrara Services Inc www.ferraraservices.net Medicare Part A & B explained What is Medicare: • Health Insurance for people 1. 65 and older 2. Under 65 with certain disabilities 3. Any age End-Stage Renal Disease (ESRD) Who Runs Medicare: • It's administered by 1. Centers for Medicare & Medicaid Services (CMS) • But Enrollment is done by o Social Security Administration (SSA) for most o Railroad Retirement Board (RRB) for railroad retirees The Four Parts of Medicare • PART A: Hospital Insurance • PART B: Medical Insurance • PART C: Medicare Advantage Plans (like HMO/PPOs) • PART D: Medicare Prescription Drug Coverage PART A = Hospital Insurance • Help pay for things such as a overnight hospital stay, including your room, tests, doctor fees and food • If you paid in to Social Security for 10 years Part A comes with no monthly premium and you are automatically enrolled • Otherwise you have sign up to get the benefits and you may have to pay a monthly premium • You may have a penalty if not bought when first eligible PART B = Medical Insurance • Helps pay for doctor's visits, outpatient care, home health services, durable medical equipment and other medical services. Part B also covers many preventive services • Most people have to sign up for Part B and it comes with a monthly premium $104.90/month • To make it easy you are able to have it deducted from your social security check each month Keep in mind that Medicare doesn't cover everything. If you need certain services that aren't covered under Medicare Part A or B, you will have to pay for them yourself unless: • You have other coverage like a supplement or Medigap plan (including Medicaid) to cover the costs • You are in a Medical Health plan that covers these services
Views: 15734 Michael Ferrara
Which is better: Plan F or Plan G Medicare Supplement?
 
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LET US HELP YOU, CLICK HERE: http://SeniorSavingsNetwork.org What is Medigap Plan G? I'll show you. What is Medigap Plan F? Come watch and see! This video shows the difference between Plan F and Plan G, and why Plan G is always the better value. Medicare Supplement Quotes for Turning 65 Turning 65 Medicare Plans Medicare Supplement Quotes for North Carolina Best Medicare Plan for Turning 65 65 year old best medicare plan Medigap plans for 65 year olds Best Medicare Supplement for seniors medicare supplement plans medicare supplement plans NC medicare supplement cost medicare supplement comparison medicare supplement coverage best medicare supplement medicare supplement insurance plans aarp medicare supplement medicare supplement best medicare supplements compare medicare supplements medicare supplement plan G mutual of omaha medicare supplement best medicare supplements plan g aarp medicare supplement plan humana medicare supplement aarp medicare supplement insurance plans federal regulations on medicare supplement plans medicare supplement insurence medicare part d and rx supplement cards medicare supplement leads medicare supplement a a r p medicare supplement health insurance quotes which is the best insurance company that covers medicare supplements medicare supplement insurance cost medicare supplement rates
Views: 312690 Christopher Westfall
The ABC's of Medicare Health Care Insurance | Care1st Health Plan
 
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Visit Care1st's official website at http://bit.ly/SBUfVO | The following video provides the ABC's, and D, of Medicare health care insurance including what it is and how it works. Yes, it is all about you. Care1st was developed and is led by a group of practicing physicians. Our health benefits and programs were created from a doctor's perspective, and reflect a "patients first" philosophy of care. For more information about Medicare Enrollment call 1-800-847-1222. Care1st on Facebook - http://www.facebook.com/myCare1st Care1st on YouTube - http://www.youtube.com/Care1stHealth Care1st on Twitter - http://www.twitter.com/mycare1st Care1st Website - http://bit.ly/SBUfVO
Views: 1143 Care1st Health Plan
Medicare Made Clear {2018}  - All You Need to Know About Medicare
 
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Medicare Made Clear {2018}- All You Need to Know About Medicare. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=4xUu2mM0aM4 Medicare Part D - Drug Coverage https://www.youtube.com/watch?v=jAxTxSg_dBI&t=6s Part D Penalty Video https://www.youtube.com/watch?v=iDXAhEi1Sd0&t=1s Video Sections: 08:33 Getting Ready for Medicare 10:55 Medicare Options 14:35 Part A 21:44 Part B 30:38 Part C 35:05 Part D Drug Plan 37:29 Medicare Supplement Plans 40:44 Enrollment Windows 42:01 Switching Plans edicare Made Clear Makes It Easy for You to Understand Medicare Options Medicare Made Clear is an health plan imitative by United Healthcare. It includes easy understanding information about Medicare and healthcare options available to you. As an information guide it offers comprehensive insight about healthcare coverage options through Medicare. The Medicare program is complex and this guide helps reduce fears and feelings of confusion in understanding coverage options available. A Good Place to Start Learning about Medicare Options Millions of seniors benefit from the federal government healthcare program Medicare. People qualify for coverage at age 65 or if they have a disability. The program offers different options to help you receive health care. Using an informative guide such as Medicare Made Clear can assist in understanding how your health care needs will be met. The guide is useful for people on any budget. There are details that can help you choose a plan for yourself, spouse or loved one you are helping to care for. What Information Do You Learn about Medicare? The guide answers a wide variety of questions about the Federal government health coverage program. The guide breaks everything down by offering definitions, descriptions, video tutorials, and an overall view of what Medicare can do for you. The following points offer a basic summary of what you will learn using Medicare Made Clear. • Differences between Medicare plans. Medicare offers 4 parts including Part A, Part B, Part C, and Part D. Each part provides coverage for health care including hospital stays, doctor’s visits and prescription drug medicines. Learn which part is best for you and your needs. • What you need to know before enrolling. The guide provides multiple things you should know about Medicare including plans through private companies, how they work, and services covered. • Differences between Part A and Part B. These parts often lead people to asking all sorts of questions about what they cover. Part A is hospitalization and Part B covers doctor services. Learn about services covered and which one has a monthly premium you need to pay. • Detailed overview of Medicare Advantage or Part C. This plan allows individuals to choose a plan through a private company approved by Medicare. This gives people an option to bundle different services together including preventative care and prescription medications. • Detailed overview of Medicare prescription drug coverage, also known as Medicare Part D. Parts A and B do not offer drug coverage. There is a deadline that applies for this coverage you will learn about. Plus, there are different coverage options you can choose from and get details on when it is the best time to enroll. • Medicare supplement plans aka Medigap. Medicare provides about 80 percent of health care coverage. This supplement option is another plan you can purchase to cover expenses not covered by Medicare. This gives you protect as it relates to “gaps” in your coverage. • Additional information you will learn includes how to choose a Medicare plan, how to save money with your plan, basics relating to Medicare and retirement and much more. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 100287 Keith Armbrecht
Medicare Benefits And Long-Term Care Made Easy
 
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Do Medicare benefits pay for long-term care? Will I need to do long-term care planning outside of Medicare? I thought Medicare paid for home health care, so why do I need to think about long-term care insurance? Will Medicare give me any coverage in a nursing home? *************************************************************************** Click to receive our FREE eBook about avoiding the top 5 mistakes when buying long-term care insurance: http://www.longtermcareacademy.com/five-reasons-download *************************************************************************** These are great questions that we hear on a MONTHLY basis. It's no secret that Medicare can be an intimidating subject. In this important video, we will explore the answers to these questions all in UNDER 30 minutes! We break down Medicare benefits into an EASY TO UNDERSTAND presentation and destroy the intimidation factor so that YOU can decide if you need to do more long-term care planning. This presentation is NOT about how to plan for a long-term care event OR Medicare supplements, if you would like to see presentations on those subjects; email us at info@investmentprofessor.com or jim@longtermcareacademy.com or leave a comment in the comments section of this video. This video is for educational purposes only, and IS NOT meant to be a complete primer on Medicare. If you would like more detailed information about Medicare, we show you exactly how to find it at the end of this video! If you are still confused, or have more questions, please contact us and we would be glad to see how we can help you. For more information on Medicare and Long-Term Care from: The government: http://www.medicare.gov http://www.longtermcare.gov Wikipedia: https://en.wikipedia.org/wiki/Medicare_(United_States) https://en.wikipedia.org/wiki/Long-term_care =================================================== Click Below to SUBSCRIBE for More Videos: https://www.youtube.com/subscription_center?add_user=investmentprofessor =================================================== Jim Soloman http://www.LongTermCareAcademy.com jim@longtermcareacademy.com Jason Soloman http://www.investmentprofessor.com info@investmentprofessor.com =================================================== Medicare Benefits And Long-Term Care Made Easy): https://www.youtube.com/watch?v=9u_LeZDbksY
Views: 28846 Jason Soloman
Get to Know the UnitedHealthcare Medicare Advantage PPO Plan
 
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To help our retired members gain a better understanding of the new Medicare Advantage PPO plan, CalPERS and UnitedHealthcare staff help explain the new features and benefits. Learn about the costs and out-of-pocket maximums, coverage areas, and dependents. The Medicare Advantage PPO plan will be available beginning January 1, 2016. ©2015 CalPERS
Views: 19190 CalPERS
Health Insurance Explained – The YouToons Have It Covered
 
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This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee. Also available in Spanish: http://youtu.be/mDPhCo11z0E To download the video, please visit: http://www.kff.org/youtoons-health-insurance-explained This year's open enrollment period begins on Sunday, November 1, 2015, and ends Sunday, January 31, 2016.
Views: 316052 Kaiser Family Foundation
The real reason American health care is so expensive
 
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Hint: single-payer won’t fix America’s health care spending. Subscribe to our channel! http://goo.gl/0bsAjO Americans don't drive up the price by consuming more health care. They don't visit the doctor more than other developed countries: http://international.commonwealthfund.org/stats/annual_physician_visits/ But the price we pay for that visit - for a procedure - it costs way more: http://static1.squarespace.com/static/518a3cfee4b0a77d03a62c98/t/57d3ca9529687f1a257e9e26/1473497751062/2015+Comparative+Price+Report+09.09.16.pdf The price you pay for the same procedure, at the same hospital, may vary enormously depending on what kind of health insurance you have in the US. That's because of bargaining power. Government programs, like Medicare and Medicaid, can ask for a lower price from health service providers because they have the numbers: the hospital has to comply or else risk losing the business of millions of Americans. There are dozens of private health insurance providers in the United States and they each need to bargain for prices with hospitals and doctors. The numbers of people private insurances represent are much less than the government programs. That means a higher price when you go to the doctor or fill a prescription. Uninsured individuals have the least bargaining power. Without any insurance, you will pay the highest price. For more health care policy content, check out The Impact, a podcast about the human consequences of policy-making. https://itunes.apple.com/us/podcast/the-impact/id1294325824?mt=2 Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Views: 2122299 Vox
What is the Medicare Part D Coverage Gap?
 
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The Medicare Part D Coverage Gap, or “Donut Hole,” can be confusing. SilverScript® Insurance Company can close that knowledge gap and help you understand what the four Medicare coverage stages are and how they can affect your Medicare Part D costs. This video provides more information on the four Medicare coverage stages, including the Annual Deductible Stage, the Initial Coverage Stage, the Coverage Gap and the Catastrophic Coverage Stage. For more information on Medicare and Medicare Part D, visit SilverScript.com. http://www.silverscript.com/learn/learn-enroll.aspx This information is available for free in other languages. Please call our Customer Care number at 1-855-275-6493 (TTY: 1-866-552-6288), 24 hours a day, 7 days a week. Esta información está disponible gratuitamente en otros idiomas. Llame a nuestro Servicio al Miembro, al 1-855-275-6493 (teléfono de texto (TTY): 1-866-552-6288), las 24 horas del día, los 7 días de la semana. SilverScript is a Prescription Drug Plan with a Medicare contract offered by SilverScript Insurance Company. Enrollment in SilverScript depends on contract renewal
Views: 9579 SilverScript PDP
Medicare Explained 101 - {Starting Medicare}
 
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Medicare Explained - Starting Medicare. Complete Medicare Resource Center here: http://www.MedicareonVideo.com 1-877-88KEITH (53484) Medicare Explained – What You Need to Know About a Single Payer System The Obama Healthcare Plan or Affordable Healthcare Act (ACA) was released in 2010 with the purpose of protecting the rights and needs of communities who could not afford insurance cover or lacked sufficient protection. Unfortunately, the program has failed to address and correct the many inequalities in the system and left millions of U.S. citizens with inadequate medical assistance. The introduction of a single payer system or Medicare for All aims to transform medical aid in America. It is more affordable creates autonomy for clinical staff and offers cost effective and comprehensive cover for whole families. Medicare explained offers a breakdown of an integrative plan to make quality health support more readily available. The Medicare for All or single payer system is a type of medical assistance financed by taxes and government funding to provide clinical services for all citizens. It offers high grade medical care regardless of employment status, income or age. A healthcare plan comparable to this, is the well-known multi-payer system whereby employed persons are provided financial assistance from their employer to pay a portion of private medical aid. Medicare for All is similar to a national health insurance plan that is noted in many wealthy countries. The purpose is to provide all authorized citizens access to the clinical services. Canada, Taiwan and France are among the countries that have incorporated the single payer system. Currently, the United States only offers its single payer plans to qualifying individuals with a disability or those over 65 years old. The United States National Healthcare Act or Medicare for All was introduced to congress in 2015, but has since failed to achieve the necessary government votes to become a fully-fledged and widely available healthcare approach for all. Typically, this system can prevent the delayed treatment that many patients experience contributing to more costly and intensive therapies. Many legal experts have argued that the introduction of a single payer system can alleviate state burden in its present national healthcare operations providing life-saving soultions for patients who may receive care at the earliest stages of a diagnosis rather than later and require intensive, expensive long-term intervention. The multitude of benefits extend from the everyday tax payer to employers, state hospitals, and government. The plan would have to be partially paid through taxation, but experts believe that it is more affordable than having to cover exorbitant costs for ongoing inpatient care and hospitalization and would decrease or replace private insurance premiums extending the saving to the everyday consumer. This medical plan can offer far reaching benefits for single patients and the entire family. It offers a comprehensive care program minimizing the financial limitations that many people encounter in the search for cost effective healthcare. Patients would have access to a hospital or practitioner of their choosing and prove a more fluid clinical system for doctors and nursing staff. While opponents have argued that a single payer system can diminish current standards of healthcare, a failure to examine the extensive benefit of this healthcare plan can significantly transform the lives of millions of citizens. Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 1480 Keith Armbrecht
Medicare Supplements vs. Medicare Advantage - Understanding Medicare Supplements
 
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Medicare Supplements vs. Medicare Advantage. If you are turning 65 or finally ready to retire at any age, you need to know your insurance options. If you need help with health insurance, call Gordon Marketing 1-800-388-8342 to be referred to a local agent near you. Our agents receive the best training in the nation! Gordon Marketing 20224 Hague Rd Noblesville IN 46062 (800) 388-8342 http://gordonmarketing.com
Views: 185349 Gordon Marketing
Medicare Advantage - 5 Things To Know About Advantage Plans Before You Enroll
 
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Call (888) 310-0376 to Compare All Medicare Advantage Plans in Your State. Get Instant Access http://free-mini-course.com I explain 5 things you should know about Medicare Advantage before you enroll. It doesn't make sense to even compare Medicare Advantage plans until you know how it works, who is eligible and when you can enroll in a plan. As a senior health insurance option, Advantage plans seem to be shrouded in confusion. One reason is because unlike Medicare supplemental insurance, plans are not standardized which makes shopping for a plan more difficult. If you would like to get the facts about Medicare Advantage vs Medicare supplement insurance, check out my Free 8 Part Video Mini-Course on Medicare Plans. Get Instant Access Absolutely Free! http://free-mini-course.com The first thing you need to know is that an Advantage plan is not a Medicare supplement. So what is Medicare Advantage? The Medicare and You Handbook states that it is a Medicare health plan like a PPO or HMO and is sometimes referred to as Part C. Plans are offered by Private insurance companies and you are still enrolled in Medicare. You will receive all Part A and Part B benefits from the Medicare Advantage Plan and drug coverage is often included. The second thing you should know is how plans work. And that begins with knowing whether or not you are eligible to enroll in a plan. To be eligible, you must: Have Medicare Parts A and B Live in the plan's service area Not have end-stage renal disease All Advantage plans have premiums if it is $0 per month. Plans shouldn't be referred to as a free Medicare Advantage plan. Premiums are normally lower than premiums for Medicare supplements. There are 6 types of Advantage plans and you will normally be subject to a provider network. It is paramount to be certain your providers are included. Check for your preferred specialists, ancillary facilities and hospitals in addition to your primary provider. If you are enrolling in a plan with drug coverage, be sure all your drugs are included in the plan's formulary. Many people search for Medicare health plans that include extra benefits and are often disappointed when they find Medicare supplements to be lacking. Medicare Advantage plans often include extra benefits not found in original Medicare. They may include: Dental Vision Hearing Silver Sneakers Gym membership Transportation to and from medical appointments Third. You need to be aware of when you can pursue Medicare Advantage enrollment. There are 3 types of enrollment periods. When you first become eligible you have a 7 month window to submit an application. Next, during the Medicare Advantage Annual Election period you can switch, drop or enroll in a plan. And you may have a Special Enrollment Period available if your circumstances have changed. The fourth thing you need to understand is Medicare Advantage plans are not standardized. Plans are offered County by County and premiums, provider networks, benefits and cost sharing amounts vary widely between plans. When you compare Advantage plans there are 3 plan documents that are very important to research and understand. The Summary of Benefits goes into much greater detail than the enrollment brochure. It lists all plan benefits and what each will require in deductibles, copayments, or coinsurance. The Provider Directory should be you companion until you locate all your providers or find some you are willing to live with. The Part D drug formulary should include all your required medications. Enrolling in a Medicare Advantage plan that does not include all your drugs can wipe out any savings you may have had over choosing another type of Medicare health plan. The fifth thing you need to be aware of is how any cuts to Medicare Advantage will affect you. Understand that a lot of what you hear is politically motivated talking points designed to instigate fear. Although given the current political climate future funding for the Medicare Advantage program is tentative at best. If you feel as though enrolling in an Advantage plan is your best option, you should do it. If there are Medicare Advantage cuts in the future and you lose your plan you may qualify for Guaranteed Issue Rights to buy a supplement, even if you have preexisting conditions. Also, keep in mind that everyone wants to enroll in the best Medicare Advantage plan. And that will be the one that aligns with your specific set of circumstances.
Views: 59832 David Forbes
The Basics of Medicare — Molina Healthcare
 
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Want to understand Medicare, but don’t know where to start? In this short, easy-to-follow video, Isabella explains it all on behalf of Molina Medicare. In just a few minutes, you’ll get a handle on Medicare parts A, B, C and D, and what they cover. Isabella breaks down Medicare Advantage, what Dual Eligibility means, the meaning of the Donut Hole, reasons to choose Molina plans, how to save on prescription drugs and much more. Visit MolinaMedicare.com to learn more.
Views: 845 Molina Healthcare
What Medicare Covers - 877-88KEITH (53484)
 
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What does Medicare cover? Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) A Rundown of What Medicare Covers and Understanding Plan Options If you are interested in enrolling for healthcare coverage throughout the federal government program Medicare, you likely have questions about what costs are covered. This insurance option provides a wide range of coverage for health services, but you need to be aware of what it doesn’t cover. Understanding what Medicare covers is important to help you choose the best plan option and determining additional options to help you pay for services not covered. The following points offer basic insight on what is covered and other details to think about when using this coverage. What Options Does Medicare Offer? In order to understand coverage details consider plans provided and their purpose. Medicare is comprised of 2 main parts including original Medicare and Medicare Advantage. The entire healthcare option includes 4 parts including Part A (hospital care), Part B (doctor visits), Part C (Medicare Advantage), and Part D (prescription medicine). Each part focuses on specific areas of health care. You don’t have to enroll in all parts but some parts may require you to have one over the other. What Part A and Part B Covers Part A is hospital coverage which includes inpatient care. There are other services included such as hospice, skilled nursing facilities and home health care. Part A may cover some expenses related to surgery, lab testing, and doctor visits. Part B also covers doctor visits related to preventative care services. Part B is known as medical insurance as it covers medical equipment, outpatient care, and care given by other health care providers. Home health care may be covered under Part B. One aspect to remember in understanding what Medicare covers is to know both plans A and B can be used together, but if you sign up for Part B, you are required to sign up for Part A. Coverage Details for Part C and Part D Part C is known as Medicare Advantage Plan. This plan gives patients the advantage of selecting their own plan that is approved by Medicare. These plans are often used on their own without being paired up with Part A or B but when you enroll you will learn specifics about how to use this coverage. It offers coverage for services outlined in Part A and B, but patients can choose their own provider that accepts Medicare as payment. Part D is prescription drug coverage and Medicare has a list of drugs or formulary it covers. There could be copayment costs with drugs but you can discuss with your provider cheaper options suitable to your budget when they are prescribed. Additional Information to Know about What Medicare Covers There are other plans part of Medicare that help cover health costs such as the Medicare Medical Savings Account (MSA), Medicare Cost plans, and other options for complex health needs. There are different screening services covered and you can obtain health assistance if you experience a disaster or emergency. Review details carefully for your plan and be sure health services accept Medicare as payment. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 1801 Keith Armbrecht
The Truth About Medicare Supplemental Insurance
 
07:25
This talk was given in 2013. For updated and more comprehensive information on exactly what Medicare provides see: http://truecostofhealthcare.net/medicare-supplemental-insurance/
Views: 10471 David Belk
AARP Medicare United Healthcare Review Question
 
03:31
Medicare supplemental coverage question regarding United Healhcare, an AARP partner answered by Medigap360's Brandon Todd. http://www.Medigap360.com To see the answers to all your questions about Medicare, click here: https://www.youtube.com/playlist?list=PLIf9lATWp3UJq0PaqlfgDF1Agnz1QLsec In the next video in the series, discover how to choose between Medicare Advantage or a Medicare Supplement Plan: https://youtu.be/s-EzYs3h2F0
Views: 2228 Medigap360
Plan N Medicare Supplement Review | Is Plan N a Good Deal?
 
14:38
http://SeniorSavingsNetwork.org 1-800-729-9590 for personalized help. Medicare Supplement Plan N can be a good value, depending on your location (ZIP code), Age, and whether you're a male or female. Meaning, all rates and rate comparisons are personalized depending on YOUR situation. For any agent to make a complete blanket statement that ONE particular plan is the best for everybody, all the time, is simply not aware of all of the options out there. I provide very personalized service by pulling up all available plans and all available companies for our potential clients. As always, my service is 100% Free. Plan N Medicare Supplement can be a good value, or it might not, depending on your situation. To find out whether Plan N or Plan G or Plan F is the best for you, give us a call at 1-800-729-9590. It takes less than 3 minutes to give you the breakdown of what is available. Working with someone else? At least get a second opinion (and more options) Call me today or visit http://SeniorSavingsNetwork.org Turning 65 Medicare Plan Options: https://www.youtube.com/playlist?list=PL9io3Cp5sglCDzPtiKBsNDMPbqfFJSsvE More videos about Medicare Supplement Plan N: https://www.youtube.com/playlist?list=PL9io3Cp5sglBMVJ8kStUbTsLCZb4JNwvz Which is better, Plan F or Plan G? https://www.youtube.com/watch?v=bmU0KdQuxbU&t=2s&index=1&list=PL9io3Cp5sglCDzPtiKBsNDMPbqfFJSsvE https://www.youtube.com/watch?v=xCjz6Gtfdf4 https://www.youtube.com/watch?v=oOClkw1TNks https://www.youtube.com/watch?v=4NR0SJSqubo https://www.youtube.com/watch?v=QoFBShKG9fA
Views: 17631 Christopher Westfall
How Medicare Supplemental Coverage Works While Traveling
 
10:25
Learn more about Medicare here: https://www.remedigap.com/ecourse/ https://www.facebook.com/Remedigap/ How Medicare Supplemental coverage works while traveling - Links noted in this video: CMS Publication: Medicare Coverage Outside United States https://www.medicare.gov/Pubs/pdf/11037-Medicare-Coverage-Outside-United-Stat.pdf Medicare and You: Traveling Abroad https://www.youtube.com/watch?v=yq2WbpPK-9c This video is helpful for Medicare Beneficiaries who travel on vacation, travel by RV, travel by motorhome, or live part time in another state (snowbirds). If this applies to you, then you might be wondering how Medicare Supplemental coverage works while traveling. According to CMS as of January 2017 more than 515,000 Medicare providers actively receiving payments) and that large network is a real benefit to you while traveling. I’ll share with you all the details on how Medicare Supplemental coverage works while traveling in the United States, abroad, and how Medicare Supplement plan coverage differs from Medicare Advantage plans. And, make sure you read to the end of this post where I share tips on how to use your Part D drug plan while traveling. The great news about Medicare Supplement insurance is that it can travel with you across all 50 states and U.S. territories. So, all you have to remember is that a provider who accepts Medicare also accepts your Medicare Supplement plan...regardless of who your Medicare Supplement insurance company is. It’s not about the name of the Medicare Supplement insurance carrier, it’s about seeing providers in Medicare’s network. As long as the provider or facility accepts Medicare, your Medicare Supplement insurance company will pay the required costs associated with the Outline of Benefits for your Medigap plan. But can you use Medicare out of the country? Medicare is very limited in what it covers for foreign travel. And, in most cases, Medicare won’t pay for health care or supplies you get outside the United States and U.S. territories. However, there are 3 situations in which Medicare will cover health care services in a hospital setting located in Canada or Mexico. See the link at the top of this post that takes you to CMS’s four page publication that goes over those rules in detail. Medigap plans C, D, E, F, G, H, I, J, M, and N pay 80% of the billed charges for certain medically necessary emergency care needs outside the U.S. after you meet a $250 deductible for the year. Keep in mind, these Medigap policies cover foreign travel emergency care if it begins during the first 60 days of your trip, and has a lifetime limit of $50k. Medicare Supplement Plans and Medigap plans are the same type of health coverage. But, Medicare supplement plans are not the same as Medicare advantage plans. They don't work the same while traveling. One reason is because MAPDs don’t use Medicare's vast network. Medicare Advantage Plans are HMOs and PPOs and have service area networks. Variables such as how long you travel, where you travel, and the kind of care you need will impact whether or not your care will be covered while traveling or living somewhere part time. And, as for foreign travel, some Medicare Advantage Plans cover emergency care outside the U.S. but, again, you have to check the plan benefits to see what costs and rules apply. Which is completely different than Medicare Supplement plans, where you don’t have to constantly check plan benefits or your provider network. As long as the provider accepts Medicare (in the U.S. and territories), you’re covered… and your Medigap plan F, Medigap Plan G, or Medigap Plan N will pay accordingly. This offers greater peace of mind and ease of use while traveling compared to MAPD. And, let me share with you an example of how Medicare's network really came in handy for your father in law. He was visiting us before traveling out of the country and the day he was leaving for his trip, he noticed a spot on his skin that was bothering him. He wanted to have it checked before his trip. However, he was at our house and nowhere near his dermatologist. But, since he had Medicare and A Medigap plan, he was able to visit a dermatologist near my house with no network issues. Now, if he had a Medicare Advantage Plan, he would have been out of the plan's service area, and wouldn't have in network coverage. And...since it wasn't an emergency, it definitely wouldn't have been covered once he left the country. Lastly, if you have a Part D plan or are planning to get one, make sure you choose a plan that has national coverage so you can get prescriptions filled while traveling. If you use Medicare’s Plan Finder Tool, keep an eye out for the little N that indicates National Coverage. And, if you choose a plan that only provides coverage at one retail location (like the AARP Walgreens plan), then keep that in mind if you know you’ll be traveling.
Views: 4452 REMEDIGAP
AARP Medicare Supplement Plan F - Is It The Best Medicare Supplement?
 
02:43
Call (888) 310-0376 to Get a Quote. AARP Medicare Supplement Plan F is offered by United Healthcare. This video addresses whether or not AARP Plan F is the best Medicare supplement. Visit http://affordablemedicareplan.com to get access to hundreds of articles on Medicare supplements, Medicare Advantage and Part D insurance. The first thing you should understand about Medicare supplement policies (also known as Medigap) is that plans are standardized. That means that the core benefits contained in AARP Medicare supplement Plan F will be the same no matter which insurance company makes Plan F available. AARP is not the insurance company. United Healthcare is the insurance company. In order to buy an AARP Medicare branded supplement you will need to be a member of AARP. There are many benefits of membership beyond being able to buy a supplement and the annual fee is very reasonable. As far as AARP Medicare supplement being the best medicare supplement, the question really needs to be re-phrased in light of understanding that Medigap policies are standardized plans. A better question would be, "Is AARP Medicare supplement Plan F the most comprehensive?" And the answer would be yes. In addition to Plan F paying your share of expenses for all Medicare-covered services, AARP Plans include discounts on vision, drugs and include a Silver Sneakers Gym membership. The discount on drugs is just that, a discount. It is not Medicare part D drug coverage nor a replacement for Part D. If you would like to learn about Medicare Advantage and Medicare supplements get my 8 Part Video Mini-Course. The course is designed to help you choose the best Medicare plan for your circumstances. http://free-mini-course.com
Views: 49659 David Forbes
The Healthcare System of the United States
 
07:36
We've been getting a lot of requests to talk about the health care systems of different countries. It's really hard to compress the complexities of each into an episode, but we're going to try. First up is the United States. Others will follow, including next week. Make sure you subscribe above so you don't miss any upcoming episodes! Here are references for all the stuff I talk about: John's video on health care costs: http://www.youtube.com/watch?v=qSjGouBmo0M Aaron's series on costs: http://theincidentaleconomist.com/wordpress/what-makes-the-us-health-care-system-so-expensive-introduction/ Aaron's series on quality: http://theincidentaleconomist.com/wordpress/how-do-we-rate-the-quality-of-the-us-health-care-system-introduction/ John Green -- Executive Producer Stan Muller -- Director, Producer Aaron Carroll -- Writer Mark Olsen -- Graphics http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/realjohngreen http://www.twitter.com/olsenvideo
Views: 410455 Healthcare Triage
The Economics of Healthcare: Crash Course Econ #29
 
10:26
Why is health care so expensive? Once again, there are a lot of factors in play. Jacob and Adriene look at the many reasons that health care in the US is so expensive, and what exactly we get for all that money. Spoiler alert: countries that spend less and get better results are not that uncommon. Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark, Eric Kitchen, Jessica Wode, Jeffrey Thompson, Steve Marshall, Moritz Schmidt, Robert Kunz, Tim Curwick, Jason A Saslow, SR Foxley, Elliot Beter, Jacob Ash, Christian, Jan Schmid, Jirat, Christy Huddleston, Daniel Baulig, Chris Peters, Anna-Ester Volozh, Ian Dundore, Caleb Weeks -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 427615 CrashCourse
Medicare Supplements - 5 Things To Know Before You Buy A Medicare Supplemental Policy
 
07:00
Call (888) 310-0376 to Compare All Medicare Supplement Plans in Your State. Get Instant Access http://free-mini-course.com I explain 5 things you should know about Medicare Supplements before you buy. As far as Medicare Plans go, Medicare supplemental coverage is a little easier to understand than Medicare Advantage. So what is Medicare supplement insurance and how does it work? Medicare supplemental insurance is also known as Medigap. It is private health insurance designed to supplement original Medicare by helping to pay some of your share of costs for Medicare-covered services. Medicare supplement plans are standardized insurance policies and are designated by the letters A through N. Standardization means that the same plan will generally have identical benefits no matter which company sells it. The second thing you should be aware of is that Medicare supplements are different than Medicare Advantage plans. While a Medigap policy pays your share of costs after Medicare pays, an Advantage Plan is another way to get your Medicare benefits and these benefits are paid by the plan. Medicare Advantage Plans are often PPOs or HMOs and require you to receive services from network providers. Medicare supplement policies on the other hand allow you in most cases (except Medicare Select) to choose your own providers without network restrictions. You cannot be canceled from your supplement unless you stop paying premiums. Advantage Plans are good for one year and require you to renew annually. Get Instant Access - http://free-mini-course.com - Unlock the information you need to choose the best plan for your circumstances. The third thing you should know is when you can buy a Medicare supplement. The best time to buy is during your Medigap Open Enrollment Period which lasts for 6 months and begins when you are both 65 or older and eligible for Part B. This in the best time to buy because an insurance company cannot: Refuse to sell you any policy it sells Make you wait for coverage Charge you more due to health problems Another time to get Medicare supplemental coverage is when you are entitled to Guaranteed Issue Rights. These rights are triggered by a change in your circumstances, such as; your Medicare Advantage Plan leaving Medicare or not renewing for the following year or your employer or Union group insurance is ending. The fourth thing you should know is how to compare Medicare Supplement Plans. Standardization make comparing plans easy. Once you look at the Medicare supplement benefits chart you will be able to see what is covered by each plan and then compare that plan across several companies. Fifth, you need to be aware that Medicare supplement rates can vary widely between plans. It's not uncommon to see $100 or more difference in monthly premiums for the same plan. Plans that are worthy of consideration include Medicare supplement Plan F and Plan N. Plan F is the most popular nationally and the most comprehensive. Medicare supplement Plan N is a good option if you can handle a little out-of-pocket expense. When comparing Medicare supplement policies remember that the best Medicare supplement is the one that fits your budget and gives you the most bang for your buck.
Views: 31108 David Forbes
Medicare Disability   {Under Age 65}
 
09:54
Medicare Disability. Complete Medicare Resource Center here: Medicare Back Office 877-385-8083 Tell them Keith sent you! What is Medicare Disability? Medicare is a form of public healthcare cover provided for people over the age of 65 years or those below 65 years who are diagnosed with listed chronic ailments and disabilities. End Stage Renal Disease (ESRD), Lou Gehrig’s disease (a form of Sclerosis or ALS), and proof of social security support for disability for a period of 24 months, are approved for disability cover. Public medical assistance follows stringent qualifying criteria offering members more affordable deductibles and full coverage for specific classes of prescription drugs. To learn about Medicare Disability and its qualifying criteria, the following provides a complete breakdown of this modern public health system. Medicare Disability Medicare Disability is a government funded healthcare plan available for select beneficiaries. If you are 65 years and older, you automatically qualify for cover. For individuals, younger than 65 years presenting with ESRD and ALS, cover is offered. Medical assistance is also available for those under 65 who have been receiving Social Security benefits for disability for at least 24 months. If you receive Social Security Disability benefits for the qualifying period, you will automatically be eligible to receive Part A and Part B of the public healthcare plan. It offers convenience, major savings and the option to visit a specific network of doctors. If you have received approval for Medicare, but not obtained these Social Security benefits, you will have to pay for the extra cover needed. Once you have been approved for Medicare, you can receive the full range of features that it provides for disabilities. This includes access to specific standards of nursing assistance, a group of doctors, listed prescription drugs, and the option to visit approved hospitals. Medicare Approval To receive the approval for the necessary public healthcare benefits, the state will automatically enrol persons over 65 years. For those who are receiving Social Security benefits for disabilities, once the 24-month period has passed, you should receive the qualifying Medicare card for public healthcare accessibility. Ensure that the Social Security department has your updated details. You should receive your card in your post as soon as the necessary criteria are met. If you do not receive your Medicare card or you have not obtained automatic cover, you must contact the relevant Social Security Department. It will help determine your approval including the extent of cover and whether you need to purchase Part A of the Medicare plan. You do not have to present with a specific disability to receive Medicare benefits. Long term care or terminal illness should receive healthcare approval. If you are struggling to receive eligibility for Medicare Disability, consult with your physician. A report concerning your diagnosis should be submitted for review. Individuals with disabilities who continue to work can obtain benefits for a set trial period and provided their gross earning do not exceed a specific limit. The benefits are provided so long individuals are disabled during their working trial and are noted “cured” or recover from their disabilities. Learning of the Medicare qualifying criteria and potential restrictions can help you rely on government funded healthcare plans. Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 6709 Keith Armbrecht
Medicare Advantage Health Care Insurance Plans Florida 2
 
00:16
insurance, health, ehealth insurance, health plans, health care, home health care, health care insurance, health care insurance, health care services, health care policy, universal health care, health care center, health care system, Auto Insurance Companies, Auto Insurance Agency, Best Auto Insurance Companies, Car Insurance Providers, Low Cost Car Insurance, Cheaper Car Insurance, Affordable Auto Insurance, Inexpensive Auto Insurance, Very Cheap Car Insurance, Affordable Car Insurance, Cheapest Car Insurance, Car Insurance Cheap, Cheap Car Insurance, Cheapest Auto Insurance,
Views: 3 Life Insurance
Difference Between Medicare and Private Health Insurance
 
02:17
Difference between medicare and private health insurance . , . . . . Medicare vs private health insurance. Medicare and private health insurance are two of the health care programmes available in australia, here are some more compilation of topics and latest discussions relates to this video, which we found thorough the internet. Hope this information will helpful to get idea in brief about this. It's all in the details private versus public health insurance if you can outline the differences between australia's private and public health care systems. Medicare works to cover the majority of health care costs under three main sections the basic difference between medicare and commercial insurance is that in short private insurers must limit the risks they take on in order to below information will help you to get some more though about the subject medicare will cover . Private health insurance can also cover a range of other health cover options for some or all of the an example to illustrate the differences. Medicare will pay for . The essential differences between public and private health care in this country? this medicare levy surcharge (mls) was introduced by the private health insurance offers several advantages over the public system anyway if you want for more info, you would better continue reading. Australia's healthcare system is made up of the public healthcare system (medicare) and the private system (private health insurers, like nib). Health insurance plans are run by private insurance companies and you for more information on federal health insurance programs see medicare, va can i access medicare if i can't afford private health insurance? suspension rules vary between private health insurers in relation to the public health cover through medicare which is available to everyone can if you are an overseas student, you must have private health insurance while you reining in health costs will remain a challenge for both employers disparities between employer and government health insurance he does quote my acknowledgment that some of the spending difference [between private payers effectively subsidize those discounts for medicare and medicaid home introduction to medicare explaining medicare what is the difference to the inability of older and low income americans to buy private health insurance. Medicaid is a state and federal program that provides health coverage if you medicare is the federal health insurance program for people who are or a type of medicare health plan offered by a private company that contracts with medibank private health insurance help explain the health system. To have medicare cover only or a combination of medicare and private health insurance. Regulates private health funds but rules regarding membership vary between medicare pays the majority of your healthcare bills while the private insurance medicare advantage plans, so you'll find more differences between plans here is the difference between the two programs and how they're affected by what it is medicare is a federal health insurance program for what's the difference between medicare and medicaid? by lisa part a hospitalization coverage; Part b medical insurance; Part c privately purchased once out of pocket costs (the difference between the medicare benefit and what a private health insurance doesn't pay for the doctor or specialist only people with medicare can get their health coverage either through original medicare or a.
Views: 1613 IS tip
What is Medigap Insurance and Do You Need It?
 
08:59
Get Medigap Help: https://www.remedigap.com or call 888-411-1329 In this video, I'll explain how Medigap works, how you're responsible for the 20% Medicare won't cover. I'll also provide a case study on someone who needed to get Medigap - but waited too long and was unable too due to a health issue. ---- Medicare only covers 80% of your healthcare costs, leaving you with the remaining 20% coinsurance with no out of pocket maximum. The entire 20% is your responsibility and doesn’t reset at the beginning of the year. I’ll tell you how Medigap works to protect you from that 20% coinsurance so you can make informed decisions about your benefits. So, what is medigap insurance and do you need it? Whether or not you need Medigap insurance is a personal decision and definitely an important one as Medicare only covers 80% of your healthcare costs. And because Medicare doesn’t have an out of pocket limit, the remaining 20% can continue to grow leaving you financially vulnerable. And, no one wants to be in a vulnerable position - especially when it comes to your money. Most people are used to coinsurance. You probably had it at some point. But the main difference between your under age 65 health insurance and Medicare is the out of pocket limit -- which Medicare doesn’t have. Now, If we take a look at the average person visiting the doctor a Medicare Part B claim might be $100. Medicare pays 80% of that...so, $80 and you pay $20. You might be thinking, “no big deal”. A few doctor visits a year isn't going to break the bank. And that’s true for many people. But you need to take two things into consideration -- #1 You don’t know what the future holds in terms of your health. #2 Medicare doesn’t have an Out of Pocket limit. This is where Medigap insurance comes into play. Medigap is private insurance that’s meant to fill in the gaps of what Medicare doesn’t cover - such as the 20% coinsurance. And, The most popular plans F, G, and N will cover that 20% coinsurance...offering you financial protection and peace of mind. When you first enroll in Medicare, you get a one time use it or lose it opportunity and it’s called a Medigap Open Enrollment Period. This is when you can put a Medigap plan in place without answering any health questions or go through medical underwriting. So, if your Part B effective date is February 1, the Medigap Open Enrollment period allows you to buy a plan and have it begin in Feb, Mar, Apr, May, Jun, or Jul...it’s an important 6 month window, because when it closes -- it can’t be reopened. Why is that so important? Think back to that 20% coinsurance. If you decide to not add a Medigap plan during your Medigap Open Enrollment period, then you leave yourself financially vulnerable. And, If you decide to add a Medigap plan later when something happens, it just might be too late. After 6 month window closes, you have to answer the health questions and get approved by the insurance company’s medical underwriting department. So there’s no guarantee that a policy will be yours. You’ve now put the decision making in the hands of the insurance company. So, are you still wondering what is medigap and do you need it? If so, make sure to watch this video. The good news is you don’t have to make a decision right this very second. In fact, you might want some more information or even some more guidance. So, I have more good news,you don’t have to look very far, because help is right in front of you...hello! Give me a call or send me an email if you prefer and I’ll get your questions answered and help move you through the process. Call us for a free consultation at 888-411-1329 or visit our website at https://www.remedigap.com.
Views: 5567 REMEDIGAP
My Group Plan and Medicare - 877-88KEITH (53484)
 
08:43
My group plan and Medicare - how do they work together?. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) My Group Plan and Medicare: Understanding Your Options to Determine Which Coverage Is Best for You People want to be able to receive quality health insurance while saving as much as they can. If you are approaching your 65th birthday and you qualify for Medicare but you're still employed you probably have questions: Should I stay with my group plan and Medicare just be an option to sign up for upon leaving employment? Should I enroll in Medicare and drop my group coverage? Either way you have questions that need answers now so you know what action to take. Here are some points to help you think about your health insurance from another perspective. The Decision to Think about: Remain with Group Plan or Switch to Medicare? Upon your 65th birthday you become eligible for Medicare health insurance. This may become an issue if you decide to continue working. This is a good time to answer important questions about your healthcare needs. There are significant questions only you can answer such as who will pay for the health coverage? Do you have other people covered on your health insurance such as a spouse or dependent? How much money do you earn? These elements will play a role in helping you determine the direction you should go with your options. Answering Important Questions: Thinking about Your Group Plan vs Medicare If you are interested in Medicare coverage now is time to do your homework on both options (your group plan and Medicare). You may have another set of questions that need clear answers such as how much will you pay with your chosen Medicare plan? What part of Medicare do I have to sign up for? Can I use health insurance from my job with Medicare? These questions can be discussed with Medicare and your employer. There is a detail you can ask about if you haven't already regarding the use of Medicare with your group insurance. "When discussing matter with employer raise concerns about my group plan and Medicare." This is a thought many when comparing these options because they want to know which offers the most coverage and the best benefits. You should ask your employer about your group plan and whether it can be used with Medicare. This aspect is also referred to as credible coverage. This is when other forms of health insurance meet specific requirements of Medicare that allow the patient to retain their group insurance. An example of this would include drug coverage. Your group plan should provide prescription drug cover that is up to or exceeds standards of Medicare. If this is the case you may be able to keep your group plan and enroll in Medicare Part A or B. Should I Go with My Group Plan and Medicare be My Second Option? Keep in mind limitations apply. Looking at your personal situation and understanding how your group plan is paid for (How much does your employer pay and what do you pay?) can give insight on what your next step should be. If you decide to leave your group plan and enroll in Medicare ask about Medicare supplement insurance. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 2951 Keith Armbrecht
AETNA - Medicare Supplement Insurance Plans
 
08:11
Medicare solutions focused on keeping seniors healthy and independent. The greatest asset for Baby Boomers to enjoy the golden years of retirement is their health. With many plans on the market, increasing costs and unanswered questions as to how the health care reform will impact Medicare, now more than ever, seniors are focused on making the right choice during Medicare’s open enrollment. In this episode of Baby Boomers in America, Kristi Matus, executive vice president and head of Aetna Government Services, discusses Medicare – the misconceptions, the difference between Parts A, B, C and D, and some programs available to those with chronic health conditions. “Aetna is focused on helping people live healthier, more productive lives and we have built our programs and continually improve them with that in mind,” states Matus. “We have many options to meet individual needs and each person should take in mind their current health and lifestyle when determining what coverage he or she should select.” Aetna is one of the nation's leading diversified health care benefits companies, serving approximately 36.7 million people with information and resources to help them make better informed decisions about their health care. “What makes Aetna unique is simple – we care about the people who are enrolled in our programs,” confirms Matus. “We care about their health, we care about their quality of life. They are not just policyholders to us.”
Best Medicare Supplement Plan - 877-88KEITH (53484)
 
09:41
2018 UPDATED VIDEO HERE: https://www.youtube.com/watch?v=ovKvpDzaT_Y&t=24s Best Medicare Supplement plan. Complete Medicare Resource Center here: http://www.MedicareonVideo.com 1-877-88KEITH (53484) Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn Best Medicare Supplement Plan and How to Find the Right Option for You The best Medicare supplement plan, also known as Medigap policies, will help you get the most coverage when used with your Medicare healthcare insurance plan. Since there are so many options it can be challenging to find the right one for your needs. Beneficiaries can do their homework to find the best options and to understand how they work with their healthcare plans. Most who apply will choose from standardized policies with specific details to pay attention to. Beneficiaries in Massachusetts, Minnesota, and Wisconsin have different regulations in place affecting how their policies are standardized. Why Are Supplement Plans Standardized and What Makes Them Unique? When seeking the best option to accompany your Medicare program healthcare insurance, it is important to understand these details. The standardized policies have provisions to help protect patients. The policies must meet regulations set by federal and state standards. Such standards help define it as Medicare supplement insurance. The policy is identified by its letter (A through N). Most policies offer the same protection but some offer more than others. Insurance companies provide options to beneficiaries regarding supplement policies to offer. There are a few things to keep in mind when finding best Medicare supplement plan to consider. Insurance companies offering them have regulations by the state to follow. The company may not be obligated to sell each type of supplement policy. The company is obligated to provide Plan A when giving other policy options. They should provide Plan C or Plan F when other plans are offered. Supplement polices may provide coverage for coinsurance if you have paid the deductible. In some cases the supplement policy provides coverage for the deductible. Tips for Comparing Best Medicare Supplement Plans There are various sources online people can use to compare their options. It is important to use credible options that provide detailed information about Medigap policies. Seek websites providing in-depth information on healthcare coverage options including Medicare, Medicaid, and other forms of health coverage that work with supplement policies. There are several aspects to compare that can help you understand how to cut down your options to focus on. When comparing plans take notes on what the plan covers and up to what percentage. Some plans may offer up to 100% coverage. Pay attention to services and benefits the plan offers. Learn each part the policy offers and what coverage is available. If you have Medicare Part A or Part D, compare services they cover and how much the supplement policy will pay. Some policies have a high-deductible and you may be required to pay up to a certain amount in a calendar year before your supplement policy kicks in. Services to pay attention to in regards to supplement policy options include hospital costs, hospice care, and care from skilled nursing facilities. Pay attention to doctors and hospitals in your network. There are trusted health news organizations offering there take on good Medicare supplement plans based on star ratings and in-depth comparisons. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 55444 Keith Armbrecht
Single-Payer Universal Health Care Explained
 
05:49
There’s been a lot of fear mongering about the cost of Bernie Sanders’s health care plan. Time to set the record straight. Cenk Uygur, host of the The Young Turks, breaks it down. Tell us what you think in the comment section below. "Single-payer national health insurance, also known as “Medicare for all,” is a system in which a single public or quasi-public agency organizes health care financing, but the delivery of care remains largely in private hands. Under a single-payer system, all residents of the U.S. would be covered for all medically necessary services, including doctor, hospital, preventive, long-term care, mental health, reproductive health care, dental, vision, prescription drug and medical supply costs. The program would be funded by the savings obtained from replacing today’s inefficient, profit-oriented, multiple insurance payers with a single streamlined, nonprofit, public payer, and by modest new taxes based on ability to pay. Premiums would disappear; 95 percent of all households would save money. Patients would no longer face financial barriers to care such as co-pays and deductibles, and would regain free choice of doctor and hospital. Doctors would regain autonomy over patient care.”* Read more here: http://www.pnhp.org/facts/what-is-single-payer *** Download audio and video of the full two hour show on-demand + the members-only post game show by becoming a member at http://www.tytnetwork.com/join/. Your membership supports the day to day operations and is vital for our continued success and growth. Get The Young Turks Mobile App Today! Download the iOS version here: https://itunes.apple.com/us/app/the-young-turks/id412793195?ls=1&mt=8 Download the Android version here: https://play.google.com/store/apps/details?id=com.tyt
Views: 218113 The Young Turks
Tom Perez Claims Healthcare is a Right, But Doesn't Support 'Medicare for All'
 
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Tell Tom Perez to Resign, Sign the Petition: https://www.change.org/p/dnc-rules-bylaws-committee-dnc-chairman-tom-perez-must-resign-now ************************ Visit Our Website: http://www.humanistreport.com/ Follow Us on Twitter: http://www.twitter.com/HumanistReport Like Us on Facebook: http://www.facebook.com/humanistreport Support the Show: http://www.humanistreport.com/support.html Become a Patreon: http://www.patreon.com/humanistreport Download Our Podcast on iTunes: https://itunes.apple.com/us/podcast/humanist-report-podcast-episode/id1012568597?i=345667843&mt=2 ************************ Help Us Grow by Using These Links to Shop (We Earn Commission): Support Us by Shopping on Amazon! Bookmark this Link: http://amzn.to/1SGruTY Sign Up for a FREE 30-Day Trial to GameFly: https://www.gamefly.com/#!/registration?adtrackingid=pbridge001 Try Lootcrate if You're a Geek or Gamer: http://www.trylootcrate.com/click.track?CID=327723&AFID=372698&AffiliateReferenceID=HumanistReport Web Hosting for Only $3.95 with HostGator: http://partners.hostgator.com/c/171810/177309/3094 ************************ The Humanist Report (THR) is a progressive political podcast that discusses and analyzes current news events and pressing political issues. Our analyses are guided by humanism and political progressivism. Each news story we cover is supplemented with thought-provoking, fact-based commentary that aims for the highest level of objectivity.
Views: 9241 The Humanist Report
United Healthcare: Medicare Coverage
 
03:42
Getting healthy and saving money.
Views: 37 CT STYLE
One Care Health Insurance: Mass Health + Medicare
 
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Important information about recently mailed packets of "One Care" Health Insurance information and three upcoming presentations given by each of the three One Care Health Insurance plan providers.
Views: 713 CenterLW
Senior Health Plans, Medicare Supplement Plans, Medicare Advantage, Life Insurance, San Clemente CA
 
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San Clemente Medicare Supplements specializes in health insurance plans for seniors aging into Medicare, including Medicare supplement insurance plans, Medicare Advantage, Medicare prescription drug plans, life insurance, healthcare insurance, disability insurance, long-term care insurance, and annuities. They feature personalized one-on-one service and in-depth knowledge of supplemental insurance for California Medicare recipients. Their goal is to remove any confusion or concerns about insurance, replacing them with peace of mind. Their insurance services include ongoing education, so you can always make an informed choice. In San Clemente, Orange County, CA
Views: 78 SeoExcell
Understanding Healthcare Costs: Medicare Advantage
 
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Medicare Advantage is an insurance program that invites private payors, including health plans and insurance companies, to offer alternatives to traditional Medicare. By providing access to the private insurance market, Medicare Advantage gives beneficiaries the option to choose from a wide range of competing plans, many of which offer richer benefits than Medicare. This video explains how Medicare Advantage works. Video transcript Medicare Advantage is part of the U.S. Medicare system, which is a federal health insurance program that covers 50 million elderly and disabled Americans. Medicare Advantage, also known as Medicare Part C, differs from traditional Medicare in that it doesn't define categories of health coverage in the same way as Medicare parts A, B, and D. Instead, it's a special program that invites private payors, including health plans and insurance companies, to provide alternatives to traditional Medicare insurance. As with traditional Medicare, eligibility for Medicare Advantage includes most U.S. residents over age 65, as well as certain nonelderly people with disabilities. While traditional Medicare is administered directly by the federal government, under Medicare Advantage, the government contracts with private payors. At minimum, these payors are required to provide the same level of coverage outlined in Medicare Parts A and B, and typically they provide Medicare Part D prescription drug coverage, as well. By providing access to the private insurance market, Medicare Advantage gives beneficiaries the option to choose from a wide range of competing plans, many of which offer richer benefits. A growing number of Medicare beneficiaries are opting for Medicare Advantage. Twenty-seven percent are currently covered by Advantage plans, and enrollment is expected to continue to increase in 2013. All Medicare Advantage plans are funded by federal Medicare dollars—but some plans require members to pay an additional premium. The premium is determined by the benefits provided and the federal reimbursements in the area where the plan is offered. Medicare has specific rules for how Advantage plans are priced. Each county has its own payment benchmarks, as well as different benefit and premium combinations. Each spring and summer, Medicare Advantage plans participate in a bid process that establishes the terms of contract between the payor and the federal government for the next calendar year. Before bids are submitted, plans project member health statuses, costs, revenue from the federal government, and member premium. These projections serve as the basis for the bids, which define the benefits to be offered in each plan. Once the bid process is complete, members are told what the premiums and benefits will be for each plan in the coming year. During the eight week open-enrollment period for Medicare Advantage, beneficiaries must consider a number of variables to decide on a plan that best suits their healthcare needs and budget. In addition to monthly premiums, benefit options, and out-of-pocket limits, they must also consider network composition and plan type. If provider choice is important to them, they may opt for a plan that features either a Preferred Provider Organization (PPO) or Private Fee-for-Service (PFFS) structure rather than a more restrictive HMO. Beneficiaries will also want to consider how flexible a plan is with respect to authorizing prescriptions. While most plans provide for prescription drug coverage, not all of them will pay for all pharmaceuticals. Within each class of drugs, plans may cover only a limited number of drugs. Ultimately, those looking for more comprehensive benefits may gravitate toward the Medicare Advantage program. For more on Medicare, and healthcare in general, visit our blog: www.healthcaretownhall.com RELATED MILLIMAN SERVICE Medicare Advantage (Part C) consulting http://www.milliman.com/Solutions/Services/Medicare-Advantage-Part-C/
Views: 3414 Milliman, Inc.
American Health Care Act: Last Week Tonight with John Oliver (HBO)
 
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The Republican health care bill could leave many Americans without affordable coverage. Last Week Tonight's catheter cowboy returns to morning cable news to explain that to Donald Trump. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 7757160 LastWeekTonight
Compare Medicare Supplement Plans: Differences Between Carriers & Plans
 
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https://www.medicarefaq.com/videos/compare-medicare-supplement-plans Compare Medicare Supplement Plans: Differences Between Carriers & Plans If you are newly eligible for Medicare, you may not understand that Medicare doesn’t cover all of your health care costs. Part A covers hospitals, and you have a deductible; and part B covers doctor visits, and you also have a deductible with your part B. Then Medicare will cover 80% of your medically necessary healthcare costs. So, choosing a Medicare supplement, or a Medigap plan covers that 20% that Medicare doesn’t cover, and those deductibles. So, the standardized Medicare supplements are letter plans, letter plans A through N. The most comprehensive plan is the letter plan G, which covers all your Medicare co-insurances, covers your hospital deductible. The only thing that plan G doesn’t cover is your part B deductible. Medicare Advantage VS Medicare Supplement An alternative to getting Medicare supplement is a Medicare Advantage Plan. A Medicare Advantage Plan replaces your Medicare with a managed care, HMO and PPO, that is somewhat limiting because you have a network of doctors, and you have co-pays and co-insurances throughout the year. Choosing a Medicare supplement or Medigap Plan over a Managed Care, HMO, or PPO has a lot of advantages. You have the freedom of choosing any doctor that accepts Medicare, any hospital that accepts Medicare nationwide and you can travel, and go on vacation, and use your Medicare supplement in other states. It’s also guaranteed renewable as long as you keep paying the premium. Open Enrollment Now, the best time to enroll in a Medicare supplement is during that one in a lifetime open enrolment opportunity, which is 3 months prior the month of, and 3 months after your 65th birthday. You can certainly apply for a Medicare supplement outside of this window, but an insurer can decline you for certain health conditions or age. Now because the Medicare supplements are standardized plans, they are identical to each other, there’s no difference in coverage. The only thing that isn’t identical is the price or the premium, and the insurance company that you chose. So, it doesn’t make sense to pay more for the same coverage. However, comparing the plans and the companies, can be very confusing, and sometimes time consuming. Seniors are so relieved after they speak with a licensed agent here at Medicare FAQ. Top Rated Insurance Companies Our agents have the ability and technology to research all the Medigap plans with dozens of top rated insurance companies. This is why our clients stay with us year after year. This is an important decision, and at Medicare FAQ helps educate the client, putting all of the puzzle pieces together. So when they completed the enrollment process with one of our agents, they walk away with piece of mind and are clear about their Medicare covers they worked so hard for their whole life. So, the Medicare supplements, the Medigap Insurance, is the truest form of health insurance when you are on Medicare. You need an agent who cares, you need Medicare FAQ. 800-845-2484 Facebook - https://www.facebook.com/MedicareFAQ/ Twitter - https://twitter.com/MedicareFAQ Website - https://www.medicarefaq.com
Views: 4820 MedicareFAQ
Why Is Health Insurance so Complicated?
 
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Why is health insurance so complicated, while car insurance and life insurance are so simple? Can health insurance be more like, well, insurance? Lanhee Chen, fellow at the Hoover Institution, explains. Donate today to PragerU! http://l.prageru.com/2ylo1Yt Have you taken the pledge for school choice? Click here! https://www.schoolchoicenow.com Joining PragerU is free! Sign up now to get all our videos as soon as they're released. http://prageru.com/signup Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/29SgPaX JOIN our Educators Network! http://l.prageru.com/2c8vsff Script: Americans carry many different forms of insurance. There’s car insurance, home insurance, life insurance, even pet insurance . . . Most of these insurance policies work well and are fairly priced. But there is one glaring exception: health insurance. Only health insurance becomes more complicated and more expensive at the same time. So, the obvious question is: why? To answer this question, we have to start at the beginning. What is insurance? It’s pretty straight-forward: You pay a monthly fee which provides financial protection against unforeseen, sometimes catastrophic, events. People buy homeowners insurance, for example, to protect themselves from the financial loss incurred in the event of a fire, a flood or theft. Because millions of people are paying into the insurance pool, the pool has enough money to cover the unlucky person whose house does burn down. And since insurance is meant to share risk, it only stands to reason that higher-risk individuals have to pay more to be insured. Someone who has had two accidents is going to pay more for car insurance than someone who has never had an accident. Why? Because their track record indicates they are more likely to have another accident. But while insurance provides a bulwark against unforeseen loss, it does not protect against routine expenses. Car insurance protects you in the event that you wind up in a car wreck or your vehicle is stolen, but it doesn’t cover routine maintenance like oil changes, replacing brake pads or tire erosion. Why? Because everyone needs routine oil changes, new brake pads, and new tires. So, there is no risk to protect against. Health insurance in America works very differently. Many of us have health insurance plans that aren’t insurance at all. They’re really pre-paid health care plans. They cover routine check-ups, less serious illnesses, and recurring expenses like prescription medications in addition to protecting you from a health disaster. All of this has made healthcare much more expensive and complex than any other form of insurance. That is true whether you get your insurance through your employer, through the government, or if you pay for your own plan. The Affordable Care Act, known as Obamacare, was passed on the promise that it would fix these issues and bring down healthcare costs. But it has actually made the problem much worse. First, it limited the variety of health insurance plans private companies could offer. It did this by mandating that every plan had to cover the same set of ten health benefits, including preventive care, maternity care, mental health care, and contraception. Second, Obamacare prevented insurers from charging premiums based on the risk they were assuming. A person with a much higher risk of getting sick couldn’t be charged more than a person with a much lower chance. These two aspects of Obamacare – requiring all policies to have certain coverages and not allowing insurance companies to charge more for riskier clients – caused the price of insurance to rise dramatically. In Arizona, for example, the price more than doubled between 2016 and 2017 alone. For the complete script, visit https://www.prageru.com/videos/why-health-insurance-so-complicated
Views: 1084183 PragerU
Medicare and Your CalPERS Health Benefits
 
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Find information you may need to know regarding how Medicare coordinates with your CalPERS health benefits. Medicare Overview (0:30) Medicare Enrollment (5:09) Special Enrollment Period (7:45) Medicare Reimbursement (8:28) CalPERS Health Plans (9:58) Resources (11:37) ©2015 CalPERS
Views: 16890 CalPERS
Best Florida Medicare Insurance Plans For Senior Citizens Florida Health Insurance For Seniors
 
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http://www.seniorhealthcareadv.com/ 1(888)357-5020 What you must know about Florida senior citizens health insurance plans, best medical insurance plans for senior citizens. https://fl.yalwa.com/ID_135477886/Senior-Healthcare-Advisors.html Senior Healthcare Advisors will help you access cheap senior health insurance and the best Florida medical insurance plans for senior citizens - 5 Best Health Insurance Plans for Senior Citizens. Best Medical Insurance Plans For Senior Citizens · (Senior Healthcare Advisors Quotes). How to buy senior citizen health insurance plans - Explore individual health insurance plans from UnitedHealthcare Senior Healthcare Advisors medical insurance plans make it affordable for seniors to get the medical treatment they very often require you can also compare health insurance quotes and medical insurance plans from industry-leading carriers. visit our website http://www.seniorhealthcareadv.com/ for more affordable quotes and compare health insurance plans for seniors. We handle all types of personal insurance needs. Our firm is staffed by people committed to providing our clients with highly personalized service. Our objective is simple: To identify and help minimize our clients’ exposure to risk. We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters. Our approach is direct: To analyze our clients’ complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your individual situation. Best medicare supplemental health insurance for senior citizens in Florida compare health insurance plans for senior citizens, best medical insurance plans for senior citizens Our online medicare supplement quotes shows the comparison of the best Health Insurance plans for Senior Citizens nation wide. Health insurance for seniors in Florida, best health insurance for seniors under 65, best Medicare insurance for seniors Florida, best health insurance for seniors in South Florida, best long term health insurance for senior citizens. Medicare Supplement Insurance plans have letter designations (A-N) indicating the benefits included with each plan. Under federal law, all Medicare Supplement plans (A-N) benefits are the same with all companies. The two most popular plans are Medicare Supplement Plan F and Plan G. Plan G is becoming more popular since June 1, 2010. Compare health insurance for Florida senior citizens and get quote to save money! Two Major Reasons Why Plan G May Be a Better Value. First and foremost is the difference in price.Depending on your age and gender, the premium savings for Plan G can be quite significant when compared with Plan F. For example: If you save $64 a month ($768 a year) on Plan G premiums and you spend 100% of the Medicare Part B deductible, you still save $602 ($768-$166= $602). When you compare Plan F and Plan G rates among the top insurance carriers in Virginia, the savings are quite significant. Also, the older you are the greater the savings potential. Savings up to 65%. Do the math yourself and see how much you can save. Which is the best #Medicare supplemental medical insurance plan #health insurance for retirees over 65 - health #insurance pros of #Senior #Healthcare Advisors best private plans. Watch Video https://www.youtube.com/watch?v=4sM3vcEptdo Twitter https://twitter.com/Medsupps1 Pinterest https://www.pinterest.com/medsuppss/ http://seniorhealthcareadvisors.blogspot.com/2018/05/ohio-michigan-medicare-supplement-plans.html
Medicare Open Enrollment 2018 - What to do... What not to do...
 
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Medicare Open Enrollment 2018. Complete Medicare Resource Center here: http://www.MedicareonVideo.com 1-877-88KEITH (53484) Medicare Open Enrollment 2018 starts from October 15th to December 7t h. During this time, all Medicare members can update or alter their medical protection schemes. This includes changes to current Medicare healthcare plans that will come into effect in 2018. Learning of the purpose for enrollment and the options available, can help you best prepare for updated medical and prescription coverage. Your Options for Medicare Enrollment 2018 During the Open Enrollment period for Medicare, all registered members are provided the chance to change their healthcare plan. If you wish to upgrade your prescription cover or completely change your general healthcare program, the Medicare Open Election period 2018 allows you to do so easily and conveniently. You can upgrade your Medicare Advantage Plan or your Medicare Part D plan or prescription benefits. Qualifying seniors over the age of 65 years who qualify for Medicare plans may find their cover insufficient for their specific wellness, clinical and chronic care needs. Unfortuantely, you cannot alter your coverage halfway through the year if you find it does not provide what you are looking for. The enrollment period between October and early December offers the chance to make these amendments that become active in January 2018. For Medicare Advantage or prescription cover, members can complete their updates during the stipulated enrollment period with ease. There is no need to register membership for the change in protection or fill out lengthy and complex forms. For those who reside in a chronic care facility or have received a diagnosis of End Stage Renal Disease, you will not be eligible to enroll for the Medicare Advantage Plan at this time. Notice of Change You may receive an Annual Notice of Change or ANOC for the enrolment period, but documents received through the course of the year concerning your healthcare plan should be reviewed. If you wish to alter the policy, you must learn which options or modifications to plans, can better meet personal health needs. Remaining aware of policy features including the extent of cover, benefits and costs can help you determine whether your current medical care plan is sufficient for the new year. If you are satisfied with your protection, simply leave the cover unchanged and it will continue into the new year. Where dissatisfaction with a policy is apparent, be sure to amend your cover during the 2018 Medicare Enrollment period. Enrollment Restrictions You cannot register for a Part B Medicare plan if you are applying for cover for the first time during enrollment. If you are interested in changing your coverage from a Medicare Advantage to a Medigap plan, it cannot be initiated without completing a medical questionnaire. Important Medicare 2018 Enrollment Considerations Learn whether your current prescriptions will continue to be covered in the new year. Part D Medicare patients may be protected for specific prescriptions in 2018 only to have to pay a deductible or co-payment for a certain category of medication owing to changes in suppliers. Your Open Enrollment allows you to update your prescription policy ensuring your medication is comprehensively covered in 2018. During an Open Enrollment, carefully assess your plans to prevent excessive costs for your healthcare in the new term. Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 23578 Keith Armbrecht
Employer's plan or Medicare insurance what is a better choice
 
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The pros and cons of keeping your insurance plan when you turn 65 vs applying for Medicare and going into a supplement. Clear explanation of both options and which one would make more sense for your particular situation. Before you make a mistake, pay close attention to this video, because if you switch there is no going back to your employers plan. Most of the time Medicare makes more sense, however, everyone has different circumstances, that is why we decided to make this video. How to apply for Medicare part B Call us if you have any questions about this video For a Medigap quote Call us at 888-801-9097 www.medigaptoday.com george@medigaptoday.com How do I switch to Medicare Should I leave my employers plan when I turn 65 Should I leave my employers plan when I retire
Views: 340 MedigapToday
Medical Insurance, CA Health Plans, Long Term Care, Medicare Supplement Insurance, San Leandro, CA
 
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The Robinson-Cohn and Co. Insurance Agency of San Leandro CA is located in the San Francisco Bay area. They offer individual, family and group vision, dental and health plans, employee benefit administration, term life insurance, Medicare supplement insurance, long term care and disability insurance. Their mission is to build lasting client relationships based on a level of trust that is earned through wise counsel, positive results, clear and candid communication and service that exceeds expectations. They are committed to serving as your healthcare advocate by putting your best interests first. They have a full range of health insurance plans to choose from, including Anthem Blue Cross, Health Net, Assurant Health and Kaiser Permanente. San Leandro, Alameda County CA
Views: 127 SeoExcell
Individual & Family Health Insurance, Group Medical Plans, Medicare Supplement Insurance, Anaheim CA
 
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Depot Insurance Services is an insurance agency offering individual health insurance, group medical insurance, term life insurance, family health plans, Medicare supplement insurance, long term care & disability insurance and annuities. With more than thirty years of experience, our agency has the expertise to find the health insurance plans that are right for you. Our staff will advise you on the best healthcare plans, answer your questions and solve any problems that may arise with the insurance carrier or healthcare providers. With the changes to health insurance due to health care reform in California, it is important to work with a health insurance agency that provides access to the CA health exchange metal plans and determines eligibility for a federal subsidy. We are committed to providing excellent service, customer care and guidance throughout the year. Anaheim, Orange County CA.
Views: 70 SeoExcell
Medicare Explained (2018)
 
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Medicare Explained; the best video to explain Medicare covers what you need to know about Medicare Part A, Medicare Part B and the choices you have to make once you start Medicare. Medicare explained, Medicare Made Clear, Understanding Medicare. No matter how we word it, understanding Medicare is not always as easy as it looks. Matthew Claassen is an independent Medicare insurance broker licensed in 47-states. Call MedigapSeminars.org at 800-847-9680. My YouTube Channel: https://www.youtube.com/c/medigapseminarsorg Visit: https://medigapseminars.org/ Get a free quote comparison: https://medigapseminars.org/medigap-plans-independent-medicare-insurance-broker/m-quote-request/ Contact Us: https://medigapseminars.org/contact-us/ In this video I am going help you learn about Medicare explained in an easy to understand format. By the end of this video Medicare will be made clear for you. You will understand how Medicare works. You will understand Medicare Part A & Medicare Part B and the choices you have to make once you sign up for Medicare. Once you sign up for Medicare you will have to choose from one of three options. We will go over each of those three options and pros and cons you should consider before you make a decision. Once you understand the Medicare basics of Part A and Medicare Part B, you will be faced with choosing one of three paths to take with your Medicare. This will be the most important Medicare decision you have to make because it could set you on a course that will impact the quality of your medical care and can potentially be irreversible. To keep this video brief, I have a separate video that covers how, when and where to sign up for Medicare Parts A & Medicare Part B. I have it linked in the upper right of this video, you’ll see a white circle with a letter “i”. You can click on that at any time to go to the video on how to sign up for Medicare. With terminology out of the way, next in the Medicare Explained video is Medicare Part A & Medicare Part B. Medicare Part A is that portion of your health insurance that pays for your healthcare whenever you are an inpatient in a medical facility. As soon as you become an inpatient in a hospital, Medicare Part A takes over. The same when you become an inpatient in a skilled nursing facility or hospice. The one exception is that if you are not able to physically get to a medical facility for healthcare, Medicare Part A also pays for home healthcare. Think of Medicare Part A is inpatient insurance. Medicare Part B is the part of Medicare that pays for outpatient and physician services. This is the portion Medicare insurance you use when you see a doctor or have lab tests or physical therapy and so on. Medicare Part B also includes some wellness coverage. Medicare Part B is the part of Medicare people use most often because most of our medical care is via outpatient services. Even many surgeries and hospital services are now done as an outpatient and are thus covered under Medicare Part B. Your Original Medicare (Part A & B) is good anywhere in the country. You can see any doctor, go to any medical facility in any state or territory, as long as they accept Medicare. You do not need to get permission from a primary care physician. You have both freedom to go where you need and control to see who you choose. Also it is important to understand that Medicare Advantage Plans are local coverage. If you are a snowbird, and RVer or just travel the country that should rule MAPD as an option. Next in our Medicare Explained video are your three choices. You can do one of three things: # 1 Do nothing. Just keep Original Medicare (Your Part A & B). This is the only choice that makes understanding those co-pays and deductibles very important. This is not an advisable choice because Original Medicare was never intended to be stand-alone health insurance. You will find when going over the details of the copays and the limits of the coverage that there is no maximum out-of-pocket limit on your potential financial obligation. You are at substantial financial risk. Still, this is a choice some people make. # 2 You can trade in your Medicare Part A and Medicare Part B for a Medicare Advantage Plan. Medicare Advantage plans are also called Medicare Part C. #3 Your third choice is to keep you Original Medicare Parts A & B, but add a Medicare supplement plan that pays the co-pays and deductibles that come with just Original Medicare, so you don’t have to. Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/021... And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/100... for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap
Views: 45121 MedigapSeminars.org