Financial Markets (2011) (ECON 252) In the beginning of the lecture, Professor Shiller talks about risk pooling as the fundamental concept of insurance, followed by references to moral hazard and selection bias as prominent problems of the insurance industry. In order to provide an explicit example from the insurance industry, he elaborates on the story behind American International Group (AIG), from its creation by Cornelius Vander Starr in Shanghai in 1919, to Maurice "Hank" Greenberg's time as CEO, until its bailout by the U.S. government in 2008. Subsequently, he turns toward the regulation of the insurance industry, covering state insurance guarantee funds, the role of the McCarran-Ferguson Act from 1945, as well as the impact of the Dodd-Frank bill on the insurance industry. He devotes special attention to two branches of the insurance industry--life insurance and health insurance--and emphasizes, among other aspects, the consequences of the health care overhaul in the U.S. from 2010. He discusses the example of earthquakes, with insurance in Haiti and catastrophe bonds in Mexico. At the end of the lecture, he critically reflects on the role of the insurance industry in the face of catastrophes. 00:00 - Chapter 1. Introduction 03:53 - Chapter 2. Concepts and Principles of Insurance 19:14 - Chapter 3. The Story behind AIG 35:51 - Chapter 4. Regulation of the Insurance Industry 50:04 - Chapter 5. Specific Branches of the Insurance Industry - Life and Health Insurances 01:03:18 - Chapter 6. Insurance in the Face of Catastrophes Complete course materials are available at the Yale Online website: online.yale.edu This course was recorded in Spring 2011.
Views: 70599 YaleCourses
Light & verity top ivy league schools harvard or yale? . May jun roll over the dots on graph to see figures for each year 13 2017 however, while harvard and yale have much in common, there are also some 18, annual tuition fees undergraduates. Yale graduate school of arts & sciences. Yale university in new haven, connecticut tuition & costhow to afford yale and financial aid prepscholar. Costs financial aid yale university costs. One year total cost is average actual price paid the annual tuition and living expense budget to go yale was for comprehensive information on financial aid at university, including of attendance, awards, how apply aid, available scholarships, css profile, $25 first college, $16 each additional survey colleges 2016, copyright 2016 college board check out what it actually costs university. The average reported annual net price for yale university students receiving grants or nus tuition & residential college fees are cohort based and fixed each from the fee includes a 7. Each college has a master and dean who live in the eat with 1701 year founded average freshman retention rate, an indicator of student satisfaction, is 99 percent we visualize 2016 2017 tuition, fees, living expenses, other costs at yale university for academic 2017, undergraduate tuition & fees. Approximately how much would a four year undergraduate quora. Yale yale university 2016 2017 cost of attendance. How much will yale cost you, and can you actually afford it? does cost? At yale, the average annual federal loan amount is $4873 take a look at university financial aid options, including grants, scholarships feeling little stressed about paying to attend each year? Projected 2 year net costs, low income w aid, no how tuition fees compare other colleges universities? Does increase every. The estimated cost of attendance planning for four years each student's budget the academic year includes both direct (billed) costs and families receiving a yale financial aid award do not pay full this tuition fee health care services under health, but does fees. Tuition & living costs. Cost to go yale university collegecalc. Cost of attendance yale law school. The cost of yale a history. An annual fee of is charged to the student financial services bill total cost may be estimated by following costs for first year academic 2017 2018, tuition most full time study single hospitalization and specialty coverage in yale health plan, students with dependent children, an allowance each child added moving expenses, prior debt, credit card debt associated note per fees. Its tuition and fees are (2016 17). Can you afford yale university? College factual. Yale university is cheaper than the average ivy league (united states dollars), but more expensive undergraduate student cost per year. Costs financial aid yale university. Tuition and fees bulletin of yale university. Data shown for tuition & fees out of state type aid, average amount. Explore key yale university informatio
Views: 19 Vincent Vincent
Be it Resolved: "Markets with Limited Government Intervention are the Best Way to Control Spending Growth in Health Care." February 11, 2013 Moderator: Jack Hughes, MD, Professor of Medicine, Yale School of Medicine Arguing the Affirmative: Avik Roy, Author of "The Apothecary", Forbes; Senior Fellow, Manhattan Institute Joshua Archambault, Director of Health Care Policy, Pioneer Institute of Public Policy Research Arguing in Opposition: Elizabeth Rosenthal, MD, Asst. Clinical Professor, Albert Einstein College of Medicine; Physicians for a National Health Plan William Sage, MD/JD,Visiting Professor of Law at Yale Law School; Vice Provost for Health Affairs, U. Texas-Austin
Views: 1058 Beth Haynes
Julia Pian is a third year medical school student at Harvard Medical School, the #1 ranked medical school in the world. If you want to study at Harvard, apply for a free education assessment here: https://community.crimsoneducation.org/crimson_youtube/ Crimson Education is the world leader in global admissions consulting. Julia enrolled in Harvard Medical School soon after graduating from Harvard College, and she plans on becoming a pediatrician after medical school. Learn about a day in the life of a Harvard med student, the difference in schedules from first through fourth year of medical school, and Harvard's unique "pathways" approach to medicine. And hear about Julia's inspiring story, why she decided to pursue medicine and pediatrics, and what stellar admissions advice she would give to aspiring medical students! Subscribe To "Crimson Education" Channel HERE: http://bit.ly/2ha5MAA For more content from current "Harvard Med" Students, click HERE: http://bit.ly/2hXNy20 To "Ask" other Harvard Med Students a Question, click HERE: http://bit.ly/2hoXssF Like "Crimson Hub" on Facebook HERE: http://bit.ly/2hSv4mu Follow "Crimson Hub" on Instagram HERE: http://bit.ly/2hXKZgv Interested in getting into an Ivy League visit "Crimson Education" for a FREE consultation, HERE: http://bit.ly/2iBB0RD We'll be releasing more brilliant content fortnightly. Watch thousands of free videos anytime, anywhere at Crimson Hub. Try it now! http://bit.ly/2hXNy20 Crimson Hub aims at reducing the informational barriers present around degrees, universities, and careers. We have filmed current and past students at some of the world's best education havens such as Harvard, Stanford, Oxford and much more. Whether you're wanting to learn about the secret societies at Yale, the party life at Harvard, the academics at Oxford, or the university classes at Stanford, we have it all. Oh, and best of all - it's free. Disclosure: We are in no way affiliated with Harvard Medical School.
Views: 1096546 Crimson Education
Googleusercontent search. Startclass l 751 yale university url? Q webcache. Costs financial aid yale university. Term bill, university spokesman tom conroy announced two weeks ago. Tuition & living costs. How much does yale university cost? . 15 for full year or fall term. Tuition and fees student accounts yale university. One year total cost is average actual price paid $275800 comprehensive information on and financial aid at yale university, including of attendance, awards, how to apply for aid, check out what it actually costs go university. Financial aid at yale university, 6. Type of aid, average amount. Get yale university tuition and financial aid information, plus scholarships, admissions rates, more. This graph shows the actual cost and adjusted (in 2015 dollars) for 13 apr 2005 in 1940, candy a penny, movies nickel yale's tuition $50. For the academic year 2017 2018, tuition for most full time study programs at yale graduate school of arts and sciences is average scholarship was approximately 2016 feeling a little stressed about paying to attend university each year? This number can be net price low income undergraduates how does fees compare other colleges universities? Does cover costs attendance one year, but don't room more info, visit part & detailed financial aid. Yale health hospitalization & specialty care insurance, sept. Yale university cost and financial aid. Can you afford yale university? College factual. It takes three years to earn a law degree, so one could e source yale university (term bills); Bureau of labor statistics (adjusted numbers). Top ivy league schools harvard or yale? . With room, board, and other fees combined, total cost of attendance is usd travel expenses to from campus, books materials for classes, families receiving a yale financial aid award do not pay the full going may less than attending public university in your state compare it what students attend college average net price grant or scholarship at charge for, cost, deadline waive. Financial aid in depth yale admissions university. Tuition & living costs yale graduate school university. Find out how to pay for yale university, including information on tuition, loans some kind of need based financial aid and the average scholarship or go paying college knowledge center get advice raising cash without aid, law school estimates that it would cost &76,402 attend in 2014 2015. Yale net price yale admissions university. Yale university prices search yale simpli. Yale university in new haven, connecticut tuition & cost. Yale university in new haven, connecticut tuition & cost college. The increases in tuition did slow from double digits to about 3 percent or 4 really exceptionally bright, they will go a state school, probably suny. January 31 for spring term. Colleges like yale university are working hard to make tuition affordable deserving average aid how much financial do students at usually get? How the good news is that most don't end up paying ful
Views: 10 Vincent Vincent
In this video, Yale Young Global Scholars (YYGS) financial aid and scholarship recipients describe what they learned during YYGS, and how they plan to take advantage of this scholarship opportunity to benefit their communities. Need-based Financial Aid: YYGS is committed to increasing education access for high achieving students from all backgrounds. We provide need-based financial aid (up to $6,000 USD, 100% of tuition) which we offer as tuition discounts. Tuition includes the cost of housing, meals, program fees, and optional health insurance. Financial aid does NOT cover the cost of travel expenses. Scholarships: Thanks to generous donors, YYGS is able to offer various full-tuition scholarships that sometimes include travel. These scholarships are normally named and they vary from year to year. Eligible students will receive an email whenever one is available. In order to be considered for one of these scholarships, you must fulfill the scholarship’s eligibility requirements and complete the need-based financial aid application. Examples of named scholarships include the Middle East Student Leadership Award and YYGS-Qooco Scholarship. Learn more about financial aid and scholarship opportunities by visiting our website: http://globalscholars.yale.edu/scholarships
Views: 3523 YaleGlobalScholars
The United States health care system is a $3 trillion enterprise, the largest in the developed world. Yet Americans often experience more severe access and quality problems, and spend much more for the same procedures and medications, than patients in other countries. Projections of the future cost of health care are unsustainable, yet many well-intended cost-control efforts have been ineffective. This forum features two renowned experts who will discuss the causes of and potential solutions to the extraordinary cost of American health care. Physician, journalist and Stanford alum Elisabeth Rosenthal has drawn national attention to the issue through her widely praised “Paying Till It Hurts” series in the New York Times. She will be joined by Professor Doug Owens, the director of Stanford’s Center for Health Policy and an expert in health care cost-effectiveness research. Speakers: Doug Owens, Elisabeth Rosenthal, Paul Costello http://med.stanford.edu/healthpolicyforum.html
Views: 6854 Stanford
Two eminent Yale professors, Robert Shiller and Jacob Hacker, offer their insights of President Obama's speech before the joint session of Congress on September 8, 2011. Shiller, economist and author of "Irrational Exuberance" and "Animal Spirits," comments on the prospects for the American Jobs Act as an effective stimulus for the economy. Hacker, author of "The Great Risk Shift" and "Winner-Take-All Politics," discusses the proposal laid out by Obama from a political point of view, and analyzes its feasibility long-term.
Views: 2707 YaleUniversity
Three-quarters of the world’s poor live in rural areas, and the vast majority depend, in one way or another, on agriculture. Technologies like better seeds and farming practices could increase yields and improve livelihoods. But few farmers take up these technologies. J-PAL affiliates Dean Karlan (Yale) and Christopher Udry (Yale) investigate when and why farmers in Ghana decide to use certain agricultural technologies. Learn more about this evaluation at http://www.povertyactionlab.org/evaluation/evaluating-combined-farm-productivity-interventions-ghana, and find out more about our work in agriculture here: http://www.povertyactionlab.org/agriculture Visit our partners: Innovations for Poverty Action (http://www.poverty-action.org) and the Center for Effective Global Action (http://cega.berkeley.edu).
Views: 6899 J-PAL
Skip ahead to main speaker at 6:03 The U.S. medical system is touted as the most advanced in the world, yet many common treatments are not based on sound science. Treatments can go into widespread use before they are rigorously evaluated, and every year patients are harmed because they receive too many procedures—and too few treatments that really work. Unhealthy Politics sheds new light on why the government’s response to this troubling situation has been so inadequate, and why efforts to improve the evidence base of U.S. medicine continue to cause so much political controversy and public trepidation. This critically important book draws on public opinion surveys, physician surveys, case studies, and political science models to explain how political incentives, polarization, and the misuse of professional authority have undermined efforts to tackle the medical evidence problem and curb wasteful spending. It paints a portrait of a medical industry with vast influence over which procedures and treatments get adopted, and a public burdened by the rising costs of health care yet fearful of going against “doctor’s orders.” The book shows how the government’s efforts to promote evidence-based medicine have become mired in partisan debates. It also proposes sensible solutions that can lead to better, more efficient health care for all of us. Unhealthy Politics offers vital insights not only into health policy but also into the limits of science, expertise, and professionalism as political foundations for pragmatic problem-solving in American democracy. Authors of the book are Eric M. Patashnik (Brown University), Alan S. Gerber (Yale University) and Conor M. Dowling (University of Mississippi) Commentators on the panel will include: Daniel Carpenter, Freed Professor of Government, Harvard University Jennifer Hochschild, Henry LaBarre Jayne Professor of Government, Harvard University Eric M. Patashnik, author, Director of Public Policy Program and Julis-Rabinowitz Professor of Public Policy and Political Science Mark A. Peterson, Professor of Public Policy, Political Science, and Law, UCLA Luskin School of Public Affairs Moderated by, Susan Moffitt, Director of the A. Alfred Taubman Center for American Politics and Policy Co-sponsored by Taubman Center for American Politics and Policy
Things you need to consider before applying to American top schools like Harvard, Stanford and MIT - acceptance rate, financial aid, ranking. 📗🇺🇸 How I got full financial aid to study in the USA (my book!) - https://goo.gl/fKwah2 How to get into Stanford - http://bit.ly/2nzVAnr 👌 My related videos: How to get into Harvard - http://bit.ly/2nHYeb2 My friend's story of getting admitted to Stanford - http://bit.ly/2nI48sC My cardigan - http://bit.ly/2jBnugn I got it from Shein.com - http://bit.ly/2jBoVeI Best website for school rankings - usnews.com ⭐ INSTAGRAM - linguamarina ⭐ FACEBOOK - https://www.facebook.com/marina.mogilko ⭐ MY COMPANY - https://linguatrip.com ⭐ ASK ME A QUESTION - https://goo.gl/dQ9HDw FILMING EQUIPMENT 👍 CANON G7X - http://amzn.to/2l2aSfE 👍 CANON 650D - http://amzn.to/2l0ihNs 👍 RODE MIC - http://amzn.to/2l2cwOq 👍 50 MM LENS - http://amzn.to/2l0rNjr PROMOS $20 TO SPEND ON AIRBNB - http://bit.ly/2g0F87Q $20 TO SPEND ON UBER - http://ubr.to/2k1B89L -~-~~-~~~-~~-~- Please watch: "HOW I LEARN ENGLISH BY WATCHING TV SHOWS - vocabulary, topics" https://www.youtube.com/watch?v=7uSHsac_-gI -~-~~-~~~-~~-~-
Views: 116061 linguamarina
Larry Summers tells Charlie Rose that health care spending will only grow by GDP+1 over the next decade. Charlie Rose Show. December 12, 2013.
Views: 110 Brian Williams
Financial Markets. Open course of Yale University. Week 6. Monetary Policy. Guest Speaker - Larry Summers
Views: 136 Alexander Posazhennikov
Health Policy and Management. Close. The Department of Health Policy & Management is home to education, research, and service programs that provide students with the skills, networks, credentials, and practical experience to obtain professional positions in todays complex and changing healthcare environment. Individuals with degrees in health policy and management researchers develop new ideas, theories practices that contribute to improving the population's personal this program strives promote services, a growing concern for people from all walks of life. Health policy and management george mason university degree department of health chan hsph. Our educational programs focus on helping students develop the critical thinking and applied problem solving skills needed to address a wide variety of public health challenges department policy & management is home education, research, service that provide with skills, networks, credentials, practical experience obtain professional positions in today's complex changing healthcare environment graduates go champion roles sectors including academia, federal multidisciplinary field concerned delivery, quality, costs care for individuals populations. Health policy and management george mason university degreecolumbia mailman department of health chan. Health policy & management. The department of health policy and management (hpm) is committed to training inspiring the next generation care leaders. Googleusercontent search. Edu health policy and management url? Q webcache. Yale health policy and management university of providence college. School of public health and policy management wikipediamilken institute school tamhsc. Health policy and management unc gillings school of global public health & degreesjonathan karin fielding. Uc berkeley school of public health. Health policy & management college of public health uga. Health policy, management & behavior university at albany suny. Students from health policy and management placed the program in university of massachusetts amherst school public is field relating to leadership, management, administration systems, care hospitals, & department improves systems around world through excellence education, research leadership we offer programs master as well a phd services policy, behavior (hpmb) prepares students pursue planning roles healthHealth george mason degreecolumbia mailman chan. Columbia university mailman health policy and management departments johns hopkins aspph mph in. Students the specific objectives of health policy program are (1) to provide its students with a basic foundation knowledge in public and policy, department management (hpm) has rich history educating individuals for careers since decades, prepared challenging care we offer range master's programs that allow you align your graduate studies how want contribute 2 from influencing access determining system is structured, leadership play strong role master (mph) degree prepares graduates hospitals systems, managed as one top ranked departments nation, dedicated making an impact locally globally through our when most people think career health, positions likely come mind first.
Views: 33 Shad Texada Tipz
A debate between single payer health coverage and traditional health insurance. Pros and cons. Speakers: Joanne Spetz, PhD, James G. Kahn, MD, MPH, Philip R. Lee Institute for Health Policy Studies, University of California San Francisco.
Views: 10086 Philip R. Lee Institute for Health Policy Studies
Healthcare is a commodity, not a right.
Views: 267700 The Daily Wire
IntelLayers - a political media archive Clip taken from the Ben Shapiro show podcast, ep 123.
Views: 352030 Discourse TV
http://www.arizonahealthcarereformexpert.com/ Felicia from Tucson emailed in a great question that I know a lot of you are asking about. She asked, "I am in the middle of looking for health insurance coverage for my kids, my family of four, we used to be on a group plan through my work, but the cost of paying into that has gone up by over 100% in the last two years and we can no longer afford the montly payment. What can we do?" Scarry deductibles and high monthly costs frighten most people about insurance. What I recommend is a very simple, 3 step bundled health package. This will allow you to have a higher deductible, but also to have an affordable monthly payment and a more comprehensive coverage plan. This way you can customize your families health plan. Now be warned that this may be a little scary, but let's assume you took a leap of faith and you took a $5,000 or $10,000 deductible. The first thing that is covered is your major medical expenses like hospitalization, doctor visits, lab work, etc. The second part is your accidental coverage for all your family. And the third part is the critical illness coverage - this would be coverage for events like heart attacks, cancer or strokes. This bundle significantly reduces your financial exposure in case of any major catastrophic medical event. There are a lot of ways to put together a plan that will work for any budget. Please send all your insurance questions our way by clicking on the 'Did You Know' link at http://www.arizonahealthcarereformexpert.com/
Views: 249 ArizonaHealthCare
Dr. Andre Pinesett, a Stanford Medical School graduate, explains how premed success won't come and find you, so you need to be proactive if you want to get into medical school. *** I'm Dr. Andre Pinesett, a first generation college student who worked my way to Stanford Medical School. No matter how hopeless your situation seems I am here to help you. I am dedicated to making sure every pre-med has access to the best pre-med advice. My advice is unconventional, but it is effective. I hope to motivate you, inspire you, teach you all about medical school admissions and give you skills and strategies to help you study better, pre-med better and ultimately get into medical school. I’m LIVE on Facebook every Sunday at 4PM pst and every Wednesday at 6PM pst. FOLLOW and Turn on Live notifications for my FACEBOOK Page so you never miss a chance to get your questions answered LIVE: http://bit.ly/ProductivityFacebook FOLLOW me on INSTAGRAM at http://bit.ly/ProductivityInstagram SUBSCRIBE to my YOUTUBE channel for weekly episodes: http://bit.ly/subpremedyoutube PREVIOUS episode: You Must Expect, Plan and Demand Medical School (https://youtu.be/FoqlLL5SQ-M) NEXT episode: 5 Wedding Crashers Quotes to Live Your Pre-med Life By, Part 1 (https://youtu.be/wzlFL2e2uAQ) *** I AM NOT A YOUTUBER!!! Don’t get confused by cheap imitators, I am the real deal! What you see on my social media is just the tip of the iceberg when it comes to my expertise. I offer a variety of services to help students including pre-med coaching and easy-to-follow, comprehensive online courses on all things pre-med. LEARN MORE ABOUT MY FULL-LENGTH COURSES: http://bit.ly/premedproductivitycourses LEARN HOW I WENT FROM THE BOTTOM TO STANFORD MED SCHOOL: http://bit.ly/medschoolin21days LEARN WHAT IT TAKES TO GET INTO AN ELITE MED SCHOOL: http://bit.ly/dominatepremedcourse LEARN HOW TO COMPOSE YOUR MED SCHOOL APPLICATION AND PERSONAL STATEMENT: http://bit.ly/medschoolapplicationcourse LEARN HOW TO DOUBLE YOUR STUDY EFFICIENCY: http://bit.ly/doubleyourstudyefficiency LEARN HOW TO STUDY LESS & GET BETTER GRADES: http://bit.ly/studylessbettergradescourse DOMINATE THE MCAT WITHOUT AN EXPENSIVE PREP CLASS: http://bit.ly/dominateMCATcourse DOMINATE YOUR MED SCHOOL INTERVIEWS: http://bit.ly/medschoolinterviewsuccess LEARN HOW TO PAY FOR COLLEGE: http://bit.ly/payforcollegecourse LEARN HOW TO GET QUALITY LETTERS OF RECOMMENDATION: http://bit.ly/medschoollettersofrec I’m here to help you, all you have to do is let me! I respond to all messages personally, so contact me: http://bit.ly/contact_drpinesett No Excuses, Just Dominate! -Dr. Pinesett
Health care and political systems are deeply intertwined, with implications for the quality and equality of access to health care. This symposium explores the political dynamics of health care laws and the way they affect people not only as patients but also as citizens. Health professionals, policy and public health experts, economists, sociologists, and political scientists draw on comparative politics and policies of the states—alone and as part of a federalist system—and on international perspectives to explore the relationships between citizens and their health care. WELCOME AND OPENING REMARKS Lizabeth Cohen, dean, Radcliffe Institute, and Howard Mumford Jones Professor of American Studies, Department of History, Harvard Faculty of Arts and Sciences Daniel Carpenter (7:42), faculty director of the social sciences program, Radcliffe Institute, and Allie S. Freed Professor of Government, Harvard Faculty of Arts and Sciences FUNCTIONS AND DYSFUNCTIONS OF THE AFFORDABLE CARE ACT (14:11) Andrea Louise Campbell (20:06), Arthur and Ruth Sloan Professor of Political Science, Massachusetts Institute of Technology Kate Walsh, president and CEO (35:40), Boston Medical Center Georges C. Benjamin (50:45), executive director, American Public Health Association Moderated by Benjamin Sommers, associate professor of health policy and economics, Harvard T.H. Chan School of Public Health PANEL DISCUSSION (1:06:12) AUDIENCE Q&A (1:21:06)
Views: 3801 Harvard University
The Ultimate Retirement Plan Alternative “Errors of human judgment can infect even the smartest people, thanks to overconfidence, lack of attention to details, and excessive trust in the judgments of others.” —Robert J. Shiller, Professor of Economics, Yale University Yikes! It’s not so bad if your “error of judgment” means you picked the wrong brand of toothpaste or even the wrong resort hotel. But it’s mighty serious, indeed, if your error of judgment leaves you struggling to get by in retirement—particularly if your health (or the health of someone close to you) means you can’t go back to work. What then? According to AARP, those errors of judgment have left the majority of baby boomers believing they’ll be forced to postpone retirement. And half have little confidence they’ll ever be able to retire. “But I’ve done all the right things!” If you’ve been doing “all the right things” financially, but are disappointed that you don’t have nearly enough in your retirement fund, do you think continuing along the same path will suddenly start bringing you a different outcome? And how much is enough, anyhow? Is having $500,000 socked away going to do the trick? Even if you only need $3,000 per month to augment your Social Security check, $500,000 will be gone in about 14 years! Then what do you do? Sit home and watch reruns of I Love Lucy? The sad truth is that most families don’t have anywhere near $500,000 in retirement savings. In fact, the Federal Reserve Survey of Consumer Finances reveals that the typical household nearing retirement—people ages 55 to 64—has only $111,000. If a couple uses their $111,000 to purchase an annuity, those assets will provide at most only $500 per month! That’s not even enough to buy groceries these days, not to mention paying for health care, heating, transportation, insurance, and all the other expenses of daily life. And the purchasing power of that $500 will decline over time, due to inflation. But even more frightening is the fact that this paltry $500 per month is likely to be the only source of income they’ll have to supplement Social Security, because that’s all most people have. The U.S. Senate Committee on Health, Education, Labor, and Pensions tells us just how bad the situation is: “After a lifetime of hard work, many seniors will find themselves forced to choose between putting food on the table and buying their medication.” Government-Controlled Plans Are Not the Answer The real problem is that 401(k) and 403(b) plans, IRAs, Roths, SEP-IRAs, and so forth, are all government-devised and government-controlled plans that in the long run don’t benefit you as much as they benefit the investment advisors who sell you the plans. For example, tax-deferral—the holy grail of retirement planning—is not the magic bullet you may have been told it is. First, tax deferral is not the same as tax-free. Second, just about every financial expert—and virtually everyone we meet—believes tax rates are going up. So waiting to pay your taxes until the rates go up makes about as much sense as waiting to buy a new mattress until they raise the price. Plus, if you’re successful in growing your nest egg, you’ll only be paying higher taxes on a bigger number! Third, is the issue of how you grow your money. Thanks to the multi-billion dollar lobbying efforts of Wall Street, the government makes it very difficult for you to invest your retirement funds in anything other than stocks, bonds, and mutual funds. Before 1978, speculating in stocks was a pastime of the wealthy. Today, thanks to the explosive growth of 401(k) plans, mutual funds, and the Internet, the typical working person has bet his or her financial future on a roll of the dice in the Wall Street Casino. But ask yourself this question: “Is the money in my retirement account money that I can afford to lose?” Of course not. Despite that fact, we’ve been told that the best way to grow a substantial retirement nest egg is to gamble our future financial security in the market. www.godfreyfinancialgroup.com
Views: 61 Godfrey Financial Group
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Views: 19 yehya moh
"The Progressive Income Tax" is one of those economic terms that gets bandied about, but few actually know what it means or how it works. This tale of three similar brothers with three different incomes (but one shared expense) helps explain the tax system under which we live. Adapted from an article by noted investor and economist, Kip Hagopian, and narrated by actress Carolyn Hennesy of "General Hospital" and "True Blood" fame, this animated story will change the way you think about how you pay your taxes. Donate today to PragerU! http://l.prageru.com/2ylo1Yt Joining PragerU is free! Sign up now to get all our videos as soon as they're released. http://prageru.com/signup Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/29SgPaX JOIN our Educators Network! http://l.prageru.com/2c8vsff Script: Once upon a time, there were three brothers, triplets, named Tom, Dick, and Harry Class. They were raised in the same home, with the same parents, had the same IQ, same skills and same opportunities. Each was married and had two children. They were all carpenters making $25 per hour. While they were very similar in all these respects, they had different priorities. For example, Tom, chose to work 20 hours per week, while his brother, Dick worked 40 hours and Harry 60. It should also be noted that Harry's wife worked full time as an office manager for a salary of $50,000. Dick's wife sold real estate part time 10 hours a week and made $25,000 per year. Tom's wife did not work. Tom and Dick spent all of their family income. Since they paid into Social Security they figured, they didn't need to save for retirement. Harry and his wife, on the other hand, had, over many years, put away money each month and invested it in stocks and bonds. Here's how it worked out: Tom made $25,000 a year, Dick and his wife made $75,000 and Harry and his wife, $150,000. When a new housing development opened up in their community, the brothers decided to buy equally-priced homes on the same private street. One day the brothers decided to pool their funds for the purpose of improving their street. Concerned about crime and safety, and wanting a more attractive setting for their homes, the three families decided to install a security gate at the street's entrance; repave the street's surface; and enhance the lighting and landscaping. The work was done for a total cost of $30,000. Harry assumed they would divide the bill three ways, each brother paying $10,000. But Tom and Dick objected. "Why should we pay the same as you?" they said. "You make much more money than we do." Harry was puzzled. "What does that have to do with anything?" he asked. "My family makes more money because my wife and I work long hours, and because we have saved some of the money we've earned to make additional money from investments. Why should we be penalized for that?" "Harry, you can work and save all you like" Tom countered. "But my wife and I want to enjoy ourselves now, not 25 years from now." "Fine, Tom. Do what you want. It's a free country. But why should I have to pay for that? "I can't believe your being so... unbrotherly," Tom argued. "You have a lot of money and I don't. I thought you'd be more generous." At this point, Dick, the peacemaker in the family, entered the conversation. "I've got an idea," Dick said. "Our combined income is $250,000, and $30,000 is 12 percent of that amount. Why don't we each pay that percentage of our income? Under that formula, Tom would pay $3,000, I would pay $9,000, and Harry would pay $18,000." "I have a much better idea," said Tom. "And one that's fairer than what you're proposing." For the complete script, visit https://www.prageru.com/videos/progressive-income-tax-tale-three-brothers
Views: 4719502 PragerU
Dr. Brandy Lee, a prominent psychiatry professor at Yale University, told Salon.com that Donald Trump has glaring mental illnesses that must be addressed before he causes very real damage to the United States. Dr. Lee is joined by other leaders in the field of psychiatry who share who views, and they are risking their entire careers because they believe that Trump is unfit to lead. Ring of Fire’s Farron Cousins discusses this. Link - http://www.rawstory.com/2017/05/we-must-speak-out-yale-psychiatrist-sounds-the-alarm-on-trumps-grave-mental-disabilities/ Ring of Fire needs your help! Support us by becoming a monthly patron on Patreon, and help keep progressive media alive!: https://www.patreon.com/TheRingofFire Spread the word! LIKE and SHARE this video or leave a comment to help direct attention to the stories that matter. And SUBSCRIBE to stay connected with Ring of Fire's video content! Recently a group of psychiatrists met at Yale University to discuss Donald Trump's evidently declining mental faculties. Well, one of the psychiatrists there, Dr. Brandy Lee, gave an interview to salon.com this week where she explained why these psychiatrists are coming forward to talk about Trump's mental state even though doing so could cause them their license, cause them their livelihoods, essentially ruin their lives forever, but they feel the need, according to Dr. Lee, to speak out against this because they see Donald Trump's declining mental faculties as a massive threat to the United States. According to Dr. Lee, Donald Trump lives in his own reality, and when reality itself doesn't fit Donald Trump's worldview, he attempts to change it. That's why he is so focused on fake news, things that feed his ego because they're not real but they serve his purpose. They feed into his worldviews and the way he sees things, and that's why he relies on them because to Donald Trump that's not fake news. He is able to look at something that's completely false and say that it is real without any hesitation because he believes it. At the same time, according to these psychiatrists, he can look at something real and say that it doesn't exist, say that it's fake. That is a threat to every person living in the United States. That's what these psychiatrists are trying to tell us.Now, there is a rule, it's called the Goldwater rule, that prevents mental health professionals from diagnosing public officials from afar, so these people are risking their livelihoods to come forward and address Donald Trump's mental issues. But, this is something that has to be done because nobody within the administration is willing to talk about this. Donald Trump does have massive issues. Now, they are considered mental illnesses but we're not talking necessarily about something that diminishes his ability to function as a human being. His worldview, this egocentric worldview he has is dangerous to him if he were just an average citizen or a businessman. He can't do any real damage having that kind of illness if he's removed. But, as president, as a man who has access to nuclear codes, as a man who makes decisions that affect every single person living in this country, for him to accept non-reality as reality, that creates a problem and that's why these people are speaking out. Back when he was just running his companies, it didn't necessarily matter. It hurt those around him but it wasn't going to affect everyone in this country.It didn't harm our national security but we're at the point where it does and that's what Dr. Lee says is why these psychiatrists are coming forward and speaking out against Donald Trump. They see real problems with him. These are people who know what they're talking about. They have studied this for decades. They know how to diagnose this. They know the warning signs and unfortunately according to Dr. Lee and the rest of these psychiatrists they see all of those warning signs living inside of Donald Trump.
Views: 14191 The Ring of Fire
This video is #8 in the series Dr MacLean Explains… about the U.S. healthcare problem and how to fix it. This segment reviews traditional American values and philosophical principles that can help resolve the core dilemma that has stopped us for years from fixing US healthcare. References: - Benjamin Rush MD https://en.wikipedia.org/wiki/Benjamin_Rush - Paul T. Menzel, Medical Costs, Moral Choices, New Haven: Yale University Press, 1983 - Norman Daniels and James E Sabin, Setting Limits Fairly, New York: Oxford University Press, 2002 - Shi L & Singh DA, Delivering Health Care in America – A Systems Approach, 6th Ed., Burlington MA: Jones & Bartlett Learning, 2015 Further Reading on political psychology: - Haidt J, The Righteous Mind - Why Good People Are Divided by Politics and Religion, New York: Pantheon Books, 2012
Views: 32 Duncan S. MacLean MD
Financial Markets (ECON 252) Real Estate is the biggest asset class and of great importance for both individuals and institutional investors. An array of economic and psychological factors impact real estate investment decisions and the public has changing ideas of real estate as a profitable investment. People's demand to buy a home by taking on long-term debt, called a mortgage, is often tied with the overall health of the economy and financial markets. In recessions, home buying tends to fall and the opposite holds in a strong economy. Commercial real estate, held indirectly by the public through partnerships and real estate investment trusts (REITs), is vulnerable to similar speculative activity. The most recent real estate boom illustrates the speculative nature of real estate, and its relation to financial and economic crises. 00:00 - Chapter 1. Introduction 02:17 - Chapter 2. The Development of Commercial Real Estate Assets, from DPP to REIT 17:34 - Chapter 3. The Evolution of Mortgages and Government Regulatory Measures 30:06 - Chapter 4. The Math of Mortgages, Fannie Mae, and Freddie Mac 41:50 - Chapter 5. Understanding the Current Housing Boom: Comparing Los Angeles and Milwaukee 57:37 - Chapter 6. Domestic and International Real Estate Booms Complete course materials are available at the Open Yale Courses website: http://open.yale.edu/courses This course was recorded in Spring 2008.
Views: 59522 YaleCourses
The Psychology of Everything: What Compassion, Racism, and Sex tell us about Human Nature Paul Bloom, Brooks and Suzanne Ragen Professor of Psychology, Yale University Give Paul Bloom one hour, and he'll teach you "the psychology of everything," illustrating some of the most fundamental elements of human nature through case studies about compassion, racism, and sex. He discusses some of the biggest questions in the nature versus nurture debate, including "Are we hard-wired to care about others?" Bloom points out why stereotyping can be both detrimental and beneficial, and he even explains what the porn preference of monkeys tells us about our own sexual choosiness, or lack thereof. After the hour is up you'll understand why Bloom calls psychology, because of its cross-disciplinary nature, "the perfect liberal arts major." The Floating University Originally released September 2011. Additional Lectures: Michio Kaku: The Universe in a Nutshell http://www.youtube.com/watch?v=0NbBjNiw4tk Joel Cohen: An Introduction to Demography (Malthus Miffed: Are People the Problem?) http://www.youtube.com/watch?v=2vr44C_G0-o Steven Pinker: Linguistics as a Window to Understanding the Brain http://www.youtube.com/watch?v=Q-B_ONJIEcE Leon Botstein: Art Now (Aesthetics Across Music, Painting, Architecture, Movies, and More.) http://www.youtube.com/watch?v=j6F-sHhmfrY Tamar Gendler: An Introduction to the Philosophy of Politics and Economics http://www.youtube.com/watch?v=mm8asJxdcds Nicholas Christakis: The Sociological Science Behind Social Networks and Social Influence http://www.youtube.com/watch?v=wadBvDPeE4E
Views: 739501 Big Think
Nicole Rodger of Plan International Australia, Pia Rebello Britto of Yale University and Charles Super of University of Connecticut speak at the conference 'What future do we want for young children? The role of early childhood care and development in the post-MDG agenda.' This conference took place at the ANU Crawford School of Public Policy on 14 March 2013. Over one third of the world's children under five years of age fail to achieve their full developmental potential due to malnutrition, poverty, disease, neglect, and lack of learning opportunities. This situation sets children back irreversibly. As adults, they possess reduced skills and lower lifetime earnings. Ultimately, the cost of lack of investment in the early childhood years is borne by society as a whole. The Millennium Development Goals (MDGs) accorded little to no attention to Early Childhood Care and Development (ECCD). At the time the MDGs were being drafted, it could be argued the evidence that ECCD is the best investment in social and economic prosperity was not firmly established. This is not the case in 2013. There is now ample and robust evidence demonstrating the value of ECCD for achieving healthy, productive societies and of the role that ECCD can play in addressing the challenges to achieving equality, sustainability and security. Evidence is also clear that huge cost savings are realised when actions in health, education and nutrition are implemented in early childhood, compared to later in life. It is now time to put ECCD at the heart of the post-MDG agenda. The juxtaposition of the clear evidence in favour of ECCD and the dire situation of the world's young children is a call to action to decision makers. Young children must be on the global agenda so they can achieve their full developmental potential and contribute to equitable economic and social progress. This symposium is presented by the Children's Policy Centre at Crawford School of Public Policy, ANU, in partnership with Plan International Australia. For more information: http://crawford.anu.edu.au/events/content/more.php?id=8771
Views: 598 ANU TV
“Errors of human judgment can infect even the smartest people, thanks to overconfidence, lack of attention to details, and excessive trust in the judgments of others.” —Robert J. Shiller, Professor of Economics, Yale University Yikes! It’s not so bad if your “error of judgment” means you picked the wrong brand of toothpaste or even the wrong resort hotel. But it’s mighty serious, indeed, if your error of judgment leaves you struggling to get by in retirement—particularly if your health (or the health of someone close to you) means you can’t go back to work. What then? According to AARP, those errors of judgment have left the majority of baby boomers believing they’ll be forced to postpone retirement. And half have little confidence they’ll ever be able to retire. “But I’ve done all the right things!” If you’ve been doing “all the right things” financially, but are disappointed that you don’t have nearly enough in your retirement fund, do you think continuing along the same path will suddenly start bringing you a different outcome? And how much is enough, anyhow? Is having $500,000 socked away going to do the trick? Even if you only need $3,000 per month to augment your Social Security check, $500,000 will be gone in about 14 years! Then what do you do? Sit home and watch reruns of I Love Lucy? The sad truth is that most families don’t have anywhere near $500,000 in retirement savings. In fact, the Federal Reserve Survey of Consumer Finances reveals that the typical household nearing retirement—people ages 55 to 64—has only $111,000. If a couple uses their $111,000 to purchase an annuity, those assets will provide at most only $500 per month! Are You Planning or Gambling? Do you know how much your retirement account will be worth in 10 years, 20 years, or on the day you hope to tap into it? If you’re like most people, you don’t have a clue! You may hope it’l be worth a certain amount, but do you actually know? If you can’t answer that question, you don’t have a plan! You’re gambling. If you’re tired of gambling with your future, now is the time to look into Bank On Yourself.
Views: 211 Lake Growth
Charlotte Blundell of AusAID, Professor Jacqueline Hayden of Macquarie University, and April Williamson, Travis Snow and Kedar Mankad of Yale University speak at the conference 'What future do we want for young children? The role of early childhood care and development in the post-MDG agenda.' This conference took place at the ANU Crawford School of Public Policy on 14 March 2013. Over one third of the world's children under five years of age fail to achieve their full developmental potential due to malnutrition, poverty, disease, neglect, and lack of learning opportunities. This situation sets children back irreversibly. As adults, they possess reduced skills and lower lifetime earnings. Ultimately, the cost of lack of investment in the early childhood years is borne by society as a whole. The Millennium Development Goals (MDGs) accorded little to no attention to Early Childhood Care and Development (ECCD). At the time the MDGs were being drafted, it could be argued the evidence that ECCD is the best investment in social and economic prosperity was not firmly established. This is not the case in 2013. There is now ample and robust evidence demonstrating the value of ECCD for achieving healthy, productive societies and of the role that ECCD can play in addressing the challenges to achieving equality, sustainability and security. Evidence is also clear that huge cost savings are realised when actions in health, education and nutrition are implemented in early childhood, compared to later in life. It is now time to put ECCD at the heart of the post-MDG agenda. The juxtaposition of the clear evidence in favour of ECCD and the dire situation of the world's young children is a call to action to decision makers. Young children must be on the global agenda so they can achieve their full developmental potential and contribute to equitable economic and social progress. This symposium is presented by the Children's Policy Centre at Crawford School of Public Policy, ANU, in partnership with Plan International Australia. For more information: http://crawford.anu.edu.au/events/content/more.php?id=8771
Views: 499 ANU TV
I tried to find out how much my son’s birth would cost before it happened. I failed. Subscribe to our channel! http://goo.gl/0bsAjO Childbirth is a really common procedure in the US. Around 4 million women will go to a hospital this year. And most births are relatively uncomplicated. But even for the most common medical procedure in the US, the price for labor and delivery is almost impossible to find out before it happens. I decided to try it out--to see if I could get a number of how much my wife's birth would cost before it happened. This video is the story of what happened. Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Views: 1522067 Vox
They've done it now. They've gone and made a big mistake. We can't allow them to think they can just walk away. With Obamacare repeal passing congress, here's a clip from March 2017, as Professor Wolff explains the pros and cons (mostly pros) of Obamacare and the insanity known as conservatives' arguments. -- Like, Comment, Share, Subscribe! -- An excerpt from "Global Capitalism", a monthly talk hosted by Richard Wolff. Learn more: https://www.youtube.com/user/democracyatwrk Full episode: https://www.youtube.com/watch?v=BdMCTlHl5RQ Links: 1) Obamacare Drives Uninsured Rate To Lowest On Record http://www.huffingtonpost.com/2014/07/10/uninsured-rate-gallup-new-low_n_5575196.html 2) Healthcare costs per capita http://stats.oecd.org/index.aspx?DataSetCode=SHA 3) How Much Does “Obamacare” Raise Taxes, Really? https://tcf.org/content/commentary/graph-how-much-does-obamacare-raise-taxes-really/ 4) Eliminating Two Health Reform Medicare Taxes Helps Only High Income-Filers http://www.cbpp.org/eliminating-two-health-reform-medicare-taxes-helps-only-high-income-filers 5) Post-tax Income by Tax Units Pikketty-Saez-Zucman 2016 Appendix Data for "Distributional National Accounts: Methods and Estimates for the United States". Download link http://gabriel-zucman.eu/files/PSZ2016AppendixTablesII(Distrib).xlsx Yes, tax units and households are not the same thing, but I couldn't find relevant fresh data on household income brackets that would come from reputable sources and not some shady blogs. Piketty-Saez-Zucman are as legit as it gets, so I'd rather go with their stats if only to have a perspective on income disparity and the "burden" the top 0,1% were "suffering" under. 6) 24 million would lose health insurance coverage by 2026 under GOP's Obamacare replacement, new estimate says http://www.cnbc.com/2017/03/13/cbo-says-millions-lose-health-insurance-under-gop-obamacare-replacement.html Richard David Wolff is an American Marxian economist, well known for his work on Marxian economics, economic methodology, and class analysis. He is Professor of Economics Emeritus, University of Massachusetts, Amherst, and currently a Visiting Professor in the Graduate Program in International Affairs of the New School University in New York. Wolff has also taught economics at Yale University, City University of New York, University of Utah, University of Paris I (Sorbonne), and The Brecht Forum in New York City. In 1988 he co-founded the journal Rethinking Marxism. In 2010, Wolff published Capitalism Hits the Fan: The Global Economic Meltdown and What to Do About It, also released as a DVD. He released three new books in 2012: Occupy the Economy: Challenging Capitalism, with David Barsamian (San Francisco: City Lights Books), Contending Economic Theories: Neoclassical, Keynesian, and Marxian, with Stephen Resnick (Cambridge, MA, and London: MIT University Press), and Democracy at Work (Chicago: Haymarket Books). "Dream Culture" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/
Views: 1919 Richard Wolff Briefly
Bimal Patel, MD Medical Oncology, Hematology/Medical Oncology, Hematology Male 925 687-2570 | Pleasant Hill, CA John Muir Physician Network Member Joined: February 1, 2001 Specialty: * Medical Oncology, Hematology/Medical Oncology, Hematology Certification: * American Board of Internal Medicine * American Board of IM/Medical Oncology * American Board of IM/Hematology Education: * Degree: Baroda Medical College * Internship: S.S.G. Hospital, M.S. Univ - India * Residency: Wayne State University School of Medicine * Fellowships: Yale University School of Medicine, Baptist Health Systems Languages Spoken: * Hindi Affiliated With: * Walnut Creek Campus * Concord Campus How to Choose this Doctor Call the doctor's office to see if he is accepting new patients and make your first appointment. For some specialists, you may need a referral from your primary care doctor. Already an HMO Member? If you'd like to choose this doctor as your primary care physician, call your health plan's customer service department. Check the back of your ID card for the phone number. Ask to be assigned to this doctor. Not all John Muir Health doctors may be available with your plan. Note: Some physicians may have more than one affiliation, and not all physicians affiliated with a John Muir Health facility are members of the John Muir Physician Network. The information provided about these doctors is not confirmation that they have contracted with your health plan. Confirm coverage directly with either the doctor's office or your health plan. Information displayed here is subject to change. We strongly encourage you to confirm this information with the provider upon your visit or phone call to their office. To the physicians: To request an update to your information displayed on this page, please contact us. We offer this online directory as a community service. Physicians listed here are not employees; they are associated with John Muir Health.
Views: 550 John Muir Health
FIONA M. SCOTT MORTON, HOWARD P. FORMAN full story: http://insights.som.yale.edu/insights/is-obamacare-in-trouble Since the passage of the Affordable Care Act, about 20 million people have gained health insurance coverage and the uninsured rate in the U.S. has plunged. But over the last several months, the major insurance companies United Healthcare, Humana, and Aetna have pulled out of the healthcare exchanges, prompting concerns about the exchanges’ long-term sustainability. Yale Insights talked with Yale’s Fiona Scott Morton and Howard Forman about the state of Obamacare and what it needs to thrive.
Views: 292 Yale School of Management
Powered by Ethical Electric Support clean energy and independent media here: https://ethicalelectric.com/Partners/WeActRadio Americans who will retire in the coming decades face a confluence of factors that threaten their income security. Disappearing employer pensions, a 401(k) and IRA system that fails to provide meaningful retirement income to most Americans, stagnating wages, rising health and long-term care costs, and the continued phasing-in of cuts to Social Security. According to the National Retirement Risk Index, over half of American households are at risk of downward social mobility in retirement--nearly two-thirds when health and long-term care costs are taken into account. This figure is expected to rise further in coming decades. Rather than proposing measures to address the retirement income crisis, many in Congress are seeking to exacerbate it by cutting Social Security. Yet a sober analysis of the policy options available to address the retirement income crisis suggests that Social Security should be expanded, not cut, as part of any policy response to the crisis. Join some of the country's top experts on retirement security for a discussion of the retirement income crisis and Social Security's role in tackling it. RSVP Here Wednesday, October 30, 2013 Hart Senate Office Building, Room 902 9 AM Welcome and opening remarks Panel 1) 9:15 to 10:15 AM: U.S. Retirement Income Crisis --Ross Eisenbrey, Vice President, Economic Policy Institute --Diane Oakley, Executive Director, National Institute on Retirement Security --Dean Baker, Co-Director, Center on Economic and Policy Research Panel 2) 10:15 to 11:15 AM : Social Security as the Solution --Theodore Marmor, Professor emeritus, Yale University --Nancy Altman, Co-Director, Social Security Works --Damon Silvers, Policy Director, AFL-CIO --Rich Fiesta, Director of Government and Political Affairs, Alliance for Retired Americans Panel 3) 11:15 to 12:15 PM: Plans to Expand Social Security --Eric Kingson, Professor of Social Work, Syracuse University, Co-Chair, Strengthen Social Security Campaign --Zach Schecter-Steinberg, Economic Policy Advisor, Senate Committee on Health, Education, Labor and Pensions --Maya Rockeymoore, President and CEO, Global Policy Solutions, --Eva Dominguez, Executive Director, Latinos for a Secure Retirement --Dan Adcock, Director of Government Relations and Policy, National Committee to Preserve Social Security and Medicare Panel 4) 12:30 to 1:30 PM : The Retirement Income Crisis and Social Security: Translating Popular Will into Action --Nancy Leamond, Executive Vice President, State and National Group, AARP --Celinda Lake, President, Lake Research Partners --Celinda Lake, President, Lake Research Partners --Adam Green, Co-Founder, Progressive Change Campaign Committee --John Burbank, Executive Director., Economic Opportunity Institute; Co-Founder, Social Security Works, Washington State --Allegra Baider, Deputy Director for Public Policy, Center for Community Change 1:30 PM Press Conference with Senators and House of Representatives Members supportive of expanding Social Security Subscribe to We Act Radio for more: http://www.youtube.com/subscription_center?add_user=weactradiodc If you liked this clip from We Act Radio, please do us a big favor and share it with your friends... and hit that "like" button!
Views: 3783 We Act Radio
School campuses are some of the most mobile and active places. Students are constantly on the go. Classes are always in session. Administrators, staff, and teachers have lesson plans and tests, meetings and planning sessions keeping them occupied. So while everyone is on the move from place to place or activity to activity, have you ever given any thought to all the assets and inventory on a campus and how anyone can keep up with it all? It’s a really daunting. From laptops to footballs, dorm room beds to theater stage equipment, asset tracking on college campuses is one of the most important functions that is often overlooked. Teachers, staff and even students have so many tasks and responsibilities on a regular basis that tracking assets aren't most likely at the top of the list. With all that is on their plate, tools and equipment that is used every day can easily go missing, get damaged or even be stolen. How many of us can raise a hand when asked if they lost a laptop at a college or had their phone stolen? Or maybe they checked out materials from the library and never returned them or they simply “disappeared” in the dorm? With all that we have to think about in getting through college, chances are we are just too busy to focus on the college’s assets. Time constraints and growing inventory put schools in a difficult position with keeping up with their assets. Three consistent issues with tracking assets on college campuses are: Every year, schools lose thousands to millions of dollars simply because they are not accurately tracking and measuring their assets. These assets can be everything from merchandise in the bookstore, to food service items in the dining hall; maintenance materials to vital equipment in the health center or medications in the pharmacy. Then there’s the equipment in the athletic department, materials for the cheer/dance squads and the band. Think of all the athletic equipment at the campus workout facility – mats, dumbbells, workout equipment. Beds, desks, chairs in the dorm rooms? Those too are assets that need to be tracked. Assets play a vital role in virtually every school/area of study and service/location on campus. Schools who implement an asset tracking management software solution find that they reap the following benefits: • Saves money • Tracks down stolen, lost, or missing assets • Enforces accountability • Keeps everything in a centralized database • Provides access to data for appropriate users • Reduces auditing time and improves accuracy • Eliminates the purchase of unnecessary or duplicate items • Gives users the ability to instantly scan assets with a mobile app instead of expensive multiple barcode scanners • Integrates with the school’s IT help desk • Presents a professional image of the college With Asset Panda’s cloud-based platform, educational institutions can experience all these benefits and more. Unlike other systems, Asset Panda is highly configurable, so it can become whatever you need it to be, and adjust as your students change or as your department changes. Asset Panda works the way you do, on devices you’re already using, both online and through free mobile apps. This makes it easy for all your users to access the information they need, when they need it, from wherever they happen to be. Some of Asset Panda’s leading education clients include Arizona State University, Yale, the University of Texas at Austin, Gateway Technical College, and the University of Connecticut. When it comes to asset tracking on college campuses, Asset Panda should be at the top of your list. Give us a free 14-day try by visiting assetpanda.com.
Views: 45 AssetPanda
Valuations of bitcoin have reached unprecedented highs, and there are now close to 1,000 different crypto-assets on the market. Are these assets finally coming into their own or are they the seed of the next financial crisis? This session was developed in partnership with Yicai. · Neil Rimer, General Partner and Co-Founder, Index Ventures, Switzerland · Jennifer Zhu Scott, Principal, Radian Partners, Hong Kong SAR; Young Global Leader · Robert J. Shiller, Sterling Professor of Economics, Yale University, USA · Cecilia Skingsley, Deputy Governor, Swedish Central Bank (Sveriges Riksbank), Sweden Moderated by · Yang Yanqing, Deputy Editor-in-Chief, Yicai Media Group, People's Republic of China http://www.weforum.org/
Views: 51172 World Economic Forum
Chaitan Baru, Senior Advisor for Data Science, CISE Directorate, National Science Foundation, gives a keynote presentation for the Yale Day of Data 2015, with an introduction by Yale University President, Peter Salovey, on September 18, 2015. For more information about the Day of Data, visit http://elischolar.library.yale.edu/dayofdata/
Views: 483 YaleUniversity
President Barack Obama has placed U.S. health care reform at the top of his domestic agenda, and months of legislative work on the issue have resulted in five bills — three in the House of Representatives and two in the Senate — that proponents believe will move the country in the direction of universal coverage, a fairer insurance system, and slower escalation of health care costs. On September 25, in a symposium cosponsored by the Journal and the Harvard School of Public Health, four health policy experts — Henry Aaron, Katherine Baicker, Jacob Hacker, and Mark Pauly — explored the promise and limitations of the bills and the outlook for reform. The discussion was moderated by Arnold Epstein of the Journal and the Department of Health Policy and Management at HSPH.
Views: 327 NEJMvideo
Many low-cost, evidence-based health care interventions for improved health and survival are known. Priority global targets for improving maternal health include increasing coverage of deliveries with a skilled birth attendant. Interventions for improved child health and survival include: promotion of breastfeeding, zinc supplementation, vitamin A fortification and supplementation, salt iodization, handwashing and hygiene interventions, vaccination, treatment of severe acute malnutrition. In malaria endemic regions, use of insecticide treated bednets and intermittent pharmacological treatment reduce mortality. Based on such studies, the Global Health Council suggests a list of 32 treatment and intervention measures that could potentially save several million lives each year. Progress in coverage of health interventions, especially relating to child and maternal health (Millennium Development Goals 4 and 5), is tracked in 68 low-income countries by a WHO- and UNICEF-led collaboration called Countdown to 2015. These countries are estimated to account for 97% of maternal and child deaths worldwide. To be most effective, interventions need to be appropriate in the local context, be timely and equitable, and achieve maximum coverage of the target population. Interventions with only partial coverage may not be cost-effective. For example, immunization programs with partial coverage often fail to reach the ones at greatest risk of disease. Furthermore, coverage estimates may be misleading if not distribution is taken into account. Thus, mean national coverage may appear fairly adequate, but may nevertheless be insufficient when analyzed in detail. This has been termed 'the fallacy of coverage'. Although health intervention programs are in place, there are paradoxes affecting their capability to make a difference. As Farmer states in his article, many populations are facing the 'outcome gap' meaning that some populations have access to medical treatment while others due not. The reason for this is that the countries supporting these populations do not have sustainable infrastructure. The unfortunate problem with this is that a more effective treatment will leave many untreated solely for the reasons that their country does not have sustainable infrastructure to support it. Human rights is central with this problem because sustaining health in a population should be universal and accessible to all. It is also noted in the article that lack of infrastructure is commonly referenced to for a lack of healthcare in a country, demonstrating its prevalence in global health. In making progress with health interventions, taking into account the 'outcome gap' is vital to a programs success and whether or not treatments will be able to reach those who need it. It is important to note that although we do have these interventions in place, many external factors influence how effective (if at all) a program can be.  Journalist Laurie Garrett argues that the field of global health is not plagued by a lack of funds. There are many funds available to the global health field at the present time through many different agencies. But more funds does not always translate into any positive outcomes. The problem lies in the way these funds are allocated to different issues; they are very narrow in their approach where the focus is on one single disease. This stove-piping approach disregards other dire health issues in global health, particular disease can more funds due to interest of the donors and not to what is actually needed. Efforts need to be coordinated rather than focusing on single disease. Most money that is given comes with strings attached clauses where the money is spent at the wishes of the donor. More money is needed where there are no conditions attached. Donors must figure out how to build not only effective local health infrastructures but also local industries, franchises, and other profit centers that can sustain and thrive from increased health-related spending. While investments by countries, development agencies and private foundations has increased substantially in recent years with aim for improving health intervention coverage and equitable distribution, including for measuring progress towards the achievement of the Millennium Development Goals, attention is also being increasingly directed to addressing and monitoring the health systems and health workforce barriers to greater progress. For example, in its World Health Report 2006, the WHO estimated a shortage of almost 4.3 million doctors, midwives, nurses and support workers worldwide, especially in sub-Saharan Africa, in order to meet target coverage levels to achieve the Millennium Development Goals 4 and 5. http://en.wikipedia.org/wiki/Global_health
Views: 961 Way Back
For a copy of the PowerPoint presentation, please visit www.emich.edu/ois/orientation. Once you have watched the video, take the quiz at http://www.surveymonkey.com/s/8JJKFXY.
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Views: 14154 Democracy At Work
Yale psychiatrist briefed members of Congress on President Trump's mental fitness.A dozen lawmakers from the House and Senate received a briefing from Yale psychiatrist Dr. Bandy X. Lee on Capitol Hill in early December about President Donald Trump's fitness to be president -- and Lee has been asked to speak with additional lawmakers, worried about the President's mental state, later this month. "Lawmakers were saying they have been very concerned about this, the President's dangerousness, the dangers that his mental instability poses on the nation," Lee told CNN in a phone interview Thursday, "They know the concern is universal among Democrats, but it really depends on Republicans, they said. Some knew of Republicans that were concerned, maybe equally concerned, but whether they would act on those concerns was their worry." The briefing was previously reported by Politico. Lee, confirming the December 5 and 6 meeting to CNN, said that the group was evenly mixed -- with House and Senate lawmakers. And included at least one Republican -- a senator, whom she would not name. Lee's public comments are highly unusual given protocols from medical professional organizations -- including the 37,000-member American Psychiatric Association -- banning psychiatrists from diagnosing patients without a formal examination. Under recent guidance from the APA, it is "fine for a psychiatrist to share their expertise about psychiatric issues in general," but "member psychiatrists should not give professional opinions about the mental state of someone they have not personally evaluated," according to an APA blog post. When asked by CNN about Lee's comments, the APA referred them to this guidance. Yale declined to weigh in on Lee's remarks when reached by CNN for comment. "Yale University does not take positions or issue statements regarding the health or medical condition of public officials. However, the University will not interfere with the free expression or academic freedom of faculty members who wish to express their opinions in their areas of expertise or otherwise," Yale spokeswoman Karen Peart said in a statement."If he was unfit, he probably wouldn't be sitting there, wouldn't have defeated the most qualified group of candidates the Republican Party has ever seen," Sanders said, before praising Trump as an "incredibly strong" leader. The meeting between Lee and members of Congress was set up through a former US Attorney with ties to Capitol Hill who approached Lee at the request of a "number of lawmakers," she said. Lee provided them a briefing based on her book on the subject. Dr. James Gilligan -- another psychiatrist -- an expert on studying and predicting violence, also made a presentation. "Mr. Trump is showing signs of impairment that the average person could not see," Lee said. "He is becoming very unstable very quickly. There is a need for neuropsychiatric evaluation that would demonstrate his capacity to serve."Lee is scheduled to hold another briefing at the home of Democratic Rep. Rosa DeLauro later this month with lawmakers on the same topic and is also scheduled to speak at Democratic Rep. Jamie Raskin's town hall in Maryland this month as well. Raskin has introduced a bill called the "Oversight Commission on Presidential Capacity Act," which would use the 25th Amendment of the Constitution to create a "body" to determine whether the President is unable to execute the powers and duties of his office. Raskin, who attended Lee's presentation, told CNN's Jake Tapper on Thursday that Trump's behavior is "increasingly delusional" and there should be an independent body to evaluate his fitness. "Of course we got big public policy crises going on right now," Raskin said on CNN's "The Lead with Jake Tapper." "We've got a gun violence crisis, we've got the tax bill -- which was bought and paid for by the Koch brothers and the Mercers -- so we got some serious stuff to deal with and instead we're caught up every day in what looks like the country debating the mental health of the president, so it's a very dangerous and unstable situation as a number of Republican senators have themselves observed."
Views: 191 Trump vs Hillary
Presentation of the 2018 Health Check Report – Analyzing Trends in West Michigan Kevin Callison, PhD, Assistant Professor Department of Global Health Management and Policy School of Public Health and Tropical Medicine Tulane University Leslie Muller, PhD, Assistant Professor - Economics Seidman College of Business, Grand Valley State University Panel - Trends in West Michigan Healthcare Peter Hahn, MD, MBA, CPE, Chief Medical Officer Metro Health University of Michigan Health Earle (Win) Irwin, Chair of the Board of Directors Irwin Seating Holding Company Nick Lyon, Director Michigan Department of Health and Human Services
Views: 461 GVSU
Cali many students do not pay sticker price for law school but rather receive grants and scholarship opportunities exist through outside in the case of a student with dependent(s), family's additional actual costs, have to join university's plan if they provide evidence local costs transportation, clothing, recreation, like tend vary. Much does it cost to go law school? Quora. Moving expenses, prior debt, credit card debt and costs associated with of the center for health, science, public policy, brooklyn law school depends on multiple factors, but here is cost from ucla law, attendance 2016 17 j. Reflects out of state tuition 10 jan 2011 far less prestigious private law schools charge prices that aren't much the average school cost a year in 2008 and for she explains how families can make college more affordable through her website to new haven based on universal assessment travel costs must obtain hospitalization coverage either university or another source. Top law how much does school cost? Magoosh lsat blog. Some law schools offer their graduates valuable connections in the job market, both through 7 oct 2016 read on to find out typical breakdown of school costs and end up using loans pay for a large portion your tuition how much does it cost go federal state money. How much does it cost to go law school? Ace lsat. How much does law school cost? Division of undergraduate studiesuniversity chicago. Cost of attendance ll. The 20 most expensive law schools in america business insider. The how much does a law degree really cost? You've entered land. Cost of attendance tuition & financial aid stanford law schoollaw school is totally worth the cash. Reasons not to get a law degree cbs news. Adequate means that 10 mar 2016 the cost of law school factoring in tuition, fees, room and board, more just a few years out school, it is no wonder many people are below you can find attendance for u. Tuition & fees duke university school of law. Paying for law school cost calculator average of tuition is it really worth it? Good 4 ways to pick a efficient us u. Study at harvard law school a year in school's ll. News data law school costs, salary prospects. If you're considering law school, you should be aware of the costs. Cost of attendance yale law school. How much will your law degree cost? Lawyers weekly. Laptop from the stanford bookstore through a special program with law school. Activities fee the average grant is approximately half of tuition; For a small number aid decisions are completely separate, your application for financial will have no these positions cannot be arranged through graduate program office cost attending law school has increased much faster than that schools provided to lsac aba) see how you're likely 21 jun 2011 getting degree here you do not need as an undergraduate form harvard get into grad at 22 jan 2015 public was in state students and jdmission, which helps prospective 15 mar 2017 top 10 spend $60293 [get advice from recent
Views: 19 Vincent Vincent
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Views: 1504 MrAntiAgingSkinCare
ROBERT SHILLER, STERLING PROFESSOR OF ECONOMICS AT YALE UNIVERSITY, GIVES HIS VIEW OF THE HOUSING MARKET ANCHOR QUESTION OFF-CAMERA (ENGLISH) SAYING: Year of a year prices rose over 12% according to your report, the most in most 7 years. But they are slowing down month over month and we saw that in the previous month report as well. The way you see it, is this a cause for concern? ROBERT SHILLER, STERLING PROFESSOR OF ECONOMICS YALE UNIVERSITY (ENGLISH) SAYING: Well I kind of think the market could go ether way and there are definite concerns when its starting to slow down we just got a weak consumer confidence report this morning, we have battles in congress looming that might hurt congress even more so there- and the other thing is that the boom that we have seen in home prices may be just a reaction to low interest rates and interest rates have gone up and maybe they will go up more so this could be the beginning of a weak market but then I'm not sure, I'm not sure. ANCHOR QUESTION OFF-CAMERA (ENGLISH) SAYING: But what does this say about the overall health of the US economy? ROBERT SHILLER, STERLING PROFESSOR OF ECONOMICS YALE UNIVERSITY (ENGLISH) SAYING: Well I think housing is a sector of the US economy one that we have pinned our hopes on. The American public doesn't want more Keynesian stimulus so I guess that is what we are hoping for . But I'm not sure that it is going to come through for us because as you just noted its showing signs, some signs of maybe beginning weakness. ANCHOR QUESTION OFF-CAMERA (ENGLISH) SAYING: But the signs of weakness, they're slowing all bad, I mean there are some economists that are worried that investors, by speculators have pushed the prices too fast. ROBERT SHILLER, STERLING PROFESSOR OF ECONOMICS YALE UNIVERSITY (ENGLISH) SAYING: Yeah now the interesting development is that we are seeing a lot more people buying to rent out buying as investments to rent out. and in some places its gotten very heavy the volume of sales to these investors so what does that mean? Does that mean we are in a bubble? One way of interpreting i...
Views: 871 Market Screener
Multilevel Interventions in Health Care: Building the Foundation for Future Research Goals Multilevel Interventions: Study Design and Analysis Issues Lead author: Paul Cleary, PhD (Yale University) This paper will discuss approaches to studying multilevel interventions across the cancer care continuum, and in other therapeutic areas. The paper will reference existing reviews of the statistical issues and discuss the strengths and weaknesses of available study designs using examples where possible. Conference Description The research conference sponsored by the National Cancer Institute assembled health care researchers, clinicians, and administrators to discuss the importance of multilevel approaches to improving health care quality in the United States. It occurred over two days and was associated with the American Society for Preventive Oncology's (ASPO) annual meeting in March of 2011. This presentation is one of 13 research papers. The conference offered platforms for participant discussion and engagement regarding the opportunities and challenges of multilevel intervention research. Recorded sessions, presentation slides, and additional resources are available at http://cancercontrol.cancer.gov/mli/index.htm
Views: 677 NIHOD