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Search results “Obama mortgage relief plan qualifications”
Obama's (HARP 2.0) Explained in Less Than 2 Minutes. Home Affordable Refinance Program..flv
 
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http://www.harpprogram.net Resources and information about the Harp Program (Harp 2.0) and HOW the government could help you to get a Harp loan refinance. What Is A HARP Loan And Who Could Get A Harp Refinance? HARP is commonly referred to as the Home Affordable Refinance Program. In an effort to help stabilize the housing market, the federal government developed this program to help homeowners who either did not have enough equity for a traditional refinance or who were having problems making the monthly payments on their current mortgages. Who is the HARP program of 2012 designed for? Maybe you've gotten laid off, drained your savings account to make your mortgage payments, and now don't have any dime left to make further payments. Maybe you've had to take furlough days, a pay cut, and pay more in health insurance benefits and you simply don't have the income you used to have. In order to qualify for the Harp Program, you've got to own a mortgage that is held by one of the two government guarantors and you've got to have a lender that participates in the HARP program itself. Other than that, the government refinance program qualifications involve making regular payments on your mortgage for a consistent period of time, have the inability to qualify for a traditional refinancing package through other major lenders, and have your mortgage be underwater. Are you able to qualify for the Obama HARP program of 2012? If you think that you might qualify for the HARP program of 2012, then be sure to apply as soon as you can. Some lenders have limited positions available in this program, so be sure to get your application in ASAP. Your underwater home doesn't have to put your entire financial picture underwater as well. Apply today for HARP 2.0 and see just how much money you could save with a lower interest rate today! http://goo.gl/I3p0C search terms: Harp program, home affordable refinance program,harp 2.0 changes,harp loan,harp refinance,underwater mortgage refinance,mortgage refinance,Obama refinance..
Views: 7984 Makemoneyonline4noob
Rick Santelli and Why We Should OPPOSE the Obama Mortgage Plan
 
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The one video everyone should see on what the Obama Administration is up to. Rick santelli's reaction to the Obama Mortgage Plan. I could not agree more. If you don't agree with this video, you are likely a socialist!! Please pass this video along to friends and family!!!
Views: 4275 JML0328
Mortgage Forgiveness Relief Act  April 2017
 
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Update on the current status of the mortgage forgiveness relief act
Obama Offers Troubled Homeowners Clear Chain Of Title Plan As Mortgage Relief
 
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President Barack Obama offered mortgage relief on Monday to hundreds of thousands of Americans, his latest attempt to ease the economic and political fallout of a housing crisis that has bedeviled him as he seeks a second term.
Views: 280 cfini72
Would Obama's Refinancing Plan Boost Ailing Housing Market?
 
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With millions of Americans "underwater" on their mortgages and millions of homes facing foreclosure, President Obama unveiled a revamped home-loan refinancing program Monday during a stop in Nevada, which has the country's highest foreclosure rate. Judy Woodruff and guests examine the politics and substance of the plan.
Views: 1961 PBS NewsHour
How President Obama's Mortgage Plan affects Homeowners in Hu
 
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In order to reduce the number of foreclosures, which have been on the rise recently, Pres. Obama introduced a plan to make homes more affordable. It offers Hurst Euless Bedford TX homeowners the chance to either modify their home loan or refinance it.
Views: 48 gentleness8
President Barack Obama unveiled his $75 billion mortgage relief plan, a series of measures the presi
 
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(18 Feb 2009) HEADLINE: Obama unveils $75 billion mortgage relief plan CAPTION: President Barack Obama unveiled his $75 billion mortgage relief plan, a series of measures the president says will keep 9 million people from losing their jobs. The AP's Julie Pace breaks down the plan. (Feb. 18) [Notes:ANCHOR VOICE] President Barack Obama is rolling out the next step in his multi-pronged plan to revive the U-S economy....a 75 billion dollar program to help struggling homeowners. Obama says the plan will keep nine million Americans from losing their homes to foreclosure. SOT Barack Obama "the plan I'm announcing focuses on rescuing families who have played by the rules and acted responsibly." The plan offers incentives for lenders to lower monthly mortgage payments for millions of Americans who are the brink of foreclosure. It will also make it easier for families to refinance their mortgages if their homes are worth less than they owe. Stand-Up Julie Pace/The Associated Press "Obama's housing plan is more ambitious than originally expected - and more expensive. But with the effects of the crisis reverberating across the financial markets, Obama says the plan is necessary to not only get the housing market back on track." SOT Barack Obama "In the end, all of us are paying a price for this home mortgage crisis. And all of us will pay an even steeper price if we allow this crisis to deepen," But some experts wonder if incentives will be enough to get banks and lenders to act. SOT John Taylor/National Community Reinvestment Coalition "maybe we'll all be pleasantly surprised and see these investors and lenders who weren't willing to move a week ago or thirteen months ago, all of the sudden, through a voluntary program, because of a $1500 fee, willing to do massive modifications. Maybe that will happen. Even so, the president says the plan can't - and won't - help everyone. SOT Barack Obama "it will not rescue the unscrupulous or irresponsible by throwing good taxpayer money after bad loans. It will not help speculators who took risky bets on a rising market and bought homes not to live in but to sell." Funding for the mortgage plan will come from the 700 billion dollar bank bailout passed by Congress last fall. Julie Pace, The Associated Press, The White House You can license this story through AP Archive: http://www.aparchive.com/metadata/youtube/938b0332598383163962d13da512f2a7 Find out more about AP Archive: http://www.aparchive.com/HowWeWork
Views: 75 AP Archive
HARP Home Affordable Refinance Program  (ends Dec 31 2018)
 
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Misconceptions about HARP is also known as the Obama Refinance Program www.TheMortgageUpdate.net Videos to help with MOrtgage related questions: Where can I get the best Mortgage Interest Rate How can I refinance DO I qualify for a VA Home Mortgage Whats the qualifications for an FHA Loan Should I use a Mortgage Broker or the Mortgage Company on TV Are there any Special programs for 1st Time Home Buyers To APPLY NOW http://www.TheMortgageUpdate.net Follow me on Facebook for Daily updates on Rates, Programs https://www.facebook.com/TheMortgageU... Please leave any comments on any question you may have or a VIDEO you would like to see
Views: 921 Dan Frio
How to get into a debt forgiveness program
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 52309 The Dave Ramsey Show
Will Obama's Plan Help Struggling Homeowners?
 
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President Barack Obama's plan would target homeowners who cannot afford their mortgage payments, helps to refinance homes with negative equity, and lowers payments to 31 percent of a homeowner's income.
Views: 2109 KCRA News
CMBA's Chris George Analyzes Impact of Obama Mortgage Plan
 
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Chris George, President of CMG Mortgage and a member of the California Mortgage Bankers Association's Board of Directors. Chris appears on KSRO 1350 to speak with Curtiss Kim about the impact, particularly in the San Francisco Bay Area, President Obama's mortgage refinance and foreclosure prevention plan will have on homeowners.
Views: 1937 CAMortgageBankers
Success!!! Benefit From Obama's Refinance Plan
 
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Success!!! Benefit From Obama's Refinance Plan
Views: 419 Dean Wegner
Obama's Help for Homeowners
 
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Moody's Analytics chief economist Mark Zandi examined President Obama's new legislation to reduce foreclosures.
Views: 353 CBS
John Berlau on Obama's Mortgage Rescue Plan
 
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John Berlau, Director of the Center for Investors and Entrepreneurs at the Competitive Enterprise Institute, debates the merits of President Obama's mortgage rescue plan.
Is The Student Loan Forgiveness Plan A Good Idea?
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 67964 The Dave Ramsey Show
President Obama on Working Through the Mortgage Crisis
 
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The President speaks after Housing Refinance Roundtable with real people who have benefited from renegotiating their mortgages and explains how millions of others can take advantage of his Making Home Affordable plan. (public domain)
Views: 24382 The Obama White House
Loan Modification Secrets: Should You Report Income From Non-Borrower Contributors? | Ark Law Group
 
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The Benefits and Dangers of Non-Borrower Contributors When it Comes to Your Home Mortgage. Find out if you qualify for mortgage relief: http://www.arklawgroup.com/mortgage-relief-program-eligibility For more info: http://www.arklawgroup.com/blog/these-3-bank-statement-details-will-help-you-get-your-loan-modification-approved Nadia and Lambros of ARK Law Group discuss how to deal with a non-borrower contributor when it comes to mortgage debt resolution. A lot of borrowers we help have someone that helps them with payments but who isn't on the loan. Knowing how to deal with this on a loan modification application is essential. Some non-borrower contributors might be renters in your home, family or even friends that are helping out. When the lender asks your income, what should you say? This comes down to your goal. If you're trying to get a loan modification, or need to show more income, you may not have thought of a non-borrower contributor as a source of income before, but adding them could change your debt to income ratio sufficiently to make a difference. You can write a letter of explanation, showing who the person is and what extra income they provide. Just be sure that money goes into a bank account so it can be verified. The one time you might not want to include this is when you have a high income to expense ratio. Then you need to prove that you actually need the modification (and are actually having a financial hardship). While you might not view a temporary renter as an extra source of income, the lender might. When going through the appeals process for a rejected loan modification, the previous oversight of not including a non-borrower contributor might be reason enough to reopen your case, as you are showing that your circumstances are actually different than originally reported. ********************************* Subscribe to our YouTube channel: https://www.youtube.com/c/Arklawgroup Read some of our 550+ five star reviews here: http://www.arklawgroup.com/testimonials Related Videos: https://www.youtube.com/watch?v=xIuEOR4wdO0 https://www.youtube.com/watch?v=2M9e_kd1JH0 ********************************* Ark Law Group specializes in providing total financial relief to distressed homeowners and consumer borrowers. The attorneys at Ark Law Group are experts in foreclosure prevention, debt settlement, bankruptcy law, loan modifications, mediation services and short sales. The Ark Law Group "Every Last Penny" Guarantee: We won't stop working until every last penny of your debt is gone. That is our guarantee to you. Call us for a free consultation 1-888-373-9713.
New mortgage assistance program
 
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(WTNH) -- Distressed home owners will get another chance to explore loan modification and foreclosure prevention options.
Views: 66 WTNH News8
San Diego Breaking News: How to Qualify for President Obama's Mortgage Refinance Program!
 
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The qualifying guidelines for President Obama's Mortgage Refinance Program have finally been released and it is great news for many homeowners. If you can answer YES to the 4 questions listed in this video, you will be eligible to qualify for this new refinance program.
Views: 183 michaeladeery
Tips for Filling Out the Request for Mortgage Assistance Form | Ark Law Group
 
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The Key Tips You Should Know When Saving Your Home Through The Government Mortgage Assistance Programs. Find out if you qualify for mortgage relief: http://www.arklawgroup.com/mortgage-relief-program-eligibility For more info: http://www.arklawgroup.com/blog/15-communication-tips-that-will-help-you-negotiate-successfully-with-your-mortgage-lender Nadia and Lambros of ARK Law Group give some tips on how to use the request for mortgage assistance (RMA) form when working with your lender. There are a lot of government programs that might work for you, and help get a loan modification approved. These are run through the "making homes affordable" program, and, ideally, you want to be placed under this program. Part of applying for that program is the RMA form. Here are some tips for completing that form: 1. The RMA form is always being updated with little changes, blank pages added, etc. Always search for the latest version of the form, as sometimes it can take as much as 30 days for the lender to notice you are using an outdated version of the form and get back to you. When facing a foreclosure sale date, that might be the difference between getting a loan modification in time, and losing your home. 2. Every single line needs to have something in it, even if it doesn’t apply to you. Write N/A instead of leaving it blank. A lender seeing a blank field will assume an incomplete document and reject it. 3. Make sure that the financial page is completely filled out and accurate regarding everything coming in, and going out, of the household. The RMA form doesn’t account for every type of income on that form. If the form doesn’t have a space for a type of income you receive, be sure to use the "other" space. The form also doesn’t provide enough space for expenses, so if you need more, add a supplement page and itemize your expenses so the lender has a complete picture. 4. Always use a wet signature on the form, electronic signatures are not acceptable. 5. If you have questions on the types of expenses or income, it will depend on the type of loan you are applying for, and you should seek legal assistance. ********************************* Subscribe to our YouTube channel: https://www.youtube.com/c/Arklawgroup Read some of our 550+ five star reviews here: http://www.arklawgroup.com/testimonials Related Videos https://www.youtube.com/watch?v=lHQRpVQ2hM0 https://www.youtube.com/watch?v=ZtbFM11ozYo ********************************* Ark Law Group specializes in providing total financial relief to distressed homeowners and consumer borrowers. The attorneys at Ark Law Group are experts in foreclosure prevention, debt settlement, bankruptcy law, loan modifications, mediation services and short sales. The Ark Law Group "Every Last Penny" Guarantee: We won't stop working until every last penny of your debt is gone. That is our guarantee to you. Call us for a free consultation 1-888-373-9713.
Obama: Mortgage Deal Turns Page on Reckless Era
 
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President Barack Obama says a $25 billion settlement between mortgage lenders and states over foreclosure abuses "will begin to turn the page on an era of recklessness that has left so much damage in its wake." (Feb. 9)
Views: 1406 Associated Press
CNBC On Obama Loan Mod Program
 
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CNBC On Obama Loan Mod Program
Views: 984 FairLendingGuru
HAMP Loan Modification: Four Tips to Make Your Trial Payments Plan Go Smoothly | Ark Law Group
 
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The Four Tips To Help Your Loan Modification Trial Plan Go Smoothly. Find out if you qualify for mortgage relief: http://www.arklawgroup.com/mortgage-relief-program-eligibility For more info: http://www.arklawgroup.com/blog/hamp-program-guidelines-do-you-qualify Nadia and Lambros of ARK Law Group discuss loan modification trial plans. The most common loan modification plan is the HAMP loan modification plan, which is aimed at getting homeowners mortgage payment down to around 33% of your income, giving you an affordable mortgage payment. Many homeowners get approved for HAMP, at which point the bank wants to see you make three trial payments, to make sure you are stable and able to make those payments. It's key that those payments get made, get made on time, and there is nothing weird about them (they don’t get sent back, it’s not the right amount, there aren’t any questions - the key is that it goes smoothly). Anything out of the ordinary could result in not getting approved for the final loan modification. Make sure you fully understand the terms of your payment plan, and comply. Here are some tips: 1. When you do make a payment, always note down the confirmation number - call in and get it if need be. That’s how the bank tracks the payments, so if there is ever a problem you can reference that number. 2. Send your payment early if possible, 2-3 days early will give you time to handle any weird issues that pop up. 3. Send it in the exact right amount - don't send any extra money early on, since it will look like you are able to afford a higher loan modification amount. 4. Find out what method the lender prefers and use it. Registered/certified mail, phone, whatever is best for the lender. The smoother you make this trial payment plan process for the lender, the better your chances of getting an approved loan modification – which, for some, means the difference between keeping their home, and starting from scratch. ********************************* Subscribe to our YouTube channel: https://www.youtube.com/c/Arklawgroup Read some of our 550+ five star reviews here: http://www.arklawgroup.com/testimonials Related Videos: https://www.youtube.com/watch?v=xIuEOR4wdO0 https://www.youtube.com/watch?v=_Am-2ynL1l8 ********************************* Ark Law Group specializes in providing total financial relief to distressed homeowners and consumer borrowers. The attorneys at Ark Law Group are experts in foreclosure prevention, debt settlement, bankruptcy law, loan modifications, mediation services and short sales. The Ark Law Group "Every Last Penny" Guarantee: We won't stop working until every last penny of your debt is gone. That is our guarantee to you. Call us for a free consultation 1-888-373-9713.
Obama's Mortgage Task Force is a Joke
 
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Via NY Daily News: "Three months ago, in his State of the Union speech, President Obama announced a new task force to investigate mortgage fraud and bring some measure of relief to the 12 million American families who are either losing their homes or in danger of losing them. The new Residential Mortgage-Backed Securities Working Group would be co-chaired by New York State Attorney General Eric Schneiderman, U.S. Attorney John Walsh of Colorado and three Washington insiders from the Justice Department and the Securities and Exchange Commission. Obama said, "This new unit will hold accountable those who broke the law, speed assistance to homeowners and help turn the page on an era of recklessness that hurt so many Americans." Whether or not the President, attorney general and others intend to get around to this task someday, "speed" was a terrible word to choose. Because 85 days after that speech, there is no sign of any activity...".* The Young Turks host Cenk Uygur breaks it down. Read more from Mike Gecan and Arnie Graf: http://www.nydailynews.com/opinion/obama-mortgage-unit-awol-article-1.1063094 Subscribe to The Young Turks: http://bit.ly/eWuu5i The Largest Online New Show in the World. Facebook: Twitter: http://twitter.com/theyoungturks Google+: http://www.gplus.to/TheYoungTurks Pinterest: http://pinterest.com/tytnetwork/
Views: 20484 The Young Turks
Barack Obama Speech on Refinance Home Loan
 
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Barack Obama Speech on Refinance Home Loan. Obama Speech on Refinance Home Loan video. Obama says that the Congress Should Join the President to Help Responsible Homeowners on October 20, 2012. Obama says every American should be able to get a bank loan. Obama wants homeowners that are refinancing to get lower rates on their loans. Obama says monthly income should be a factor in a homeowner's debt payment. Obama say how much you borrow from a bank like Chase should depend on your monthly income. And that a fixed mortgage rate should be low as possible. You should also compare bank loans before you sign up for you home loan. A home loan is easy to get. You can apply for a home loan online. Obama says make sure your mortgage loan is not more than you can afford.
Views: 997 Best Videos Ever
HARP Program Mortgage Loan Atlanta GA slashes payments - HARP Refinance
 
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The HARP Program Mortgage Loan Atlanta GA Underwater Home Owners can benefit from greatly with average annual savings of $1,923 (HARP.gov) How to use a HARP program loan to refinance your home mortgage to lower your payments, your interest rate and without bothering with Appraisal Results The Home Affordable Refinance Program, also know as HARP is part of the Obama Administration's #MyRefi Plan to help underwater homeowners save their home by allowing them to refinance into a more affordable rate or more desirable loan term to reduce their monthly mortgage payments and to avoid foreclosure. You might be eligible to take advantage of the improved changes to the Home Affordable Refinance Program (HARP). Precisely what is the HARP Refinance Program in Atlanta Georgia? The HARP loan was established to help house owners in refinancing their mortgage when the market value of their home has dipped below their present-day mortgage balance, making typical refinancing no longer an alternative. The HARP program loan is a federal government loan program that was upgraded lately to help additional homeowners who have underwater mortgages but continued to make their mortgage payments on time. HARP Program Mortgage Loan Atlanta GA Refinancing your mortgage via the Obama Administration's HARP Program could very well help you save hundreds of dollars on month-to-month payments or put you into a far safer loan program, no matter how much your home will appraise for. Is the Obama Refinance Program the Same as the HARP Program? The HARP Program, also known as HARP 2.0, HARP 3.0, DU Refi Plus or the Obama Refinance Program #MyRefi, is a special Government Sanctioned Refinance Program for usual loans that was updated in early 2012 to help home owners with minimal or no equity refinance their mortgage and make the most of historically low rates by eliminating many of the regular loan qualifying impediments. The relaxed underwriting guidelines include appraisal values, second lien holders, mortgage insurance and interest rate fee penalties. The HARP Program was originally established by the FHFA (Federal Housing Finance Agency) in March 2009 under President Obama's Making Home Affordable Program to help near-underwater and underwater home-owners refinance their mortgages. The HARP Program underwater homeowners can find comfort in a quote from: http://fanniemae.com -- The goal of the HARP Program, as announced by the President, is to "provide access to low-cost refinancing for responsible homeowners suffering from falling home prices.” Doing this indicates that homeowners refinancing with the HARP program loan should certainly have the chance to obtain lower HARP mortgage interest rates. According to the monthly Freddie Mac Rate Trends Survey (that goes back to 1971), it's apparent that mortgage rates have indeed been very cheap for the past several months. Just one of the crucial perks to suitable borrowers using the new HARP Loan program is that the government has put a cap on the rate and fees lenders can charge for adjustments based on LTV, credit and other factors. HARP Program Mortgage Loan Atlanta GA In simplest of terms, your new interest rate will be nearer to the cheaper rates of traditional conventional mortgages. HARP Program Options for Underwater Home Owners In a lot of circumstances, loan providers will call for a full underwritten approval before a borrower will be able to lock in an interest rate. Since these HARP loans generally spend a few weeks waiting in line for the underwriting department, your potential interest rate will be in what's called a "floating" status until your lender can actually lock you in. The lengthier the lock duration is (15, 20, 30, 45, 60 days), the more elevated the interest rate may be. It's actually suitable to sit tight until your file is fully approved and ready for loan documents. HARP 2.0 Atlanta GA How Do I Shop For The Best HARP Program Mortgage Rates? Simply shopping interest rates will ordinarily lead to an annoying encounter with your HARP Refinance due the considerations defined above. The very best strategy for getting the best rate on your HARP Loan is to shop interest rates by "Qualifying A Lender" based upon their knowledge of exactly how rates actually work, as well as their competency to express and communicate economic indicators to you that may likely have a negative or positive impact on the specific HARP Interest Rate that makes sense for your circumstance. HARP Program Mortgage Loan Atlanta Georgia Please subscribe to my YouTube Channel at: http://www.youtube.com/c/HARPMortgageProgramUSA This video can be found at: https://www.youtube.com/watch?v=TI_hfjYexBc Google +: https://www.google.com/+HARPMortgageProgramUSA Visit: http://harpmortgageprogramatlanta.com for tons more information and the right HARP Mortgage Professionals to help you. More information: https://en.wikipedia.org/wiki/Home_Affordable_Refinance_Program
Views: 1657 HARP Mortgage Program
West Valley Utah top mortgage programs and how to get them yourself.
 
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West Valley Utah important Mortgage info. Are you a resident of West Valley, Utah or the surrounding area? Have you wondered how to get the best loan program and interest rate available in your area? Do you know the right questions to ask? As a homeowner or someone looking to buy a home I am sure this has crossed your mind before. When you are looking for the best mortgage and not just in Utah, whether it is for buying a home or refinancing your home, you want to make sure that you are getting the best mortgage loan program available to you for your situation. Many times people ask “what is the lowest rate you can get me?” While that may seem like a very good question the fact is that interest rate is only a small factor to consider when getting a mortgage. You can get a very low interest rate on a mortgage but what if that rate comes at a significant cost, you could be getting charged “discount points”, “origination fees” or other various “buy-downs” to get that particular rate. The lowest rate may also come with a variable rate option, meaning that your rate can go up or down depending on mortgage indexes. We like to work one on one with our clients to show them the options that are the very best for their particular situation. We will show you what option has the lowest rate, lowest closing costs and other great features that don’t cost you an arm and leg. We offer mortgage loan programs to all of Utah and these options include: FHA, VA, USDA, Conventional, HELOC and HARP. If you are looking to refinance or buy a home, make sure you contact us to get the very best mortgage for your situation. Visit www.mymtgsolution.com or call 801-230-3107 to learn more. We offer mortgage loan programs to buy and refinance homes in these cities and counties including the entire state of Utah. Mortgage Solutions Team 801-230-3107 www.mymtgsolution.com www.facebook.com/mortgagedeals Keywords to help Utah Homeowners find the best Mortgage Options: mortgage calculator utah utah mortgage calculator reverse mortgage utah utah home mortgage Utah mortgages academy mortgage utah mortgage utah utah reverse mortgage bank of Utah mortgage Utah mortgage brokers mortgage brokers utah republic mortgage utah utah mortgage refinance mortgage refinance utah graystone mortgage utah mortgages utah mortgage broker utah peoples mortgage utah primary residential mortgage utah home mortgage utah citywide mortgage utah security national mortgage utah mortgage jobs utah mortgage types mortgage mortgage broker city mortgage mortgages 15 year mortgage mortgage salt lake city second mortgage mortgage calc mortgage brokers mortgage programs mortgage calculater regions mortgage freedom mortgage reverse mortgage mortgage amortization costco mortgage mortgage estimator mortgage assistance 2nd mortgage mortgage calulatortypes of mortgages subprime mortgage mortgage payment greentree mortgage cenlar mortgage standard mortgage pre qualify for mortgage first mortgage mortgage caculatoramerican mortgage mortgage prequalification us mortgage mortgage lending mortgage relief program arm mortgage mortgage options assumable mortgage residential mortgage first option mortgage mortgage qualification usa mortgage mortgage help mortgage modification mortgage services mortgage application capwest mortgage mortgage after bankruptcy mortgage assistance program house mortgage qualifying for a mortgage mortgage price mortgage costs 203k mortgage private mortgage mortgage comparison prequalify mortgage stated income mortgage mortgage consultant compare mortgages accurate mortgage mortgages for dummies streamline mortgage no doc mortgage prequalify for a mortgage 80/20 mortgage
Government Homeowner Relief Programs
 
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A review of the current government programs for loan modification, loan refinancing and short sales. covers the basics of HAMP, HARP and HAFA.
Views: 92 Pat O'Connor
OBAMA HAMP Program Loan Modification Help
 
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http://loan-modification-experts.blogspot.com/ Our mission is quite simple, to provide a high quality service to American Home Owners by connecting them with Qualified, Integrity filled companies, who will treat them with precedence above monetary gain, so they actually do find relief from their existing Mortgage. We here at Nation Loan Modification Help are not only Americans but also home owners ourselves, and your home is more than just a house. It is our sanctuary for our families and generations to come and truly that is the main reason for the start of this company. To Help American Home Owners and Families by keeping them on course in the right direction, so that they may keep their home and get back on with their lives. Call it Patriotism, or the last True American Company, but We Love Americans, We Love America, and We can Help You. http://loan-modification-experts.blogspot.com/
Views: 3216 YourLoanModANSWER
A top Republican called for more mortgage relief and additional tax cuts in President Barack Obama's
 
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HEADLINE Obama stimulus plan faces changes in Senate CAPTION: A top Republican called for more mortgage relief and additional tax cuts in President Barack Obama's massive economic stimulus package as Democrats conceded privately they will drop items that have drawn bipartisan criticism. (Feb. 2) [Notes:ANCHOR VOICE] (Consumer spending file) With fresh indicators showing families are slamming their wallets shut ... (Senate floor) ... the Senate began work on a tax-cut-and-spending package that aims to throw those families a lifeline. (To McConnell) And Republicans stepped up their attack on the plan as bloated AND misdirected. MCCONNELL SOT: (11:07 a.m.) And I've indicated where we think it ought to go: fix housing first, tax relief for middle and lower income taxpayers to put money back into their pockets immediately. FONT: Senate Minority Leader Mitch McConnell, R-Ky. (Obama meeting) President Barack Obama acknowledges GOP complaints, but says it's vital the $900 billion plan NOT bog down. OBAMA SOT: What we can't do is let very modest differences get in the way of the overall package moving forward swiftly. (:08) (Cutaways) The president enlisted the help of a Republican governor who backs the plan because of the badly needed aid to states it contains. DOUGLAS SOT: It's the kind of recession that is deep, that appears to be long. And the only way we're going to get the economy moving again is a partnership between the states and the federal government. FONT: Governor Jim Douglas, R-Vt. :11) (Standup close) The president must now decide how much horse trading to engage in on his top domestic priority. He's acknowledged the package will likely get pruned before Senate passage. But it's unclear how much HE'LL wield the shears himself in search of a bipartisan vote. MS, AP, WH You can license this story through AP Archive: http://www.aparchive.com/metadata/youtube/2f2324ca097823e52fc401910f8ca71c Find out more about AP Archive: http://www.aparchive.com/HowWeWork
Views: 12 AP Archive
Inauguration 2013 - Obama, Traitor of Constitution | Homeowners Mortgage Relief
 
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http://www.1RealEstateHomes.com When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail ASecretToMoney@gmail.com Phone: 850-826-1662 Address: 111 Mohawk Trail #7, Crestview, Florida 32536
Views: 600 David Young
Obamas Home Loan Modification Plan
 
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http://homemodhelp.com Your Home Loan Modification Legal Advocates
Views: 4881 HomeModHelp
Reid Discusses President Obama's New Housing Initiative
 
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Nevada Senator Harry Reid today discussed the release of guidelines for President Barack Obama's Making Home Affordable initiative. This new program is designed to help millions of Americans refinance or modify their mortgages, making it possible for them to stay in their homes. Combined with the foreclosure prevention funding Reid is working to secure in the omnibus appropriations bill, this plan could provide immediate relief to Nevada families. Up until today, help seemed out of reach for responsible home owners whose mortgages suddenly became unaffordable. More often than not, you had to be in default or on the brink of foreclosure to get any assistance or to renegotiate your loan, Reid said. Now, homeowners who can no longer afford their mortgage, or whose mortgages will become unaffordable very soon, are eligible to participate in the Administrations plan. To see the full text of Reids statement on this initiative please visit http://reid.senate.gov/newsroom/pr_030409_statementonobamahousing.cfm
Home Affordable Mortgage Program to Expire at End of 2016
 
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The Obama Administration's Home Affordable Mortgage Program, or HAMP, will be replaced by a new federal assistance program called Flex Modification in 2017. Don’t forget to SUBSCRIBE for daily videos: http://bit.ly/1ERsYqw **More info & videos below** For full episodes, check out http://www.njtvnews.org/ Facebook: http://www.facebook.com/njtvonline/ Twitter: http://www.twitter.com/njtvnews/ ----------------- NJTV News with Mary Alice Williams is a week-nightly news program on NJTV covering local New Jersey news as well as a multi-platform, local information source for New Jersey. Be sure to share with us your story ideas, feedback and tips about news in your neighborhood here: http://bit.ly/1GnSEtn NJTV News with Mary Alice Williams airs every weeknight at 6, 7:30 and 11 p.m. ET on NJTV.
Views: 154 NJTV News
Loan Modification Success Stories | Ark Law Group
 
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Success Stories: Getting a More Affordable Mortgage Payment With Loan Modification & Eliminating Arrears. Find out if you qualify for mortgage relief: http://www.arklawgroup.com/mortgage-relief-program-eligibility For more info: http://www.arklawgroup.com/testimonials Nadia and Lambros of ARK Law Group discuss how you can use a loan modification to eliminate your arrears, and get your mortgage payment down to a more affordable rate. A recent couple where the husband was a truck driver, had lost some of his income. They had kids in college and the wife decided to pay for their children’s tuition, but couldn’t afford the mortgage payments after that was done. They eventually became $20,000 behind before the husband's income returned to normal and they received a notice of default. They couldn’t work out how to deal with $20,000 so they contacted Ark Law Group, we immediately filed for mediation. They had some options at this point, HAMP Tier 1, HAMP tier 2, in-house loan modifications, forbearance programs, and unemployment assistance. Mediation gave them the system to ask for those. In most cases, lenders want the process to go as slowly as possible, to stay in the home as long as possible. In this case, they wanted an answer right away, so we filed for a loan modification even before the mediation session. They were approved for a HAMP Tier 2 trial modification plan with the following bonuses: - Foreclosure was taken off the table - No charges of late fees added during the trial plan - They would also get no late fees of any kind on the original $20,000 if they did successfully pay the trial plan ********************************* Subscribe to our YouTube channel: https://www.youtube.com/c/Arklawgroup Read some of our 550+ five star reviews here: http://www.arklawgroup.com/testimonials Related Videos: https://www.youtube.com/watch?v=-dDv-3t5HnU https://www.youtube.com/watch?v=fq1wEDRIhkU ********************************* Ark Law Group specializes in providing total financial relief to distressed homeowners and consumer borrowers. The attorneys at Ark Law Group are experts in foreclosure prevention, debt settlement, bankruptcy law, loan modifications, mediation services and short sales. The Ark Law Group "Every Last Penny" Guarantee: We won't stop working until every last penny of your debt is gone. That is our guarantee to you. Call us for a free consultation 1-888-373-9713.
Obama's Affordable Home Plan
 
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Obama's weekly adresss to the nation about New Affordable Home Plan for America
Views: 6966 stardude72
Top 5 Benefits of the VA Home Loan Program
 
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VA helps Servicemembers, Veterans and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. Learn more about the program, including the top five benefits: http://benefits.va.gov/homeloans/index.asp
Homeowner Affordability and Stability Plan
 
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http://www.cambridge-credit.org -- Transcription: Hello, and welcome to Your Money 2.0. I’m Christopher Viale, president and CEO of Cambridge Credit Counseling Corp. Recently, the Obama Administration introduced its Homeowner Affordability and Stability Plan. Details have been a bit scarce, but more information will be made available before implementation on March 4th. The Plan approaches the housing crisis on two fronts – refinancing, and the modification of loan terms. Both parts try to make circumstances more comfortable for consumers by reducing their monthly mortgage payments. Overall, the administration anticipates the plan will help close to 9 million Americans maintain homeownership. When it comes to refinancing, the Plan would allow a homeowner to secure a reduced interest rate by easing the lending criteria for loans owned or guaranteed through Government Sponsored Enterprises, or GSE’s, like Fannie Mae or Freddie Mac. This provision could help a portion of the 15 million American homeowners who owe much more on their loan than their house is currently worth. The revised guidelines would allow homeowners to refinance up to 105% of a home’s current value, even if there is little or no equity in the home. This could help 4 to 5 million homeowners roughly a third of those mentioned earlier, save about $200 a month. The modification aspect of the plan is designed to assist homeowners who are at risk of foreclosure. The definition of “at risk” has been expanded to include those who may not have yet missed a loan payment, but who have the potential to do so. Here, the Plan hinges on lender participation and the affordability of the monthly mortgage payment. First, the lender will need to work with the consumer to reduce the mortgage payment to no more than 38% of his or her gross income. From there, the government will match lender concessions dollar-for-dollar to further reduce the monthly payment to 31% of the consumer’s debt-to-income ratio.
Loan Modifications| The new Obama Plan
 
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Information on the new Obama Loan Mod and Stimulus Plan Distributed by Tubemogul.
Views: 321 Anthony Crecco
Emergency Homeowners' Loan Program (EHLP)
 
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MMI is approved by HUD to qualify homeowners for the Emergency Homeowners Loan Program (EHLP). The Emergency Homeowners Loan Program is a 1 billion dollar initiative that is expected to help up to 30 thousand homeowners in 27 states and Puerto Rico. There is a limited amount of time to apply for assistance through this program. The deadline for filing a pre-applicant screening worksheet is July 22, 2011.
Attention Homeowner's HAMP modification program expires on 12/31/2016
 
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We created a paperback book this year with 32 chapters to help educate homeowner’s on the federal program called Home Affordable Modification Program also called “HAMP” and we provided the current HAMP and RESPA guidelines to ensure a fair review and a opportunity to lower your interest rate as low as 2%, principal reduction by 30%, and stop foreclosure. Our book can help homeowner's who was previously denied and help them get approved!! The purpose of the HAMP program is to lower homeowners mortgage payments even if your current on your mortgage or need to a stop a upcoming foreclosures due to a financial hardship. While our readers will come from different backgrounds we made our book simple to understand and we provide our readers with a sample copy of a complete HAMP modification package, sample explanation and hardship letters for their application, and a sample of an approval and denial letter for HAMP from your banks and so much more!!...For more information go to www.hbcbook.com
Changes in HARP Refinance Program for underwater mortgages
 
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The government recently announced a lessening of restrictions for the Home Affordable Refinance Program or HARP to take off the limits on how underwater you are. Since Oklahoma is not an underwater mortgage state since we had no bubble pricing this does not help us that much, plus if you have been late one time in the last year you do not qualify. if you are a financially distressed homeowner in the Oklahoma City Oklahoma area and missing house payments you need to talk to us about a short sale. More information is available at www.avoidforeclosureoklahoma.com
Views: 1626 Joe Pryor
Mortgage Assistance Program KYHC Yuba City Short Sale Agent and Default Advocate Mike Rigley
 
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http://www.shortsaleandloanmod.info Yuba City Short Sale Agent and Default Advocate Mike Rigley discusses The Keep Your Home California Mortgage Reinstatement Assistance Program for Yuba City Homeowners What would you say to an offer of $20,000 to bring your Yuba City loan current? Heck ya in most cases right? That is exactly what the Keep Your Home California Mortgage Reinstatement Assistance Program or MRAP is. MRAP provides assistance to eligible Yuba City homeowners who, because of a financial hardship, have fallen behind on their payments and need help to reinstate their past due first mortgage loan. Benefit assistance through MRAP can be a one time payment of up to $25,000 to cover principal, interest, taxes and insurance, as well as any homeowner's association dues. To qualify the Yuba City Homeowner must qualify as a low-to-moderate income household, as follows: • You must be in the low-to-moderate income bracket of 120% or less of the Housing and Community Development Area Median Income 120%. The HCD median income for a family of 4 in Yuba City County is currently $91,320 • You will need to complete and sign a Hardship Affidavit / 3rd Party Authorization documenting the reason for the hardship • Your Payment including Principle, interest, taxes and insurance cannot exceed 38% or your gross monthly income and you must have adequate income to sustain the payment • You must agree to provide all necessary documentation to satisfy program guidelines established by CalHFA MAC. • You must be no more than 2 payments delinquent • And your Mortgage loan is delinquent or at risk of imminent default as substantiated by homeowner's hardship documentation. Loans in foreclosure are eligible. • Unfortunately Homeowners in an "active" bankruptcy are ineligible for KYHC program assistance consideration. To find out if your lender is participating in the program and to see if you qualify, call me today. As Certified Default Advocates it is important to us that you understand all your options. To get a better idea of when your Yuba City home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation. Call me today and sleep better tonight; you'll be glad you did If you are a homeowner who has missed payments, possibly facing foreclosure or just owe more than your home is worth please contact Mike Rigley Short Sale Specialist at 888-317-9376 or mike@norcalmortgagerelief.com for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure and the benefits of a short sale. Learn More about Mike and his expertise at http://youtu.be/EtrjKmU9nIQ If you owe more than your home is worth, want to know how long in todays present market it will take until your home is worth what you owe? Check out our calculator at http://www.shortsaleandloanmod.info Consistently ranked as one of Northern California's top Short Sale Agents and Specialist, Mike Rigley is one of the areas premiere Certified Default Advocates. With his strong focus on assisting homeowners in need, Mike offers a straightforward no nonsense consultation designed to give you all the information and facts to enable you to make the best decision for you and your family. As every situation is different, Mike offers his insight and knowledge of the default process and all the options available to you to avoid foreclosure. Mikes experience of representing both homeowners in distress avoid foreclosure and his insider knowledge of the default process makes' Mikes experience unique. Trained and personally coached by the former Chief Loss Mitigator of IndyMac bank, Mike understands what the banks are looking for and how best to assist you in your time of need. Call Mike today toll free at 888-317-9376 for your free consultation and sleep better tonight 1110 Civic Center Blvd. Suite 304 Yuba City, CA 95993, US
Views: 14 YubaCityShortSales
Jamie Hopkins, JD, Co Director of RICP Program speaks on Reverse Mortgages
 
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Don Graves interviews Professor Jamie Patrick Hopkins ESQ., MBA, LLM, CLU®, RICP® Larry R. Pike Chair in Insurance and Investments Associate Professor of Taxationand Co-Director of the New York Life Center for Retirement Income on the importance of Reverse Mortgages in Retirement Income Planning. You can find out more at http://www.HousingWealth.net
Views: 649 HECMAdvisorsGroup
Mortgage Calculator Utah - Utah Mortgage Calculator
 
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Mortgage Calculator for Utah residents that are looking to purchase a home or refinance their existing home and compare Utah mortgage loan programs and payment options. Our Mortgage Calculator will help you determine the monthly payment on a home and show you how much of a home you qualify for. The payments include principle and interest, taxes and home owners insurance as well as private mortgage insurance if needed. Some Utah mortgage loan programs do not require mortgage insurance. If you aren’t sure what your house payments would be, take a look at our mortgage calculator at www.mymtgsolution.com and find out what you proposed house payment would be at different interest rates and down payments. Keep in mind that interest rates vary significantly from mortgage loan program to mortgage loan program. A Utah FHA Mortgage won’t have the same interest rate as a Utah Conventional Mortgage. The Mortgage Insurance on these loan programs will also vary significantly. There are many options and pros and cons to consider when exploring a Utah Mortgage such as interest rate, mortgage insurance, closing costs, term, income qualifications, down payment and many others. Make sure to consult a Utah Mortgage Loan Officer that is an Expert at helping people like yourself get the best deal. Our Team of Utah Mortgage Professionals have decades of experience and can quickly help you determine which loan option is best for you. Mortgage Solutions Team Ph.801-230-3107 Ph.801-712-4763 www.mymtgsolution.com www.facebook.com/mortgagedeals Keywords to help Utah Homeowners find the best Mortgage Options: mortgage calculator utah utah mortgage calculator reverse mortgage utah utah home mortgage Utah mortgages academy mortgage utah mortgage utah utah reverse mortgage bank of Utah mortgage Utah mortgage brokers mortgage brokers utah republic mortgage utah utah mortgage refinance mortgage refinance utah graystone mortgage utah mortgages utah mortgage broker utah peoples mortgage utah primary residential mortgage utah home mortgage utah citywide mortgage utah security national mortgage utah mortgage jobs utah mortgage types mortgage mortgage broker city mortgage mortgages 15 year mortgage mortgage salt lake city second mortgage mortgage calc mortgage brokers mortgage programs mortgage calculater regions mortgage freedom mortgage reverse mortgage mortgage amortization costco mortgage mortgage estimator mortgage assistance 2nd mortgage mortgage calulatortypes of mortgages subprime mortgage mortgage payment greentree mortgage cenlar mortgage standard mortgage pre qualify for mortgage first mortgage mortgage caculatoramerican mortgage mortgage prequalification us mortgage mortgage lending mortgage relief program arm mortgage mortgage options assumable mortgage residential mortgage first option mortgage mortgage qualification usa mortgage mortgage help mortgage modification mortgage services mortgage application capwest mortgage mortgage after bankruptcy mortgage assistance program house mortgage qualifying for a mortgage mortgage price mortgage costs 203k mortgage private mortgage mortgage comparison prequalify mortgage stated income mortgage mortgage consultant compare mortgages accurate mortgage mortgages for dummies streamline mortgage no doc mortgage prequalify for a mortgage 80/20 mortgage FHA USDA VA Conventional
Denied loan modification by Making Home Affordable program: Part 1
 
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A family's story of attempting to do the right thing and get help to pay their mortgage through a home modifiction with Making Home Affordable program and the injustice and frustration that ensued.
Views: 38483 tystutu
Analyzing Obama's Plan to Help Homeowners
 
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Watch more at http://www.theyoungturks.com
Views: 10110 The Young Turks
Mortgage Alternative Program | 480-228-3336 | California | Arizona | Texas | Colorado | Washington
 
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http://www.mortgagealternativeprogram.net/ 480-228-3336 |Mortgage Alternative Program Previous bankruptcies, foreclosures and short sales OK (no seasoning) Picture WE CAN HELP! Don't let a recent credit issue like a Short-Sale or Foreclosure stop you from owning a home. Don't let the Banks tell you you have to wait while prices are going up. If you can Afford to BUY but can't Qualify see our Mortgage Alternative Program (MAP). We will buy you a home that you qualify for. YOU PICK THE HOME! http://www.mortgagealternativeprogram.net/ 480-228-3336 |Mortgage Alternative Program MAP is simple: Step 1: You get pre-qualified, at no cost, with Cove Financial based on your ability to pay a mortgage and overall financial history (NOT just your credit score). Step 2: When you've found the house you want to buy with your Realtor, COVE completes the purchase on your behalf and buys the house. Cove charges a 3% Fee, plus $995 application Fee (at escrow opening) for this service. You are required to also place a down-payment deposit of 10% this reduces the principle with a certified escrow company to use in the future when you secure a standard mortgage. Step 3: You move in! And, you enter into COVE's innovative new Flex-Escrow program to purchase the house from COVE anytime up to 6 years later at a pre-determined amount. COVE also establishes a lease with pre-determined, fixed lease payments, for up to 6 years. So you can enjoy YOUR house now! Step 4: When you qualify for a traditional mortgage again, you simply inform COVE that you want to close the Flex-Escrow account--and the home is yours! You lock in Today's prices. Appreciation on the house is yours to keep! Do you have 'would-be' buyers that have a down payment but don't qualify for a mortgage? Cove's Mortgage Alternative Program (MAP) may be the answer. MAP Helps Those Who... Are self-employed and need to use bank statements to verify income Have had a recent foreclosure, short sale, bankruptcy or credit problem Are tired of renting and ready to purchase before home prices rise Are eager for more stability in their living situation Are likely to cure credit issues and obtain mortgage within 6 years. http://www.youtube.com/watch?v=oHtoc7zCpXU,http://www.mortgagealternativeprogram.net/
Views: 1015 Robert Friou
Can you qualify for a home loan with student debt? | Keystone Alliance Mortgage
 
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http://www.keystonealliancemortgage.com/ Student debt can be burden but don't worry even with student debt it is still very possible for you to qualify for a home mortgage. There are several home loan options available to you. Keystone Alliance Mortgage of Erie and State College PA can help you navigate the loan process. we are here to provide you with solutions and can find a mortgage program that you can afford and works around your student debt. If you are searching for a home and want to start the process, Find out now if you qualify-----http://keystonealliancemortgagepurchase.clixonit.com/ Hi I'm Megan marsh with the Keystone Alliance mortgage and I wanted to talk real quickly about student loans. It's something that has been changing a lot in the mortgage industry and if you have a student loan or if you're going to be a student you need to listen to this because it will affect you buying a home. Most, a lot of first-time homebuyers use FHA loans traditionally up for a very long time. If you add student loans and those student loans were deferred for greater than one year we didn't have to count any payment and it didn't matter if you add fifty thousand a hundred thousand. Student loans have been started changing and they wanted different things and then they went to, you know, if you was deferred and you could prove that what the payment was going to be we could use that and then they changed again and again. Well now in the last month they change student loans to where now pretty much everyone who has student loans is going to have to use one percent. This means if your student loans are deferred you don't have a payment if you're on an IBR (Income-based Repayment) plan. If that student loan is not fully amortized, you are going to have to use one percent. So if you've got qualified, if you've gotten pre-approved for a mortgage, let's say you have student loans of fifty thousand dollars and your income based repayment plan payment is 200 bucks, well now the new rules you can't use that 200 anymore. You have to use 500 so that's three hundred thousand dollars of buying a home line power that could really change what you qualify for and how much you qualify for if you can even buy a house. So there are some ways to work around that, and that's what mortgage companies and mortgage brokers like Keystone Alliance mortgages are here for, is to help find some solutions. So if you have a student loan and you need some help free up some questions give us a call, send us an email at the information below and we'd be happy to help.
Underwater Mortgage Refinance with HARP 2.0
 
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http://www.SVmortgageguy.com. Refinance an underwater mortgage with the government's new HARP 2.0 program and get a lower interest rate. This video describes the Obama government's plan to help underwater homeowners whose homes are worth less than their mortgage. The original HARP program only allowed refinance up to 125% of the value of the home, and not many banks went past 105%. With HARP 2.0 Fannie and Freddie have really loosened the guidelines and hopefully the banks will too. In theory there should be no limit to how much underwater you are. But you do need to be current on your mortgage payments, with no missed payments in the last 6 months. Also, you loan must be owned by Fannie or Freddie, and must be older than May 2009.
Views: 311 SVMortgageGuy